Commercial Real Estate Financing in Kansas | KS Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Kansas. Current commercial loan rates in Kansas range from 4.7% to 16.11%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of KS. We also have a dedicated page for apartment loans in Kansas.

Kansas Commercial Loans

Kansas Commercial Loan Rates

Commercial Loan Types Average Kansas Rates LTV Loan Amount Occupancy
Conventional 5.11% - 8.04% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 5.59% - 6.71% 75% $2,000,000+ Investment
Insurance 5.04% - 7.29% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 4.59% - 5.44% 83.3% $5,000,000+ Investment
USDA 5.70% - 8.70% 85% $1,000,000+ Investment + Owner Occupied
Bridge 7.11% - 16.11% 80% $1,500,000+ Investment
Construction 7.20% - 12.20% 83.3% $1,000,000+ Investment
SBA 4.70% - 8.20% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in Kansas

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Kansas

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Kansas

We are proud to be serving the state of Kansas. Here are our commercial loan statistics for this state.

Kansas Cities and Towns Served

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Kansas Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for KS below to help you understand what kind of market you are in. Simply click one of the options below to see the data for KS. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Kansas cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Kansas economic reports to get a better understanding of your market.

  • Abilene
  • Allen County
  • Alma
  • Altamont
  • Anderson County
  • Andover
  • Anthony
  • Arkansas City
  • Arma
  • Ashland
  • Atchison
  • Atchison County
  • Atwood
  • Auburn
  • Augusta
  • Baldwin City
  • Barber County
  • Barton County
  • Basehor
  • Baxter Springs
  • Bellaire
  • Belle Plaine
  • Belleville
  • Beloit
  • Bonner Springs
  • Bourbon County
  • Brown County
  • Buhler
  • Burlington
  • Butler County
  • Caldwell
  • Caney
  • Carbondale
  • Chanute
  • Chapman
  • Chase County
  • Chautauqua County
  • Cheney
  • Cherokee County
  • Cherryvale
  • Chetopa
  • Cheyenne County
  • Cimarron
  • Clark County
  • Clay Center
  • Clay County
  • Clearwater
  • Cloud County
  • Coffey County
  • Coffeyville
  • Colby
  • Coldwater
  • Columbus
  • Colwich
  • Comanche County
  • Concordia
  • Conway Springs
  • Cottonwood Falls
  • Council Grove
  • Cowley County
  • Crawford County
  • De Soto
  • Decatur County
  • Derby
  • Dickinson County
  • Dighton
  • Dodge City
  • Doniphan County
  • Douglas County
  • Douglass
  • Edgerton
  • Edwards County
  • Edwardsville
  • El Dorado
  • Elk County
  • Elkhart
  • Ellinwood
  • Ellis
  • Ellis County
  • Ellsworth
  • Ellsworth County
  • Elwood
  • Emporia
  • Erie
  • Eudora
  • Eureka
  • Fairway
  • Finney County
  • Ford County
  • Fort Riley North
  • Fort Scott
  • Franklin County
  • Fredonia
  • Frontenac
  • Galena
  • Garden City
  • Gardner
  • Garnett
  • Geary County
  • Girard
  • Goddard
  • Goodland
  • Gove
  • Gove County
  • Graham County
  • Grandview Plaza
  • Grant County
  • Gray County
  • Great Bend
  • Greeley County
  • Greensburg
  • Greenwood County
  • Halstead
  • Hamilton County
  • Harper
  • Harper County
  • Harvey County
  • Haskell County
  • Haven
  • Hays
  • Haysville
  • Herington
  • Hesston
  • Hiawatha
  • Highland
  • Hill City
  • Hillsboro
  • Hodgeman County
  • Hoisington
  • Holcomb
  • Holton
  • Horton
  • Howard
  • Hoxie
  • Hugoton
  • Humboldt
  • Hutchinson
  • Independence
  • Inman
  • Iola
  • Jackson County
  • Jefferson County
  • Jetmore
  • Jewell County
  • Johnson
  • Johnson County
  • Junction City
  • Kansas City
  • Kearny County
  • Kechi
  • Kingman
  • Kingman County
  • Kinsley
  • Kiowa
  • Kiowa County
  • La Crosse
  • La Cygne
  • Labette County
  • Lakin
  • Lane County
  • Lansing
  • Larned
  • Lawrence
  • Leavenworth
  • Leavenworth County
  • Leawood
  • Lenexa
  • Leoti
  • Liberal
  • Lincoln
  • Lincoln County
  • Lindsborg
  • Linn County
  • Logan County
  • Louisburg
  • Lyndon
  • Lyon County
  • Lyons
  • Maize
  • Manhattan
  • Mankato
  • Marion
  • Marion County
  • Marshall County
  • Marysville
  • McConnell AFB
  • McPherson
  • McPherson County
  • Meade
  • Meade County
  • Medicine Lodge
  • Merriam
  • Miami County
  • Minneapolis
  • Mission
  • Mission Hills
  • Mitchell County
  • Montgomery County
  • Morris County
  • Morton County
  • Mound City
  • Moundridge
  • Mulvane
  • Nemaha County
  • Neodesha
  • Neosho County
  • Ness City
  • Ness County
  • New Century, KS
  • Newton
  • Nickerson
  • North Newton
  • Norton
  • Norton County
  • Oakley
  • Oberlin
  • Ogden
  • Olathe
  • Osage City
  • Osage County
  • Osawatomie
  • Osborne
  • Osborne County
  • Oskaloosa
  • Oswego
  • Ottawa
  • Ottawa County
  • Overbrook
  • Overland Park
  • Oxford
  • Paola
  • Park City
  • Parsons
  • Pawnee County
  • Peabody
  • Phillips County
  • Phillipsburg
  • Pittsburg
  • Plains
  • Plainville
  • Pleasanton
  • Pottawatomie County
  • Prairie Village
  • Pratt
  • Pratt County
  • Rawlins County
  • Reno County
  • Republic County
  • Rice County
  • Riley County
  • Roeland Park
  • Rooks County
  • Rose Hill
  • Rossville
  • Rush County
  • Russell
  • Russell County
  • Sabetha
  • Saint Francis
  • Saint John
  • Saint Marys
  • Salina
  • Saline County
  • Satanta
  • Scott City
  • Scott County
  • Sedan
  • Sedgwick
  • Sedgwick County
  • Seneca
  • Seward County
  • Sharon Springs
  • Shawnee
  • Shawnee County
  • Sheridan County
  • Sherman County
  • Silver Lake
  • Smith Center
  • Smith County
  • Solomon
  • South Hutchinson
  • Spring Hill
  • Stafford County
  • Stanton County
  • Sterling
  • Stevens County
  • Stockton
  • Sublette
  • Sumner County
  • Syracuse
  • Thomas County
  • Tonganoxie
  • Topeka
  • Towanda
  • Trego County
  • Tribune
  • Troy
  • Ulysses
  • Valley Center
  • Valley Falls
  • Victoria
  • Wabaunsee County
  • WaKeeney
  • Wallace County
  • Wamego
  • Washington
  • Washington County
  • Wathena
  • Wellington
  • Wellsville
  • Westmoreland
  • Westwood
  • Wichita
  • Wichita County
  • Wilson County
  • Winfield
  • Woodson County
  • Wyandotte County
  • Yates Center
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