Commercial Real Estate Financing in Montana | MT Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Montana. Current commercial loan rates in Montana range from 4.7% to 16.11%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of MT. We also have a dedicated page for apartment loans in Montana.

Montana Commercial Loans

Montana Commercial Loan Rates

Commercial Loan Types Average Montana Rates LTV Loan Amount Occupancy
Conventional 5.11% - 8.04% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 5.59% - 6.71% 75% $2,000,000+ Investment
Insurance 5.04% - 7.29% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 4.59% - 5.44% 83.3% $5,000,000+ Investment
USDA 5.70% - 8.70% 85% $1,000,000+ Investment + Owner Occupied
Bridge 7.11% - 16.11% 80% $1,500,000+ Investment
Construction 7.20% - 12.20% 83.3% $1,000,000+ Investment
SBA 4.70% - 8.20% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in Montana

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Montana

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Montana

We are proud to be serving the state of Montana. Here are our commercial loan statistics for this state.

Montana Cities and Towns Served

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Montana Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for MT below to help you understand what kind of market you are in. Simply click one of the options below to see the data for MT. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Montana cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Montana economic reports to get a better understanding of your market.

  • Absarokee
  • Anaconda
  • Baker
  • Beaverhead County
  • Belgrade
  • Big Horn County
  • Big Sky
  • Big Timber
  • Bigfork
  • Billings
  • Blaine County
  • Bonner-West Riverside
  • Boulder
  • Bozeman
  • Broadus
  • Broadwater County
  • Browning
  • Butte
  • Butte-Silver Bow (Balance)
  • Carbon County
  • Carter County
  • Cascade County
  • Chester
  • Chinook
  • Choteau
  • Chouteau County
  • Circle
  • Clancy
  • Clinton
  • Colstrip
  • Columbia Falls
  • Columbus
  • Conrad
  • Crow Agency
  • Custer County
  • Cut Bank
  • Daniels County
  • Dawson County
  • Deer Lodge
  • Deer Lodge County
  • Dillon
  • East Helena
  • East Missoula
  • Ekalaka
  • Eureka
  • Evergreen
  • Fallon County
  • Fergus County
  • Flathead County
  • Forsyth
  • Fort Belknap Agency
  • Fort Benton
  • Four Corners
  • Frenchtown
  • Gallatin County
  • Garfield County
  • Glacier County
  • Glasgow
  • Glendive
  • Golden Valley County
  • Granite County
  • Great Falls
  • Hamilton
  • Hardin
  • Harlowton
  • Havre
  • Helena
  • Helena Valley Northeast
  • Helena Valley Northwest
  • Helena Valley Southeast
  • Helena Valley West Central
  • Helena West Side
  • Hill County
  • Hysham
  • Jefferson County
  • Jordan
  • Judith Basin County
  • Kalispell
  • Lake County
  • Lakeside
  • Lame Deer
  • Laurel
  • Lewis and Clark County
  • Lewistown
  • Libby
  • Liberty County
  • Lincoln
  • Lincoln County
  • Livingston
  • Lockwood
  • Lolo
  • Madison County
  • Malmstrom Air Force Base
  • Malta
  • Manhattan
  • McCone County
  • Meagher County
  • Miles City
  • Mineral County
  • Missoula
  • Missoula County
  • Montana City
  • Musselshell County
  • North Browning
  • Orchard Homes
  • Pablo
  • Park County
  • Petroleum County
  • Philipsburg
  • Phillips County
  • Plains
  • Plentywood
  • Polson
  • Pondera County
  • Powder River County
  • Powell County
  • Prairie County
  • Ravalli County
  • Red Lodge
  • Richland County
  • Ronan
  • Roosevelt County
  • Rosebud County
  • Roundup
  • Ryegate
  • Sanders County
  • Scobey
  • Seeley Lake
  • Shelby
  • Sheridan County
  • Sidney
  • Silver Bow County
  • Somers
  • South Browning
  • Stanford
  • Stevensville
  • Stillwater County
  • Sun Prairie
  • Superior
  • Sweet Grass County
  • Terry
  • Teton County
  • Thompson Falls
  • Three Forks
  • Toole County
  • Townsend
  • Treasure County
  • Valley County
  • Virginia City
  • Warm Springs
  • West Glendive
  • West Yellowstone
  • Wheatland County
  • White Sulphur Springs
  • Whitefish
  • Whitehall
  • Wibaux
  • Wibaux County
  • Winnett
  • Wolf Point
  • Yellowstone County
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