Commercial Real Estate Financing in Maryland | MD Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Maryland. Current commercial loan rates in Maryland range from 4.6% to 16.01%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of MD. We also have a dedicated page for apartment loans in Maryland.

Maryland Commercial Loans

Maryland Commercial Loan Rates

Commercial Loan Types Average Maryland Rates LTV Loan Amount Occupancy
Conventional 5.01% - 7.94% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 5.49% - 6.61% 75% $2,000,000+ Investment
Insurance 4.94% - 7.19% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 4.49% - 5.34% 83.3% $5,000,000+ Investment
USDA 5.60% - 8.60% 85% $1,000,000+ Investment + Owner Occupied
Bridge 7.01% - 16.01% 80% $1,500,000+ Investment
Construction 7.10% - 12.10% 83.3% $1,000,000+ Investment
SBA 4.60% - 8.10% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in Maryland

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Maryland

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Maryland

We are proud to be serving the state of Maryland. Here are our commercial loan statistics for this state.

Maryland Cities and Towns Served

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Maryland Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for MD below to help you understand what kind of market you are in. Simply click one of the options below to see the data for MD. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Maryland cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Maryland economic reports to get a better understanding of your market.

  • Aberdeen
  • Aberdeen Proving Ground
  • Accokeek
  • Adamstown
  • Adelphi
  • Algonquin
  • Allegany County
  • Andrews AFB
  • Annapolis
  • Anne Arundel County
  • Arbutus
  • Arden on the Severn
  • Arlington
  • Arnold
  • Ashton-Sandy Spring
  • Aspen Hill
  • Baden
  • Ballenger Creek
  • Baltimore
  • Baltimore County
  • Baltimore Highlands
  • Bartonsville
  • Bel Air
  • Bel Air North
  • Bel Air South
  • Beltsville
  • Bennsville
  • Berlin
  • Berwyn Heights
  • Bethesda
  • Bladensburg
  • Boonsboro
  • Bowie
  • Bowleys Quarters
  • Bowling Green
  • Braddock Heights
  • Brandywine
  • Brentwood
  • Brock Hall
  • Brooklyn Park
  • Brookmont
  • Brunswick
  • Bryans Road
  • Buckeystown
  • Burtonsville
  • Butcher's Hill
  • Cabin John
  • California
  • Calvert County
  • Calverton
  • Cambridge
  • Camp Springs
  • Cape Saint Claire
  • Capitol Heights
  • Carney
  • Caroline County
  • Carroll County
  • Catonsville
  • Cavetown
  • Cecil County
  • Centreville
  • Charles County
  • Charles Village
  • Charlestown
  • Charlotte Hall
  • Chesapeake Beach
  • Chesapeake Ranch Estates
  • Chester
  • Chestertown
  • Cheverly
  • Chevy Chase
  • Chevy Chase Village
  • Chillum
  • City of Baltimore
  • Clarksburg
  • Clinton
  • Clover Hill
  • Cloverly
  • Cobb Island
  • Cockeysville
  • Colesville
  • College Park
  • Colmar Manor
  • Columbia
  • Coral Hills
  • Cottage City
  • Cresaptown
  • Crisfield
  • Crofton
  • Croom
  • Crownsville
  • Cumberland
  • Damascus
  • Darnestown
  • Davidsonville
  • Deale
  • Denton
  • Derwood
  • District Heights
  • Dorchester County
  • Drum Point
  • Dundalk
  • Dunkirk
  • Dunkirk Town Center
  • East Riverdale
  • Easton
  • Edgemere
  • Edgewater
  • Edgewood
  • Edmonston
  • Eldersburg
  • Elkridge
  • Elkton
  • Ellicott City
  • Emmitsburg
  • Essex
  • Fairland
  • Fairmount Heights
  • Fairwood
  • Fallston
  • Federalsburg
  • Ferndale
  • Forest Glen
  • Forest Heights
  • Forestville
  • Fort George G Mead Junction
  • Fort Meade
  • Fort Washington
  • Fountainhead-Orchard Hills
  • Four Corners
  • Frederick
  • Frederick County
  • Friendly
  • Friendship Village
  • Frostburg
  • Fruitland
  • Fulton
  • Gaithersburg
  • Gambrills
  • Garrett County
  • Garrett Park
  • Garrison
  • Germantown
  • Glassmanor
  • Glen Burnie
  • Glenarden
  • Glenmont
  • Glenn Dale
  • Goddard
  • Golden Beach
  • Grasonville
  • Greater Upper Marlboro
  • Green Haven
  • Green Valley
  • Greenbelt
  • Greensboro
  • Hagerstown
  • Halfway
  • Hampstead
  • Hampton
  • Hancock
  • Hanover
  • Harford County
  • Havre de Grace
  • Hebron
  • Herald Harbor
  • Highfield-Cascade
  • Highland
  • Hillandale
  • Hillcrest Heights
  • Hillsmere Shores
  • Howard County
  • Hughesville
  • Hunt Valley
  • Huntingtown
  • Huntingtown Town Center
  • Hurlock
  • Hyattsville
  • Ilchester
  • Indian Head
  • Irvington
  • Jarrettsville
  • Jefferson
  • Jessup
  • Joppatowne
  • Keedysville
  • Kemp Mill
  • Kensington
  • Kent County
  • Kettering
  • Kingstown
  • Kingsville
  • La Plata
  • La Vale
  • Lake Arbor
  • Lake Shore
  • Landover
  • Landover Hills
  • Langley Park
  • Lanham
  • Lanham-Seabrook
  • Lansdowne
  • Largo
  • Laurel
  • Layhill
  • Leisure World
  • Leonardtown
  • Lexington Park
  • Linganore
  • Linthicum
  • Lochearn
  • Lonaconing
  • Londontowne
  • Long Beach
  • Lusby
  • Lutherville
  • Lutherville-Timonium
  • Manchester
  • Marlboro Meadows
  • Marlboro Village
  • Marlow Heights
  • Marlton
  • Maryland City
  • Maugansville
  • Mayo
  • Mays Chapel
  • Mechanicsville
  • Mellwood
  • Middle River
  • Middletown
  • Milford Mill
  • Mitchellville
  • Montgomery County
  • Montgomery Village
  • Morningside
  • Mount Airy
  • Mount Rainier
  • Mountain Lake Park
  • Myersville
  • National Harbor
  • Naval Academy
  • New Carrollton
  • New Windsor
  • North Beach
  • North Bel Air
  • North Bethesda
  • North East
  • North Kensington
  • North Laurel
  • North Potomac
  • Oakland
  • Ocean City
  • Ocean Pines
  • Odenton
  • Olney
  • Overlea
  • Owings
  • Owings Mills
  • Oxon Hill
  • Oxon Hill-Glassmanor
  • Paramount-Long Meadow
  • Parkville
  • Parole
  • Pasadena
  • Peppermill Village
  • Perry Hall
  • Perryman
  • Perryville
  • Pikesville
  • Pittsville
  • Pleasant Hills
  • Pocomoke City
  • Point of Rocks
  • Poolesville
  • Potomac
  • Potomac Heights
  • Potomac Park
  • Prince Frederick
  • Prince George's County
  • Princess Anne
  • Pumphrey
  • Queen Anne
  • Queen Anne's County
  • Queenland
  • Randallstown
  • Redland
  • Reisterstown
  • Ridgely
  • Rising Sun
  • Riva
  • Riverdale Park
  • Riverside
  • Riviera Beach
  • Robinwood
  • Rock Hall
  • Rockville
  • Rosaryville
  • Rosedale
  • Rossmoor
  • Rossville
  • Saint Charles
  • Saint James
  • Saint Mary's County
  • Saint Michaels
  • Salisbury
  • Savage
  • Scaggsville
  • Seabrook
  • Seat Pleasant
  • Selby-on-the-Bay
  • Severn
  • Severna Park
  • Shady Side
  • Silver Hill
  • Silver Spring
  • Smithsburg
  • Snow Hill
  • Solomons
  • Somerset
  • Somerset County
  • South Bel Air
  • South Gate
  • South Kensington
  • South Laurel
  • Spencerville
  • Spring Ridge
  • Springdale
  • Stevensville
  • Suitland
  • Suitland-Silver Hill
  • Summerfield
  • Sykesville
  • Takoma Park
  • Talbot County
  • Taneytown
  • Temple Hills
  • Thurmont
  • Timonium
  • Towson
  • Trappe
  • Travilah
  • University Park
  • Upper Marlboro
  • Urbana
  • Waldorf
  • Walker Mill
  • Walkersville
  • Washington County
  • West Elkridge
  • West Laurel
  • West Ocean City
  • Westernport
  • Westminster
  • Westphalia
  • Wheaton
  • White Marsh
  • White Oak
  • Wicomico County
  • Williamsport
  • Wilson-Conococheague
  • Woodlawn
  • Woodmore
  • Woodsboro
  • Worcester County
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