Commercial Real Estate Financing in North Dakota | ND Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of North Dakota. Current commercial loan rates in North Dakota range from 4.7% to 16.07%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of ND. We also have a dedicated page for apartment loans in North Dakota.

North Dakota Commercial Loans

North Dakota Commercial Loan Rates

Commercial Loan Types Average North Dakota Rates LTV Loan Amount Occupancy
Conventional 5.07% - 7.97% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 5.51% - 6.64% 75% $2,000,000+ Investment
Insurance 4.97% - 7.17% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 4.51% - 5.36% 83.3% $5,000,000+ Investment
USDA 5.70% - 8.70% 85% $1,000,000+ Investment + Owner Occupied
Bridge 7.07% - 16.07% 80% $1,500,000+ Investment
Construction 7.20% - 12.20% 83.3% $1,000,000+ Investment
SBA 4.70% - 8.20% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in North Dakota

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in North Dakota

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in North Dakota

We are proud to be serving the state of North Dakota. Here are our commercial loan statistics for this state.

North Dakota Cities and Towns Served

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North Dakota Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for ND below to help you understand what kind of market you are in. Simply click one of the options below to see the data for ND. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following North Dakota cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided North Dakota economic reports to get a better understanding of your market.

  • Adams County
  • Amidon
  • Ashley
  • Barnes County
  • Beach
  • Belcourt
  • Belfield
  • Benson County
  • Beulah
  • Billings County
  • Bismarck
  • Bottineau
  • Bottineau County
  • Bowbells
  • Bowman
  • Bowman County
  • Burke County
  • Burleigh County
  • Burlington
  • Cando
  • Carrington
  • Carson
  • Cass County
  • Casselton
  • Cavalier
  • Cavalier County
  • Center
  • Cooperstown
  • Crosby
  • Devils Lake
  • Dickey County
  • Dickinson
  • Divide County
  • Dunn County
  • Eddy County
  • Ellendale
  • Emmons County
  • Fargo
  • Fessenden
  • Finley
  • Forman
  • Fort Totten
  • Fort Yates
  • Foster County
  • Garrison
  • Golden Valley County
  • Grafton
  • Grand Forks
  • Grand Forks Air Force Base
  • Grand Forks County
  • Grant County
  • Griggs County
  • Harvey
  • Hazen
  • Hettinger
  • Hettinger County
  • Hillsboro
  • Horace
  • Jamestown
  • Kenmare
  • Kidder County
  • Killdeer
  • Lakota
  • LaMoure County
  • Langdon
  • Larimore
  • Lincoln
  • Linton
  • Lisbon
  • Logan County
  • Mandan
  • Manning
  • Mayville
  • McClusky
  • McHenry County
  • McIntosh County
  • McKenzie County
  • McLean County
  • Medora
  • Mercer County
  • Minnewaukan
  • Minot
  • Minot Air Force Base
  • Mohall
  • Morton County
  • Mott
  • Mountrail County
  • Napoleon
  • Nelson County
  • New Rockford
  • New Town
  • Oakes
  • Oliver County
  • Park River
  • Parshall
  • Pembina County
  • Pierce County
  • Ramsey County
  • Ransom County
  • Renville County
  • Richland County
  • Rolette County
  • Rolla
  • Rugby
  • Sargent County
  • Sheldon
  • Shell Valley
  • Sheridan County
  • Sioux County
  • Slope County
  • Stanley
  • Stanton
  • Stark County
  • Steele
  • Steele County
  • Stutsman County
  • Surrey
  • Thompson
  • Tioga
  • Towner
  • Towner County
  • Traill County
  • Valley City
  • Velva
  • Wahpeton
  • Walsh County
  • Ward County
  • Washburn
  • Watford City
  • Wells County
  • West Fargo
  • Williams County
  • Williston
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