Commercial Real Estate Financing in Ohio | OH Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Ohio. Current commercial loan rates in Ohio range from 5.58% to 15.2%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of OH. We also have a dedicated page for apartment loans in Ohio.

Ohio Commercial Loans

Ohio Commercial Loan Rates

Commercial Loan Types Average Ohio Rates LTV Loan Amount Occupancy
Conventional 6.07% - 10.70% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 6.08% - 7.69% 75% $2,000,000+ Investment
Insurance 5.58% - 8.09% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 5.57% - 6.42% 83.3% $5,000,000+ Investment
USDA 6.70% - 11.70% 85% $1,000,000+ Investment + Owner Occupied
Bridge 6.70% - 14.70% 80% $1,500,000+ Investment
Construction 10.20% - 15.20% 83.3% $1,000,000+ Investment
SBA 6.20% - 11.20% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in Ohio

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Ohio

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Ohio

We are proud to be serving the state of Ohio. Here are our commercial loan statistics for this state.

Ohio Cities and Towns Served

116

Ohio Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for OH below to help you understand what kind of market you are in. Simply click one of the options below to see the data for OH. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Ohio cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Ohio economic reports to get a better understanding of your market.

  • Ada
  • Adams County
  • Akron
  • Allen County
  • Alliance
  • Amberley
  • Amelia
  • Amherst
  • Andover
  • Anna
  • Ansonia
  • Antwerp
  • Apple Creek
  • Apple Valley
  • Arcanum
  • Archbold
  • Arlington
  • Ashland
  • Ashland County
  • Ashley
  • Ashtabula
  • Ashtabula County
  • Ashville
  • Athens
  • Athens County
  • Auglaize County
  • Aurora
  • Austintown
  • Avon
  • Avon Center
  • Avon Lake
  • Bainbridge
  • Ballville
  • Baltimore
  • Barberton
  • Barnesville
  • Batavia
  • Bay Village
  • Beach City
  • Beachwood
  • Beavercreek
  • Beckett Ridge
  • Bedford
  • Bedford Heights
  • Beechwood Trails
  • Bellaire
  • Bellbrook
  • Bellefontaine
  • Bellevue
  • Bellville
  • Belmont County
  • Belpre
  • Berea
  • Bethel
  • Bethesda
  • Beverly
  • Bexley
  • Blacklick Estates
  • Blanchester
  • Blue Ash
  • Bluffton
  • Boardman
  • Bolindale
  • Boston Heights
  • Botkins
  • Bowling Green
  • Bradford
  • Bradner
  • Bratenahl
  • Brecksville
  • Bremen
  • Brewster
  • Bridgeport
  • Bridgetown
  • Brilliant
  • Brimfield
  • Broadview Heights
  • Brook Park
  • Brookfield Center
  • Brooklyn
  • Brooklyn Heights
  • Brookville
  • Brown County
  • Brunswick
  • Bryan
  • Buckeye Lake
  • Bucyrus
  • Burlington
  • Burton
  • Butler County
  • Byesville
  • Cadiz
  • Calcutta
  • Caldwell
  • Cambridge
  • Camden
  • Campbell
  • Canal Fulton
  • Canal Winchester
  • Canfield
  • Canton
  • Cardington
  • Carey
  • Carlisle
  • Carroll County
  • Carrollton
  • Cedarville
  • Celina
  • Centerburg
  • Centerville
  • Chagrin Falls
  • Champaign County
  • Champion Heights
  • Chardon
  • Chauncey
  • Cherry Grove
  • Chesterland
  • Cheviot
  • Chillicothe
  • Choctaw Lake
  • Churchill
  • Cincinnati
  • Circleville
  • Clark County
  • Clark-Fulton
  • Clayton
  • Clermont County
  • Cleveland
  • Cleveland Heights
  • Cleves
  • Clinton
  • Clinton County
  • Clyde
  • Coal Grove
  • Coldwater
  • Collinwood
  • Columbiana
  • Columbiana County
  • Columbus
  • Columbus Grove
  • Commercial Point
  • Conneaut
  • Continental
  • Convoy
  • Copley
  • Cortland
  • Coshocton
  • Coshocton County
  • Covedale
  • Covington
  • Craig Beach
  • Crawford County
  • Crestline
  • Creston
  • Cridersville
  • Crooksville
  • Crystal Lakes
  • Curtice
  • Cuyahoga County
  • Cuyahoga Falls
  • Dalton
  • Danville
  • Darke County
  • Day Heights
  • Dayton
  • De Graff
  • Deer Park
  • Defiance
  • Defiance County
  • Delaware
  • Delaware County
  • Delhi Hills
  • Delphos
  • Delta
  • Dennison
  • Dent
  • Deshler
  • Detroit-Shoreway
  • Devola
  • Dillonvale
  • Dover
  • Doylestown
  • Dresden
  • Drexel
  • Dry Ridge
  • Dry Run
  • Dublin
  • Dunlap
  • East Canton
  • East Cleveland
  • East Liverpool
  • East Palestine
  • Eastlake
  • Eaton
  • Eaton Estates
  • Edgerton
  • Edgewood
  • Elida
  • Elmore
  • Elmwood Place
  • Elyria
  • Englewood
  • Enon
  • Erie County
  • Etna
  • Euclid
  • Evendale
  • Fairborn
  • Fairfax
  • Fairfield
  • Fairfield Beach
  • Fairfield County
  • Fairlawn
  • Fairport Harbor
  • Fairview Park
  • Farmersville
  • Fayette
  • Fayette County
  • Findlay
  • Finneytown
  • Five Points
  • Forest
  • Forest Park
  • Forestville
  • Fort Loramie
  • Fort McKinley
  • Fort Recovery
  • Fort Shawnee
  • Fostoria
  • Frankfort
  • Franklin
  • Franklin County
  • Franklin Furnace
  • Frazeysburg
  • Fredericktown
  • Fremont
  • Fruit Hill
  • Fulton County
  • Gahanna
  • Galion
  • Gallia County
  • Gallipolis
  • Gambier
  • Garfield Heights
  • Garrettsville
  • Gates Mills
  • Geauga County
  • Geneva
  • Geneva-on-the-Lake
  • Genoa
  • Georgetown
  • Germantown
  • Gibsonburg
  • Girard
  • Glandorf
  • Glendale
  • Glenmoor
  • Glenville
  • Glouster
  • Gnadenhutten
  • Golf Manor
  • Goshen
  • Grafton
  • Grandview
  • Grandview Heights
  • Granville
  • Granville South
  • Green
  • Green Meadows
  • Green Springs
  • Greene County
  • Greenfield
  • Greenhills
  • Greensburg
  • Greentown
  • Greenville
  • Greenwich
  • Groesbeck
  • Grove City
  • Groveport
  • Guernsey County
  • Hamilton
  • Hamilton County
  • Hancock County
  • Hanover
  • Harbor Hills
  • Hardin County
  • Harrison
  • Harrison County
  • Hartville
  • Haskins
  • Heath
  • Hebron
  • Henry County
  • Hicksville
  • Highland County
  • Highland Heights
  • Highpoint
  • Hilliard
  • Hillsboro
  • Hiram
  • Hocking County
  • Holgate
  • Holiday Valley
  • Holland
  • Holmes County
  • Hough
  • Howland Center
  • Hubbard
  • Huber Heights
  • Huber Ridge
  • Hudson
  • Hunter
  • Huron
  • Huron County
  • Independence
  • Ironton
  • Jackson
  • Jackson Center
  • Jackson County
  • Jamestown
  • Jefferson
  • Jefferson County
  • Jeffersonville
  • Johnstown
  • Kalida
  • Kent
  • Kenton
  • Kenwood
  • Kettering
  • Kings Mills
  • Kingston
  • Kirtland
  • Knox County
  • La Croft
  • Lagrange
  • Lake County
  • Lake Darby
  • Lake Lakengren
  • Lake Mohawk
  • Lakemore
  • Lakeview
  • Lakewood
  • Lancaster
  • Landen
  • Lawrence County
  • Leavittsburg
  • Lebanon
  • Leesburg
  • Leetonia
  • Leipsic
  • Lewis Center
  • Lewisburg
  • Lexington
  • Liberty Center
  • Licking County
  • Lima
  • Lincoln Heights
  • Lincoln Village
  • Lisbon
  • Lithopolis
  • Lockland
  • Lodi
  • Logan
  • Logan County
  • Logan Elm Village
  • London
  • Lorain
  • Lorain County
  • Lordstown
  • Loudonville
  • Louisville
  • Loveland
  • Loveland Park
  • Lowellville
  • Lucas County
  • Lucasville
  • Luckey
  • Lynchburg
  • Lyndhurst
  • Macedonia
  • Mack
  • Madeira
  • Madison
  • Madison County
  • Mahoning County
  • Malvern
  • Manchester
  • Mansfield
  • Mantua
  • Maple Heights
  • Mariemont
  • Marietta
  • Marion
  • Marion County
  • Martins Ferry
  • Marysville
  • Mason
  • Massillon
  • Masury
  • Maumee
  • Mayfield
  • Mayfield Heights
  • McArthur
  • McComb
  • McConnelsville
  • McDonald
  • McKinley Heights
  • Mechanicsburg
  • Medina
  • Medina County
  • Meigs County
  • Mentor
  • Mentor-on-the-Lake
  • Mercer County
  • Miami County
  • Miami Heights
  • Miamisburg
  • Miamitown
  • Middleburg Heights
  • Middlefield
  • Middleport
  • Middletown
  • Milan
  • Milford
  • Millbury
  • Millersburg
  • Millersport
  • Mineral Ridge
  • Minerva
  • Minerva Park
  • Mingo Junction
  • Minster
  • Mogadore
  • Monfort Heights
  • Monroe
  • Monroe County
  • Monroeville
  • Montgomery
  • Montgomery County
  • Montpelier
  • Montrose-Ghent
  • Moraine
  • Moreland Hills
  • Morgan County
  • Morgandale
  • Morrow
  • Morrow County
  • Mount Carmel
  • Mount Gilead
  • Mount Healthy
  • Mount Healthy Heights
  • Mount Orab
  • Mount Repose
  • Mount Sterling
  • Mount Vernon
  • Mulberry
  • Munroe Falls
  • Muskingum County
  • Napoleon
  • Navarre
  • Nelsonville
  • New Albany
  • New Boston
  • New Bremen
  • New Burlington
  • New California
  • New Carlisle
  • New Concord
  • New Franklin
  • New Lebanon
  • New Lexington
  • New London
  • New Matamoras
  • New Miami
  • New Middletown
  • New Paris
  • New Philadelphia
  • New Richmond
  • New Vienna
  • New Waterford
  • Newark
  • Newburgh Heights
  • Newcomerstown
  • Newport
  • Newton Falls
  • Newtown
  • Niles
  • Noble County
  • North Baltimore
  • North Canton
  • North College Hill
  • North Fork Village
  • North Kingsville
  • North Lewisburg
  • North Madison
  • North Olmsted
  • North Randall
  • North Ridgeville
  • North Royalton
  • North Zanesville
  • Northbrook
  • Northfield
  • Northgate
  • Northridge
  • Northwood
  • Norton
  • Norwalk
  • Norwood
  • Oak Harbor
  • Oak Hill
  • Oakwood
  • Oberlin
  • Obetz
  • Olmsted Falls
  • Ontario
  • Orange
  • Oregon
  • Orrville
  • Orwell
  • Ottawa
  • Ottawa County
  • Ottawa Hills
  • Oxford
  • Painesville
  • Pandora
  • Park Layne
  • Parma
  • Parma Heights
  • Pataskala
  • Paulding
  • Paulding County
  • Payne
  • Peebles
  • Pemberville
  • Pepper Pike
  • Perry
  • Perry County
  • Perry Heights
  • Perrysburg
  • Pickaway County
  • Pickerington
  • Pike County
  • Piketon
  • Pioneer
  • Piqua
  • Plain City
  • Pleasant Grove
  • Pleasant Hill
  • Pleasant Run
  • Pleasant Run Farm
  • Plymouth
  • Poland
  • Pomeroy
  • Port Clinton
  • Portage County
  • Portage Lakes
  • Portsmouth
  • Powell
  • Powhatan Point
  • Preble County
  • Prospect
  • Putnam County
  • Ravenna
  • Reading
  • Reminderville
  • Reno
  • Reynoldsburg
  • Richfield
  • Richland County
  • Richmond Heights
  • Richville
  • Richwood
  • Ripley
  • Rittman
  • Riverside
  • Roaming Shores
  • Rockford
  • Rocky River
  • Rosemount
  • Roseville
  • Ross
  • Ross County
  • Rossford
  • Rossmoyne
  • Russells Point
  • Sabina
  • Saint Bernard
  • Saint Clairsville
  • Saint Henry
  • Saint Marys
  • Saint Paris
  • Salem
  • Salem Heights
  • Salineville
  • Sandusky
  • Sandusky County
  • Sawyerwood
  • Scioto County
  • Sciotodale
  • Sebring
  • Seneca County
  • Seven Hills
  • Seville
  • Shadyside
  • Shaker Heights
  • Sharonville
  • Shawnee Hills
  • Sheffield
  • Sheffield Lake
  • Shelby
  • Shelby County
  • Sherwood
  • Shiloh
  • Shreve
  • Sidney
  • Silver Lake
  • Silverton
  • Sixteen Mile Stand
  • Skyline Acres
  • Smithville
  • Solon
  • Somerset
  • South Amherst
  • South Bloomfield
  • South Canal
  • South Charleston
  • South Euclid
  • South Lebanon
  • South Point
  • South Russell
  • South Zanesville
  • Spencerville
  • Springboro
  • Springdale
  • Springfield
  • Stark County
  • Steubenville
  • Stony Prairie
  • Stow
  • Strasburg
  • Streetsboro
  • Strongsville
  • Struthers
  • Stryker
  • Sugarcreek
  • Sugarcreek Police Dept
  • Summerside
  • Summit County
  • Sunbury
  • Swanton
  • Sylvania
  • Tallmadge
  • Terrace Park
  • The Plains
  • The Village of Indian Hill
  • Thornport
  • Tiffin
  • Tiltonsville
  • Tipp City
  • Toledo
  • Toronto
  • Trenton
  • Trotwood
  • Troy
  • Trumbull County
  • Turpin Hills
  • Tuscarawas
  • Tuscarawas County
  • Twinsburg
  • Uhrichsville
  • Union
  • Union City
  • Union County
  • Uniontown
  • University Heights
  • Upper Arlington
  • Upper Sandusky
  • Urbana
  • Urbancrest
  • Utica
  • Valley View
  • Van Wert
  • Van Wert County
  • Vandalia
  • Vermilion
  • Vermilion-on-the-Lake
  • Versailles
  • Vinton County
  • Wadsworth
  • Wakeman
  • Walbridge
  • Walton Hills
  • Wapakoneta
  • Warren
  • Warren County
  • Warrensville Heights
  • Washington County
  • Washington Court House
  • Waterville
  • Wauseon
  • Waverly
  • Wayne County
  • Waynesville
  • Wellington
  • Wellston
  • Wellsville
  • West Alexandria
  • West Carrollton City
  • West Hill
  • West Jefferson
  • West Lafayette
  • West Liberty
  • West Milton
  • West Portsmouth
  • West Salem
  • West Union
  • West Unity
  • Westerville
  • Westfield Center
  • Westlake
  • Weston
  • Wetherington
  • Wheelersburg
  • White Oak
  • Whitehall
  • Whitehouse
  • Wickliffe
  • Wilberforce
  • Willard
  • Williams County
  • Williamsburg
  • Williamsport
  • Willoughby
  • Willoughby Hills
  • Willowick
  • Wilmington
  • Winchester
  • Windham
  • Wintersville
  • Withamsville
  • Wolfhurst
  • Wood County
  • Woodlawn
  • Woodsfield
  • Woodville
  • Wooster
  • Worthington
  • Wright-Patterson AFB
  • Wyandot County
  • Wyoming
  • Xenia
  • Yellow Springs
  • Yorkville
  • Youngstown
  • Zanesville
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