Commercial Real Estate Financing in Iowa | IA Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Iowa. Current commercial loan rates in Iowa range from 3.2% to 15.49%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of IA. We also have a dedicated page for apartment loans in Iowa.

Iowa Commercial Loans

Iowa Commercial Loan Rates

Commercial Loan Types Average Iowa Rates LTV Loan Amount Occupancy
Conventional 4.49% - 8.08% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 5.61% - 6.66% 75% $2,000,000+ Investment
Insurance 5.08% - 7.30% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 4.66% - 5.51% 83.3% $5,000,000+ Investment
USDA 4.20% - 7.20% 85% $1,000,000+ Investment + Owner Occupied
Bridge 6.49% - 15.49% 80% $1,500,000+ Investment
Construction 5.70% - 10.70% 83.3% $1,000,000+ Investment
SBA 3.20% - 6.70% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in Iowa

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Iowa

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Iowa

We are proud to be serving the state of Iowa. Here are our commercial loan statistics for this state.

Iowa Cities and Towns Served

28

Iowa Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for IA below to help you understand what kind of market you are in. Simply click one of the options below to see the data for IA. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Iowa cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Iowa economic reports to get a better understanding of your market.

  • Ackley
  • Adair County
  • Adams County
  • Adel
  • Akron
  • Albia
  • Algona
  • Allamakee County
  • Allison
  • Alta
  • Alton
  • Altoona
  • Ames
  • Anamosa
  • Ankeny
  • Aplington
  • Appanoose County
  • Arnolds Park
  • Asbury
  • Atkins
  • Atlantic
  • Audubon
  • Audubon County
  • Avoca
  • Baxter
  • Bedford
  • Belle Plaine
  • Bellevue
  • Belmond
  • Benton County
  • Bettendorf
  • Black Hawk County
  • Bloomfield
  • Blue Grass
  • Bondurant
  • Boone
  • Boone County
  • Bremer County
  • Britt
  • Brooklyn
  • Buchanan County
  • Buena Vista County
  • Buffalo
  • Buffalo (historical)
  • Burlington
  • Butler County
  • Calhoun County
  • Camanche
  • Carlisle
  • Carroll
  • Carroll County
  • Carter Lake
  • Cascade
  • Cass County
  • Cedar County
  • Cedar Falls
  • Cedar Rapids
  • Center Point
  • Centerville
  • Central City
  • Cerro Gordo County
  • Chariton
  • Charles City
  • Cherokee
  • Cherokee County
  • Chickasaw County
  • Clarinda
  • Clarion
  • Clarke County
  • Clarksville
  • Clay County
  • Clayton County
  • Clear Lake
  • Clinton
  • Clinton County
  • Clive
  • Colfax
  • Columbus Junction
  • Conrad
  • Coon Rapids
  • Coralville
  • Corning
  • Corydon
  • Council Bluffs
  • Crawford County
  • Cresco
  • Creston
  • Dakota City
  • Dallas Center
  • Dallas County
  • Davenport
  • Davis County
  • De Soto
  • De Witt
  • Decatur County
  • Decorah
  • Delaware County
  • Denison
  • Denver
  • Des Moines
  • Des Moines County
  • Dickinson County
  • Dike
  • Dubuque
  • Dubuque County
  • Durant
  • Dyersville
  • Dysart
  • Eagle Grove
  • Earlham
  • Eddyville
  • Eldora
  • Eldridge
  • Elk Run Heights
  • Elkader
  • Ely
  • Emmet County
  • Emmetsburg
  • Epworth
  • Estherville
  • Evansdale
  • Fairbank
  • Fairfax
  • Fairfield
  • Farley
  • Fayette
  • Fayette County
  • Floyd County
  • Forest City
  • Fort Dodge
  • Fort Madison
  • Franklin County
  • Fremont County
  • Garner
  • George
  • Gilbert
  • Glenwood
  • Glidden
  • Granger
  • Greene
  • Greene County
  • Greenfield
  • Grimes
  • Grinnell
  • Grundy Center
  • Grundy County
  • Guthrie Center
  • Guthrie County
  • Guttenberg
  • Hamburg
  • Hamilton County
  • Hampton
  • Hancock County
  • Hardin County
  • Harlan
  • Harrison County
  • Hartley
  • Hawarden
  • Henry County
  • Hiawatha
  • Holstein
  • Howard County
  • Hudson
  • Hull
  • Humboldt
  • Humboldt County
  • Huxley
  • Ida County
  • Ida Grove
  • Independence
  • Indianola
  • Iowa City
  • Iowa County
  • Iowa Falls
  • Jackson County
  • Jasper County
  • Jefferson
  • Jefferson County
  • Jesup
  • Jewell
  • Johnson County
  • Johnston
  • Jones County
  • Kalona
  • Keokuk
  • Keokuk County
  • Keosauqua
  • Kingsley
  • Knoxville
  • Kossuth County
  • La Porte City
  • Lake City
  • Lake Mills
  • Lake Panorama
  • Lake Park
  • Lake View
  • Lamoni
  • Laurens
  • Le Claire
  • Le Mars
  • Lee County
  • Lenox
  • Leon
  • Linn County
  • Lisbon
  • Logan
  • Lone Tree
  • Louisa County
  • Lucas County
  • Lyon County
  • Madison County
  • Madrid
  • Maharishi Vedic City
  • Mahaska County
  • Malvern
  • Manchester
  • Manly
  • Manning
  • Manson
  • Mapleton
  • Maquoketa
  • Marcus
  • Marengo
  • Marion
  • Marion County
  • Marshall County
  • Marshalltown
  • Mason City
  • Mechanicsville
  • Mediapolis
  • Melcher-Dallas
  • Milford
  • Mills County
  • Missouri Valley
  • Mitchell County
  • Mitchellville
  • Monona
  • Monona County
  • Monroe
  • Monroe County
  • Montezuma
  • Montgomery County
  • Monticello
  • Mount Ayr
  • Mount Pleasant
  • Mount Vernon
  • Moville
  • Muscatine
  • Muscatine County
  • Nashua
  • Nevada
  • New Hampton
  • New London
  • New Sharon
  • Newton
  • Nora Springs
  • North English
  • North Liberty
  • Northwood
  • Norwalk
  • O'Brien County
  • Oakland
  • Oelwein
  • Ogden
  • Onawa
  • Orange City
  • Osage
  • Osceola
  • Osceola County
  • Oskaloosa
  • Ottumwa
  • Page County
  • Palo
  • Palo Alto County
  • Panora
  • Park View
  • Parkersburg
  • Paullina
  • Pella
  • Peosta
  • Perry
  • Pleasant Hill
  • Pleasantville
  • Plymouth County
  • Pocahontas
  • Pocahontas County
  • Polk City
  • Polk County
  • Postville
  • Pottawattamie County
  • Poweshiek County
  • Prairie City
  • Preston
  • Primghar
  • Red Oak
  • Reinbeck
  • Remsen
  • Ringgold County
  • Riverside
  • Robins
  • Rock Rapids
  • Rock Valley
  • Rockwell
  • Rockwell City
  • Roland
  • Sac City
  • Sac County
  • Saint Ansgar
  • Sanborn
  • Saylorville
  • Scott County
  • Sergeant Bluff
  • Sheffield
  • Shelby County
  • Sheldon
  • Shell Rock
  • Shenandoah
  • Sibley
  • Sidney
  • Sigourney
  • Sioux Center
  • Sioux City
  • Sioux County
  • Slater
  • Solon
  • Spencer
  • Spirit Lake
  • Springville
  • State Center
  • Storm Lake
  • Story City
  • Story County
  • Strawberry Point
  • Stuart
  • Sumner
  • Tama
  • Tama County
  • Taylor County
  • Tiffin
  • Tipton
  • Toledo
  • Traer
  • Tripoli
  • Union County
  • University Heights
  • Urbana
  • Urbandale
  • Van Buren County
  • Van Meter
  • Villisca
  • Vinton
  • Walcott
  • Walford
  • Wapello
  • Wapello County
  • Warren County
  • Washington
  • Washington County
  • Waterloo
  • Waukee
  • Waukon
  • Waverly
  • Wayne County
  • Webster City
  • Webster County
  • Wellman
  • West Branch
  • West Burlington
  • West Des Moines
  • West Liberty
  • West Union
  • Williamsburg
  • Wilton
  • Windsor Heights
  • Winfield
  • Winnebago County
  • Winneshiek County
  • Winterset
  • Woodbine
  • Woodbury County
  • Woodward
  • Worth County
  • Wright County
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