Commercial Real Estate Financing in Oregon | OR Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Oregon. Current commercial loan rates in Oregon range from 4.5% to 15.91%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of OR. We also have a dedicated page for apartment loans in Oregon.

Oregon Commercial Loans

Oregon Commercial Loan Rates

Commercial Loan Types Average Oregon Rates LTV Loan Amount Occupancy
Conventional 4.91% - 7.84% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 5.39% - 6.51% 75% $2,000,000+ Investment
Insurance 4.84% - 7.09% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 4.39% - 5.24% 83.3% $5,000,000+ Investment
USDA 5.50% - 8.50% 85% $1,000,000+ Investment + Owner Occupied
Bridge 6.91% - 15.91% 80% $1,500,000+ Investment
Construction 7.00% - 12.00% 83.3% $1,000,000+ Investment
SBA 4.50% - 8.00% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in Oregon

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Oregon

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Oregon

We are proud to be serving the state of Oregon. Here are our commercial loan statistics for this state.

Oregon Cities and Towns Served

60

Oregon Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for OR below to help you understand what kind of market you are in. Simply click one of the options below to see the data for OR. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Oregon cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Oregon economic reports to get a better understanding of your market.

  • Albany
  • Aloha
  • Altamont
  • Amity
  • Ashland
  • Astoria
  • Athena
  • Aumsville
  • Baker City
  • Baker County
  • Bandon
  • Banks
  • Barview
  • Bay City
  • Beavercreek
  • Beaverton
  • Bend
  • Benton County
  • Bethany
  • Boardman
  • Brookings
  • Brownsville
  • Bunker Hill
  • Burns
  • Canby
  • Cannon Beach
  • Canyon City
  • Canyonville
  • Carlton
  • Cascade Locks
  • Cave Junction
  • Cedar Hills
  • Cedar Mill
  • Central Point
  • Chenoweth
  • Clackamas
  • Clackamas County
  • Clatskanie
  • Clatsop County
  • Coburg
  • Columbia City
  • Columbia County
  • Condon
  • Coos Bay
  • Coos County
  • Coquille
  • Cornelius
  • Corvallis
  • Cottage Grove
  • Creswell
  • Crook County
  • Culp Creek
  • Culver
  • Curry County
  • Dallas
  • Damascus
  • Dayton
  • Depoe Bay
  • Deschutes County
  • Deschutes River Woods
  • Donald
  • Douglas County
  • Drain
  • Dundee
  • Dunes City
  • Durham
  • Eagle Point
  • Elgin
  • Enterprise
  • Estacada
  • Eugene
  • Fairview
  • Florence
  • Forest Grove
  • Fossil
  • Four Corners
  • Fruitdale
  • Garden Home-Whitford
  • Gearhart
  • Gervais
  • Gilliam County
  • Gladstone
  • Glide
  • Gold Beach
  • Gold Hill
  • Grand Ronde
  • Grant County
  • Grants Pass
  • Green
  • Gresham
  • Happy Valley
  • Harbor
  • Harney County
  • Harrisburg
  • Hayesville
  • Heppner
  • Hermiston
  • Hillsboro
  • Hines
  • Hood River
  • Hood River County
  • Hubbard
  • Independence
  • Irrigon
  • Island City
  • Jackson County
  • Jacksonville
  • Jefferson
  • Jefferson County
  • Jennings Lodge
  • John Day
  • Joseph
  • Josephine County
  • Junction City
  • Keizer
  • Kenton
  • King City
  • Klamath County
  • Klamath Falls
  • La Grande
  • La Pine
  • Lafayette
  • Lake County
  • Lake Oswego
  • Lakeside
  • Lakeview
  • Lane County
  • Lebanon
  • Lents
  • Lincoln Beach
  • Lincoln City
  • Lincoln County
  • Linn County
  • Lowell
  • Lyons
  • Madras
  • Malheur County
  • Marion County
  • McMinnville
  • Medford
  • Merlin
  • Metzger
  • Mill City
  • Millersburg
  • Milton-Freewater
  • Milwaukie
  • Mission
  • Molalla
  • Monmouth
  • Moro
  • Morrow County
  • Mount Angel
  • Mount Hood Village
  • Mulino
  • Multnomah County
  • Myrtle Creek
  • Myrtle Point
  • New Hope
  • Newberg
  • Newport
  • North Bend
  • North Plains
  • North Portland
  • Nyssa
  • Oak Grove
  • Oak Hills
  • Oakridge
  • Oatfield
  • Odell
  • Ontario
  • Oregon City
  • Pacific City
  • Pendleton
  • Philomath
  • Phoenix
  • Pilot Rock
  • Polk County
  • Port Orford
  • Portland
  • Prineville
  • Rainier
  • Raleigh Hills
  • Redmond
  • Redwood
  • Reedsport
  • Riddle
  • Rockaway Beach
  • Rockcreek
  • Rogue River
  • Rose Lodge
  • Roseburg
  • Roseburg North
  • Saint Helens
  • Salem
  • Sandy
  • Scappoose
  • Seaside
  • Shady Cove
  • Sheridan
  • Sherman County
  • Sherwood
  • Siletz
  • Silverton
  • Sisters
  • South Lebanon
  • Springfield
  • Stafford
  • Stanfield
  • Stayton
  • Sublimity
  • Sunriver
  • Sutherlin
  • Sweet Home
  • Talent
  • Tangent
  • Terrebonne
  • The Dalles
  • Three Rivers
  • Tigard
  • Tillamook
  • Tillamook County
  • Toledo
  • Tri-City
  • Troutdale
  • Tualatin
  • Turner
  • Umatilla
  • Umatilla County
  • Union
  • Union County
  • Vale
  • Veneta
  • Vernonia
  • Waldport
  • Wallowa County
  • Warm Springs
  • Warren
  • Warrenton
  • Wasco County
  • Washington County
  • West Haven
  • West Haven-Sylvan
  • West Linn
  • West Slope
  • Wheeler County
  • White City
  • Willamina
  • Williams
  • Wilsonville
  • Winston
  • Wood Village
  • Woodburn
  • Yamhill
  • Yamhill County
  • Yoncalla
Chat