Commercial Real Estate Financing in Arizona | AZ Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Arizona. Current commercial loan rates in Arizona range from 4.6% to 16.01%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of AZ. We also have a dedicated page for apartment loans in Arizona.

Arizona Commercial Loans

Arizona Commercial Loan Rates

Commercial Loan Types Average Arizona Rates LTV Loan Amount Occupancy
Conventional 5.01% - 7.94% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 5.49% - 6.61% 75% $2,000,000+ Investment
Insurance 4.94% - 7.19% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 4.49% - 5.34% 83.3% $5,000,000+ Investment
USDA 5.60% - 8.60% 85% $1,000,000+ Investment + Owner Occupied
Bridge 7.01% - 16.01% 80% $1,500,000+ Investment
Construction 7.10% - 12.10% 83.3% $1,000,000+ Investment
SBA 4.60% - 8.10% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in Arizona

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Arizona

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Arizona

We are proud to be serving the state of Arizona. Here are our commercial loan statistics for this state.

Arizona Cities and Towns Served

47

Arizona Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for AZ below to help you understand what kind of market you are in. Simply click one of the options below to see the data for AZ. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Arizona cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Arizona economic reports to get a better understanding of your market.

  • Ahwatukee Foothills
  • Ajo
  • Alhambra
  • Anthem
  • Apache County
  • Apache Junction
  • Arivaca Junction
  • Arizona City
  • Avenue B and C
  • Avondale
  • Avra Valley
  • Bagdad
  • Beaver Dam
  • Benson
  • Big Park
  • Bisbee
  • Black Canyon City
  • Blackwater
  • Buckeye
  • Bullhead City
  • Bylas
  • Cactus Flat
  • Camp Verde
  • Canyon Day
  • Carefree
  • Casa Blanca
  • Casa Grande
  • Casas Adobes
  • Catalina
  • Catalina Foothills
  • Cave Creek
  • Centennial Park
  • Central City
  • Central Heights-Midland City
  • Chandler
  • Chinle
  • Chino Valley
  • Cibecue
  • Cienega Springs
  • Citrus Park
  • Clarkdale
  • Claypool
  • Clifton
  • Cochise County
  • Coconino County
  • Colorado City
  • Congress
  • Coolidge
  • Cordes Lakes
  • Cornville
  • Corona de Tucson
  • Cottonwood
  • Deer Valley
  • Desert Hills
  • Dewey-Humboldt
  • Dilkon
  • Dolan Springs
  • Donovan Estates
  • Douglas
  • Drexel Heights
  • Eagar
  • East Sahuarita
  • Ehrenberg
  • El Mirage
  • Eloy
  • Encanto
  • First Mesa
  • Flagstaff
  • Florence
  • Flowing Wells
  • Fort Defiance
  • Fortuna Foothills
  • Fountain Hills
  • Fredonia
  • Ganado
  • Gila Bend
  • Gila County
  • Gilbert
  • Glendale
  • Globe
  • Gold Camp
  • Gold Canyon
  • Golden Shores
  • Golden Valley
  • Goodyear
  • Graham County
  • Grand Canyon
  • Grand Canyon Village
  • Green Valley
  • Greenlee County
  • Guadalupe
  • Heber-Overgaard
  • Holbrook
  • Houck
  • Huachuca City
  • Joseph City
  • Kachina Village
  • Kaibito
  • Kayenta
  • Kearny
  • Kingman
  • La Paz County
  • Lake Havasu City
  • Lake Montezuma
  • Lake of the Woods
  • Laveen
  • LeChee
  • Linden
  • Litchfield Park
  • Lukachukai
  • Mammoth
  • Many Farms
  • Marana
  • Maricopa
  • Maricopa County
  • Maryvale
  • Mayer
  • Meadview
  • Mesa
  • Mescal
  • Miami
  • Mohave County
  • Mohave Valley
  • Morenci
  • Mountainaire
  • Naco
  • Navajo County
  • New Kingman-Butler
  • New River
  • Nogales
  • North Fork
  • Oracle
  • Oro Valley
  • Page
  • Paradise Valley
  • Parker
  • Parks
  • Paulden
  • Payson
  • Peach Springs
  • Peoria
  • Peridot
  • Phoenix
  • Picture Rocks
  • Pima
  • Pima County
  • Pinal County
  • Pine
  • Pinetop-Lakeside
  • Pirtleville
  • Prescott
  • Prescott Valley
  • Quartzsite
  • Queen Creek
  • Rio Rico
  • Rio Verde
  • Sacaton
  • Saddle Brooke
  • Safford
  • Sahuarita
  • Saint David
  • Saint Johns
  • Saint Michaels
  • Salome
  • San Carlos
  • San Luis
  • San Manuel
  • San Tan Valley
  • Santa Cruz County
  • Scenic
  • Scottsdale
  • Sedona
  • Sells
  • Show Low
  • Sierra Vista
  • Sierra Vista Southeast
  • Six Shooter Canyon
  • Snowflake
  • Somerton
  • South Tucson
  • Spring Valley
  • Springerville
  • Star Valley
  • Summit
  • Sun City
  • Sun City West
  • Sun Lakes
  • Sun Valley
  • Superior
  • Surprise
  • Swift Trail Junction
  • Tanque Verde
  • Taylor
  • Tempe
  • Tempe Junction
  • Thatcher
  • Three Points
  • Tolleson
  • Tombstone
  • Tonto Basin
  • Tortolita
  • Tsaile
  • Tuba City
  • Tubac
  • Tucson
  • Tucson Estates
  • Vail
  • Valencia West
  • Valle Vista
  • Verde Village
  • Village of Oak Creek (Big Park)
  • Wellton
  • West Sedona
  • Whetstone
  • White Mountain Lake
  • Whiteriver
  • Wickenburg
  • Willcox
  • Williams
  • Williamson
  • Willow Valley
  • Window Rock
  • Winslow
  • Yavapai County
  • Youngtown
  • Yuma
  • Yuma County

AZ Commercial Loan Reviews

What do you like best about your experience with CLD?

very professional and knowledgeable

Donald - Retail Unanchored Financing in Patagonia, AZ

What do you like best about your experience with CLD?

Explaining of the process. Helped me understand the industry and best practices.

Kenneth - Hotel Flagged Financing in Winslow, AZ

Chat