Commercial Real Estate Financing in Mississippi | MS Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Mississippi. Current commercial loan rates in Mississippi range from 4.7% to 16.11%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of MS. We also have a dedicated page for apartment loans in Mississippi.

Mississippi Commercial Loans

Mississippi Commercial Loan Rates

Commercial Loan Types Average Mississippi Rates LTV Loan Amount Occupancy
Conventional 5.11% - 8.04% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 5.59% - 6.71% 75% $2,000,000+ Investment
Insurance 5.04% - 7.29% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 4.59% - 5.44% 83.3% $5,000,000+ Investment
USDA 5.70% - 8.70% 85% $1,000,000+ Investment + Owner Occupied
Bridge 7.11% - 16.11% 80% $1,500,000+ Investment
Construction 7.20% - 12.20% 83.3% $1,000,000+ Investment
SBA 4.70% - 8.20% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in Mississippi

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Mississippi

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Mississippi

We are proud to be serving the state of Mississippi. Here are our commercial loan statistics for this state.

Mississippi Cities and Towns Served

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Mississippi Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for MS below to help you understand what kind of market you are in. Simply click one of the options below to see the data for MS. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Mississippi cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Mississippi economic reports to get a better understanding of your market.

  • Aberdeen
  • Ackerman
  • Adams County
  • Alcorn County
  • Amite County
  • Amory
  • Arnold Line
  • Ashland
  • Attala County
  • Baldwyn
  • Batesville
  • Bay Saint Louis
  • Bay Springs
  • Beechwood
  • Belmont
  • Belzoni
  • Benton County
  • Biloxi
  • Bolivar County
  • Booneville
  • Brandon
  • Brookhaven
  • Brooksville
  • Bruce
  • Bude
  • Byhalia
  • Byram
  • Caledonia
  • Calhoun City
  • Calhoun County
  • Canton
  • Carriere
  • Carroll County
  • Carrollton
  • Carthage
  • Centreville
  • Charleston
  • Chickasaw County
  • Choctaw County
  • Claiborne County
  • Clarke County
  • Clarksdale
  • Clay County
  • Cleary
  • Cleveland
  • Clinton
  • Coahoma County
  • Coldwater
  • Collins
  • Collinsville
  • Columbia
  • Columbus
  • Columbus Air Force Base
  • Como
  • Conehatta
  • Copiah County
  • Corinth
  • Covington County
  • Crystal Springs
  • D'Iberville
  • De Kalb
  • De Lisle
  • De Soto County
  • Decatur
  • Derma
  • Diamondhead
  • Drew
  • Duck Hill
  • Durant
  • Edwards
  • Ellisville
  • Escatawpa
  • Eupora
  • Farmington
  • Fayette
  • Flora
  • Florence
  • Flowood
  • Forest
  • Forrest County
  • Franklin County
  • Friars Point
  • Fulton
  • Gautier
  • George County
  • Glendale
  • Goodman
  • Greene County
  • Greenville
  • Greenwood
  • Grenada
  • Grenada County
  • Gulf Hills
  • Gulf Park Estates
  • Gulfport
  • Guntown
  • Hancock County
  • Harrison County
  • Hattiesburg
  • Hazlehurst
  • Helena
  • Hernando
  • Hickory Hills
  • Hide-A-Way Lake
  • Hillsboro
  • Hinds County
  • Hollandale
  • Holly Springs
  • Holmes County
  • Horn Lake
  • Houston
  • Humphreys County
  • Hurley
  • Indianola
  • Issaquena County
  • Itawamba County
  • Itta Bena
  • Iuka
  • Jackson
  • Jackson County
  • Jasper County
  • Jefferson County
  • Jefferson Davis County
  • Jones County
  • Jonestown
  • Kearney Park
  • Kemper County
  • Kiln
  • Kosciusko
  • Lafayette County
  • Lamar County
  • Lambert
  • Latimer
  • Lauderdale County
  • Laurel
  • Lawrence County
  • Leake County
  • Leakesville
  • Lee County
  • Leflore County
  • Leland
  • Lexington
  • Liberty
  • Lincoln County
  • Long Beach
  • Louisville
  • Lowndes County
  • Lucedale
  • Lumberton
  • Lyman
  • Lynchburg
  • Macon
  • Madison
  • Madison County
  • Magee
  • Magnolia
  • Mantachie
  • Marion
  • Marion County
  • Marks
  • Marshall County
  • Mayersville
  • McComb
  • Meadville
  • Mendenhall
  • Meridian
  • Meridian Station
  • Metcalfe
  • Mikoma
  • Monroe County
  • Montgomery County
  • Monticello
  • Moorhead
  • Morgantown
  • Morton
  • Moss Point
  • Mound Bayou
  • Natchez
  • Nellieburg
  • Neshoba County
  • Nettleton
  • New Albany
  • New Augusta
  • New Hope
  • Newton
  • Newton County
  • Nicholson
  • North Tunica
  • Noxubee County
  • Ocean Springs
  • Okolona
  • Oktibbeha County
  • Olive Branch
  • Oxford
  • Panola County
  • Pascagoula
  • Pass Christian
  • Pearl
  • Pearl River
  • Pearl River County
  • Pearlington
  • Pelahatchie
  • Perry County
  • Petal
  • Philadelphia
  • Picayune
  • Pickens
  • Pike County
  • Pittsboro
  • Plantersville
  • Pontotoc
  • Pontotoc County
  • Poplarville
  • Port Gibson
  • Prentiss
  • Prentiss County
  • Purvis
  • Quitman
  • Quitman County
  • Raleigh
  • Rankin County
  • Rawls Springs
  • Raymond
  • Richland
  • Richton
  • Ridgeland
  • Ripley
  • Rolling Fork
  • Rosedale
  • Ruleville
  • Saint Martin
  • Saltillo
  • Sardis
  • Saucier
  • Scott County
  • Senatobia
  • Shannon
  • Sharkey County
  • Sharon
  • Shaw
  • Shelby
  • Simpson County
  • Smith County
  • Southaven
  • Starkville
  • Stone County
  • Stonewall
  • Summit
  • Sumrall
  • Sunflower
  • Sunflower County
  • Tallahatchie County
  • Tate County
  • Taylorsville
  • Tchula
  • Terry
  • Tippah County
  • Tishomingo County
  • Tunica
  • Tunica County
  • Tunica Resorts
  • Tupelo
  • Tutwiler
  • Tylertown
  • Union
  • Union County
  • University
  • Vancleave
  • Vardaman
  • Verona
  • Vicksburg
  • Wade
  • Walls
  • Walnut Grove
  • Walthall
  • Walthall County
  • Warren County
  • Washington County
  • Water Valley
  • Waveland
  • Wayne County
  • Waynesboro
  • Webster County
  • Wesson
  • West Gulfport
  • West Hattiesburg
  • West Point
  • Wiggins
  • Wilkinson County
  • Winona
  • Winston County
  • Woodville
  • Yalobusha County
  • Yazoo City
  • Yazoo County
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