Commercial Loans Simplified
Get matched with 350+ programs for multifamily, investment, and owner-occupied properties.
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Get your personalized solution to access cash, purchase, refinance, and build commercial real estate.
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Find the Right Commercial Loan
Multifamily Mortgages
Multifamily properties include traditional apartments, age-restricted communities, student housing, affordable housing, cooperatives, and manufactured housing/mobile home parks. Loan options can include Fannie Mae, Freddie Mac, HUD/FHA, USDA, CMBS/Conduit, Conventional, and Insurance products, with bridge and construction options available by scenario.
Investment Commercial Loans
Investment commercial real estate can include office, retail, industrial/warehouse, self-storage, healthcare, hospitality, and mixed-use properties. Available financing solutions include Conventional, CMBS/Conduit, Insurance, Agency (FHA/HUD and USDA), plus bridge or construction structures where appropriate.
Owner-Occupied Commercial Loans
Owner-occupied commercial real estate financing supports business-use properties where the owner occupies at least 50% of the space. Common options include Conventional, Insurance, FHA/HUD, SBA, and USDA, plus construction financing on select opportunities.
Real Deals. Real Results.
Success Stories
See how we've helped borrowers across the country close complex deals and reach their goals.
SBA 7(a)
New Ace Hardware Franchise Financing
CLD was most helpful from answering my initial questions to the follow up... We would not have been able to start this business without CLD.
CMBS
Apartment Refinance — 332 Units
I had a tremendously good experience with CLD and especially with my loan specialist — she identified the ideal loan program and handled everything professionally.
Conventional
Student Housing Refinancing — 181 Units
I felt confident through the process that things were under control, that my interests were protected — always a pleasure to work with.
Want to see what real clients say about working with us?
Read Our Unfiltered ReviewsCommercial Loans and Apartment Mortgages
Commercial Loan Direct (CLD) is a national commercial real estate correspondent and mortgage banking firm with access to more than 350 lending programs. CLD works with banks, institutional lenders, life companies, hedge funds, REITs, private lenders, Fannie Mae, Freddie Mac, SBA, USDA, and HUD/FHA.
Why Borrowers Choose Commercial Loan Direct
Broad Program Access
Agency, conventional, bridge, construction, and specialized options in one platform.
Faster Decisioning
A streamlined online intake helps identify likely-fit programs quickly.
Nationwide Capabilities
Support for multifamily and commercial assets across U.S. markets.
Low Rates
Competitive financing options designed to help borrowers secure attractive terms.
Tailored Structures
Loan scenarios designed around property type, occupancy, and business plan.
Quick Closings
Efficient underwriting and coordination help keep transactions moving toward closing.
Our Simple 3-Step Process
Step 1. Submit a Quote Request
Your assigned Loan Specialist will work with you to understand the property you wish to purchase or refinance as well as your investment strategy.
Step 2. Selection
Your transaction will be matched with the top loan programs that best fits your request. Your Loan Specialist will assist by explaining the features of the proposed loan option(s) and will provide you with a breakdown of the rates, terms, and fees.
Step 3. Closing
You will work with your assigned Transaction Coordinator to send in the required items during the due diligence period. Third party reports are ordered and title and escrow are opened. Once all items on your pre-closing checklist have been received, the loan is closed and you receive your funds.
Commercial Loan Finder
Fill this form out to find the best commercial loan programs for your needs.
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Get a free commercial loan quote. This process does not affect your credit score.
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