Hospitals and clinics loans - healthcare finance programs

Hospital definition

A hospital is an institution for health care providing patient treatment by specialised staff and equipment, and often but not always providing for longer-term patient stays. Today, hospitals are usually funded by the state, health organizations (for profit or non-profit), health insurances or charities, including direct charitable donations. Commercial Loan Direct offers a wide array of financing options for Hospitals of all sizes.

Hospital, Clinic & Healthcare financing programs

In addition to our core programs we also offer commercial real estate government agency sponsored related hospital loan programs including FHA, SBA-504, SBA 7(a), and USDA.

Small Hospital Loan Programs

Hospital - Clinic - Healthcare Loan - $1 Million to 5 Million

Small Hospital - Clinic - Healthcare Loans

Small Hospital - Clinic - Healthcare Loans
Term - fixed rate: 2, 3, 4, 5, 6, 7 and 8 Years
Adjustable rate: Available
Amortization: 20, 25, and 30 years
Prepayment: Multiple options
Loan to Value Ratios: 75% for most loans
Assumable: Yes
Recourse: Yes
Can be used with SBA-504 (> 51% owner occupied properties)

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Small Conduit - Hospital - Clinic - Healthcare Loans

Small Conduit - Hospital - Clinic - Healthcare Loans
Term: 5 - 20 years
Amortization: 30 Years Maximum
Prepayment: Multiple options
Loan to Value Ratios: 80%
Assumable: Yes
Recourse: Non-recourse

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Mid Balance Hospital Loan Programs

Hospital - Clinic - Healthcare Loan - $5 Million to $10 Million

Mid-Balance Wholesale Hospital - Clinic - Healthcare Loans

Mid-Balance Wholesale Hospital - Clinic - Healthcare Loans
Terms - fixed rate: 2, 3, 4, 5, 6, 7 and 8 Year Loan Terms Available for Fixed Rate Products.
Term - adjustable rate: Maximum 5 Years
Amortization: 20, 25, and 30 years
Prepayment: Multiple options
Loan to Value Ratios: 75%
Assumable: Yes
Recourse: Yes

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Mid Balance Conduit Office Loans

Mid Balance Conduit Hospital - Clinic - Healthcare Loans
Term: 5 - 20 years
Amortization: 30 Years Maximum
Prepayment: Multiple options
Loan to Value Ratios: 80%
Assumable: Yes
Recourse: Non-recourse

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Large Balance Warehouse Loan Programs

Hospital - Clinic - Healthcare Loan - $10 Million to No Max

Large Balance Wholesale Hospital - Clinic - Healthcare Loans

Large Balance Wholesale hospital - Clinic - Healthcare Loans
Fixed Rate: 5, 10 Years
Amortization: 20 to 30 year schedules available on most transactions, subject to underwriting criteria. Fully amortizing loans are also available
Prepayment: Multiple options
Assumable: Yes
Recourse: Non-recourse with standard carve-outs
Loan to Value: up to 80%

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Large Balance Conduit Hospital - Clinic - Healthcare Mortgages

Large Balance Conduit Hospital - Clinic - Healthcare Mortgages
Pricing: Fixed interest rates priced at competitive spreads over comparable maturity U.S. Treasury
Term: 5 - 20 years
Amortization: 30 Years Maximum
Prepayment: Multiple options
Loan to Value Ratios: 80%
Assumable: Yes
Recourse: Non-recourse

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Health Care Center or Medical Clinic - Definition

A clinic (or an outpatient clinic) is a small private or public health facility that is devoted to the care of outpatients, often in a community, in contrast to larger hospitals, which also treat inpatients. Some grow to be institutions as large as major hospitals, whilst retaining the name clinic. These are often associated with a hospital or medical school.

General practice clinics are run by one or more general practitioners or practice managers. Physiotherapy clinics are usually operated by physiotherapists and psychology clinics by clinical psychologists, and so on for each health profession. Some clinics are operated in-house by employers, government organizations or hospitals and some clinical services are outsourced to private corporations, specialising in provision of health services

Learn more about our Large Balance Conduit hospital - clinic - healthcare Mortgages