Commercial Real Estate Financing in Georgia | GA Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Georgia. Current commercial loan rates in Georgia range from 4.6% to 16.01%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of GA. We also have a dedicated page for apartment loans in Georgia.

Georgia Commercial Loans

Georgia Commercial Loan Rates

Commercial Loan Types Average Georgia Rates LTV Loan Amount Occupancy
Conventional 5.01% - 7.94% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 5.49% - 6.61% 75% $2,000,000+ Investment
Insurance 4.94% - 7.19% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 4.49% - 5.34% 83.3% $5,000,000+ Investment
USDA 5.60% - 8.60% 85% $1,000,000+ Investment + Owner Occupied
Bridge 7.01% - 16.01% 80% $1,500,000+ Investment
Construction 7.10% - 12.10% 83.3% $1,000,000+ Investment
SBA 4.60% - 8.10% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in Georgia

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Georgia

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Georgia

We are proud to be serving the state of Georgia. Here are our commercial loan statistics for this state.

Georgia Cities and Towns Served

153

Georgia Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for GA below to help you understand what kind of market you are in. Simply click one of the options below to see the data for GA. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Georgia cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Georgia economic reports to get a better understanding of your market.

  • Abbeville
  • Acworth
  • Adairsville
  • Adel
  • Alamo
  • Albany
  • Alma
  • Alpharetta
  • Alto
  • Americus
  • Appling County
  • Aragon
  • Arcade
  • Arlington
  • Ashburn
  • Athens
  • Atkinson County
  • Atlanta
  • Auburn
  • Augusta
  • Austell
  • Avondale Estates
  • Bacon County
  • Bainbridge
  • Baker County
  • Baldwin
  • Baldwin County
  • Ball Ground
  • Banks County
  • Barnesville
  • Barrow County
  • Bartow County
  • Baxley
  • Belvedere Park
  • Ben Hill County
  • Berkeley Lake
  • Berrien County
  • Bibb County
  • Blackshear
  • Blairsville
  • Blakely
  • Bleckley County
  • Bloomingdale
  • Blue Ridge
  • Bogart
  • Bonanza
  • Boston
  • Bowdon
  • Brantley County
  • Braselton
  • Bremen
  • Brookhaven
  • Brooklet
  • Brooks County
  • Broxton
  • Brunswick
  • Bryan County
  • Buchanan
  • Buena Vista
  • Buford
  • Bulloch County
  • Burke County
  • Butler
  • Butts County
  • Byron
  • Cairo
  • Calhoun
  • Calhoun County
  • Camden County
  • Camilla
  • Candler County
  • Candler-McAfee
  • Canton
  • Carnesville
  • Carroll County
  • Carrollton
  • Cartersville
  • Catoosa County
  • Cave Spring
  • Cedartown
  • Centerville
  • Chamblee
  • Charlton County
  • Chatham County
  • Chatsworth
  • Chattahoochee County
  • Chattahoochee Hills
  • Chattanooga Valley
  • Chattooga County
  • Cherokee County
  • Chester
  • Chickamauga
  • Clarke County
  • Clarkesville
  • Clarkston
  • Claxton
  • Clay County
  • Clayton
  • Clayton County
  • Cleveland
  • Clinch County
  • Cobb County
  • Cochran
  • Coffee County
  • College Park
  • Colquitt
  • Colquitt County
  • Columbia County
  • Columbus
  • Comer
  • Commerce
  • Conley
  • Conyers
  • Cook County
  • Cordele
  • Cornelia
  • Country Club Estates
  • Covington
  • Coweta County
  • Crawford County
  • Crawfordville
  • Crisp County
  • Cumming
  • Cusseta
  • Cuthbert
  • Dacula
  • Dade County
  • Dahlonega
  • Dallas
  • Dalton
  • Danielsville
  • Darien
  • Davisboro
  • Dawson
  • Dawson County
  • Dawsonville
  • Decatur
  • Decatur County
  • Deenwood
  • DeKalb County
  • Demorest
  • Dock Junction
  • Dodge County
  • Donalsonville
  • Dooly County
  • Doraville
  • Dougherty County
  • Douglas
  • Douglas County
  • Douglasville
  • Druid Hills
  • Dublin
  • Duluth
  • Dunwoody
  • Early County
  • East Dublin
  • East Griffin
  • East Newnan
  • East Point
  • Eastman
  • Eatonton
  • Echols County
  • Edison
  • Effingham County
  • Elbert County
  • Elberton
  • Ellaville
  • Ellijay
  • Emanuel County
  • Emerson
  • Enigma
  • Euharlee
  • Evans
  • Evans County
  • Experiment
  • Fair Oaks
  • Fairburn
  • Fairview
  • Fannin County
  • Fayette County
  • Fayetteville
  • Firing Range
  • Fitzgerald
  • Flowery Branch
  • Floyd County
  • Folkston
  • Forest Park
  • Forsyth
  • Forsyth County
  • Fort Gaines
  • Fort Oglethorpe
  • Fort Stewart
  • Fort Valley
  • Franklin
  • Franklin County
  • Franklin Springs
  • Fulton County
  • Gainesville
  • Garden City
  • Georgetown
  • Gibson
  • Gilmer County
  • Glascock County
  • Glennville
  • Glynn County
  • Gordon
  • Gordon County
  • Grady County
  • Grantville
  • Gray
  • Grayson
  • Greene County
  • Greensboro
  • Greenville
  • Gresham Park
  • Griffin
  • Grovetown
  • Gumlog
  • Guyton
  • Gwinnett County
  • Habersham County
  • Hahira
  • Hall County
  • Hamilton
  • Hampton
  • Hancock County
  • Hannahs Mill
  • Hapeville
  • Haralson County
  • Hardwick
  • Harlem
  • Harris County
  • Hart County
  • Hartwell
  • Hawkinsville
  • Hazlehurst
  • Heard County
  • Helena
  • Henderson
  • Henry County
  • Hephzibah
  • Hiawassee
  • Hinesville
  • Hiram
  • Hogansville
  • Holly Springs
  • Homer
  • Homerville
  • Hoschton
  • Houston County
  • Indian Springs
  • Irondale
  • Irwin County
  • Irwinton
  • Isle of Hope
  • Jackson
  • Jackson County
  • Jasper
  • Jasper County
  • Jeff Davis County
  • Jefferson
  • Jefferson County
  • Jeffersonville
  • Jenkins County
  • Jesup
  • Johns Creek
  • Johnson County
  • Jones County
  • Jonesboro
  • Kennesaw
  • Kings Bay Base
  • Kingsland
  • Knoxville
  • LaFayette
  • LaGrange
  • Lake City
  • Lakeland
  • Lakeview
  • Lakeview Estates
  • Lamar County
  • Lanier County
  • Laurens County
  • Lavonia
  • Lawrenceville
  • Lee County
  • Leesburg
  • Lexington
  • Liberty County
  • Lilburn
  • Lincoln County
  • Lincolnton
  • Lindale
  • Lithia Springs
  • Lithonia
  • Locust Grove
  • Loganville
  • Long County
  • Lookout Mountain
  • Louisville
  • Lovejoy
  • Lowndes County
  • Ludowici
  • Lula
  • Lumber City
  • Lumpkin
  • Lumpkin County
  • Lyons
  • Mableton
  • Macon
  • Macon County
  • Madison
  • Madison County
  • Manchester
  • Marietta
  • Marion County
  • Marshallville
  • Martinez
  • Maysville
  • McCaysville
  • McDonough
  • McDuffie County
  • McIntosh County
  • McRae
  • Meigs
  • Meriwether County
  • Metter
  • Midway
  • Milledgeville
  • Millen
  • Miller County
  • Milton
  • Mitchell County
  • Monroe
  • Monroe County
  • Montezuma
  • Montgomery
  • Montgomery County
  • Monticello
  • Morgan
  • Morgan County
  • Morrow
  • Moultrie
  • Mount Airy
  • Mount Vernon
  • Mount Zion
  • Mountain City
  • Mountain Park
  • Murray County
  • Muscogee County
  • Nahunta
  • Nashville
  • Nelson
  • Newnan
  • Newton
  • Newton County
  • Nicholls
  • Nicholson
  • Norcross
  • North Atlanta
  • North Decatur
  • North Druid Hills
  • Oakwood
  • Ocilla
  • Oconee County
  • Oglethorpe
  • Oglethorpe County
  • Omega
  • Oxford
  • Palmetto
  • Panthersville
  • Paulding County
  • Peach County
  • Peachtree City
  • Peachtree Corners
  • Pearson
  • Pelham
  • Pembroke
  • Perry
  • Pickens County
  • Pierce County
  • Pike County
  • Pine Mountain
  • Polk County
  • Pooler
  • Port Wentworth
  • Porterdale
  • Powder Springs
  • Preston
  • Pulaski County
  • Putnam County
  • Putney
  • Quitman
  • Quitman County
  • Rabun County
  • Randolph County
  • Raoul
  • Ray City
  • Redan
  • Reed Creek
  • Reidsville
  • Remerton
  • Reynolds
  • Richland
  • Richmond County
  • Richmond Hill
  • Rincon
  • Ringgold
  • Riverdale
  • Robins Air Force Base
  • Rochelle
  • Rockdale County
  • Rockmart
  • Rome
  • Rossville
  • Roswell
  • Royston
  • Russell
  • Rydal
  • Saint Simon Mills
  • Saint Simons Island
  • Sandersville
  • Sandy Springs
  • Sardis
  • Savannah
  • Schley County
  • Scottdale
  • Screven County
  • Seminole County
  • Senoia
  • Shannon
  • Skidaway Island
  • Smyrna
  • Snellville
  • Social Circle
  • Soperton
  • Spalding County
  • Sparks
  • Sparta
  • Springfield
  • St. Marys
  • Statenville
  • Statesboro
  • Statham
  • Stephens County
  • Stewart County
  • Stockbridge
  • Stone Mountain
  • Stonecrest
  • Sugar Hill
  • Summerville
  • Sumter County
  • Sunnyside
  • Suwanee
  • Swainsboro
  • Sylvania
  • Sylvester
  • Talbot County
  • Talbotton
  • Taliaferro County
  • Tallapoosa
  • Tattnall County
  • Taylor County
  • Telfair County
  • Temple
  • Tennille
  • Terrell County
  • Thomas County
  • Thomaston
  • Thomasville
  • Thomson
  • Thunderbolt
  • Tift County
  • Tifton
  • Toccoa
  • Toombs County
  • Towns County
  • Trenton
  • Treutlen County
  • Trion
  • Troup County
  • Tucker
  • Turner County
  • Twiggs County
  • Twin City
  • Tybee Island
  • Tyrone
  • Unadilla
  • Union City
  • Union County
  • Union Point
  • Unionville
  • Upson County
  • Valdosta
  • Varnell
  • Vidalia
  • Vienna
  • Villa Rica
  • Vinings
  • Wadley
  • Walker County
  • Walnut Grove
  • Walthourville
  • Walton County
  • Ware County
  • Warner Robins
  • Warren County
  • Warrenton
  • Washington
  • Washington County
  • Watkinsville
  • Waycross
  • Wayne County
  • Waynesboro
  • Webster County
  • West Point
  • West Warrenton
  • Wheeler County
  • White County
  • Whitemarsh Island
  • Whitfield County
  • Wilcox County
  • Wilkes County
  • Wilkinson County
  • Willacoochee
  • Wilmington Island
  • Winder
  • Winterville
  • Woodbine
  • Woodstock
  • Worth County
  • Wrens
  • Wrightsville
  • Young Harris
  • Zebulon

GA Commercial Loan Reviews

How would you rate the responsiveness of your loan officer? 

Excellent

Abdulah - Industrial Financing in Sugar Hill, GA

What do you like best about your experience with CLD?

After 32 years in product development for GE Medical, Siemens Medical and Kimberly-Clark, I wanted to have a business that my wife and I could run together. At a local franchise show we looked at many opportunities and felt that Ace Hardware had the values and helpfulness that resonated with us. Ace also offered various incentives and training to get new investors started successfully. CLD was most helpful from answering my initial questions to the follow up... We would not have been able to start this business without CLD.

Herb - Retail Anchored Financing in Alpharetta, GA

How would you rate our online services? 

Excellent

Jessica - Health Care Facility Financing in Atlanta, GA

What do you like best about your experience with CLD?

Prompt calls. Good Info.

Joe - Condominium Financing in Macon, GA

How would you rate the responsiveness of your loan officer? 

Excellent

Brian - Retail Single Tenant Financing in Norcross, GA

What do you like best about your experience with CLD?

[my loan specialist] did a great job. She was really good to work with.

Jason - Manufactured housing Financing in Carrollton, GA

How would you rate our online services? 

Excellent

Jaseth - Retail Single Tenant Financing in Atlanta, GA

Any Other Comments?

I appreciate [loan offcer's] help even though your company doesn’t provide the loan I am looking for... thanks again!

What are some ways we can improve our service?
Nothing I can think of!

Chris - Retail Unanchored Financing in Ballground, GA

What do you like best about your experience with CLD?

Got a call within 48 hours after I filled an online inquiry.

What are some ways we can improve our service?

All good based on my online inquiry and the call back from Leanne Eicoff. She was great.

Pardha - Day care Financing in Morrow, GA

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