Commercial Real Estate Financing in Pennsylvania | PA Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Pennsylvania. Current commercial loan rates in Pennsylvania range from 4.6% to 16.01%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of PA. We also have a dedicated page for apartment loans in Pennsylvania.

Pennsylvania Commercial Loans

Pennsylvania Commercial Loan Rates

Commercial Loan Types Average Pennsylvania Rates LTV Loan Amount Occupancy
Conventional 5.01% - 7.94% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 5.49% - 6.61% 75% $2,000,000+ Investment
Insurance 4.94% - 7.19% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 4.49% - 5.34% 83.3% $5,000,000+ Investment
USDA 5.60% - 8.60% 85% $1,000,000+ Investment + Owner Occupied
Bridge 7.01% - 16.01% 80% $1,500,000+ Investment
Construction 7.10% - 12.10% 83.3% $1,000,000+ Investment
SBA 4.60% - 8.10% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in Pennsylvania

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Pennsylvania

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Pennsylvania

We are proud to be serving the state of Pennsylvania. Here are our commercial loan statistics for this state.

Pennsylvania Cities and Towns Served

140

Pennsylvania Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for PA below to help you understand what kind of market you are in. Simply click one of the options below to see the data for PA. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Pennsylvania cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Pennsylvania economic reports to get a better understanding of your market.

  • Abbottstown
  • Adams County
  • Adamstown
  • Akron
  • Albion
  • Alburtis
  • Aldan
  • Aliquippa
  • Allegheny County
  • Alleghenyville
  • Allentown
  • Allison Park
  • Almedia
  • Altoona
  • Ambler
  • Ambridge
  • Amity Gardens
  • Ancient Oaks
  • Annville
  • Apollo
  • Archbald
  • Ardmore
  • Arlington Heights
  • Armstrong County
  • Arnold
  • Ashland
  • Ashley
  • Aspinwall
  • Atglen
  • Athens
  • Audubon
  • Avalon
  • Avis
  • Avoca
  • Avon
  • Avondale
  • Avonia
  • Back Mountain
  • Baden
  • Baidland
  • Bainbridge
  • Bakerstown
  • Bala-Cynwyd
  • Baldwin
  • Bally
  • Bangor
  • Barnesboro
  • Bath
  • Bear Rocks
  • Beaver
  • Beaver County
  • Beaver Falls
  • Beaverdale
  • Bedford
  • Bedford County
  • Bedminster
  • Beech Mountain Lakes
  • Belfast
  • Bell Acres
  • Belle Vernon
  • Bellefonte
  • Belleville
  • Bellevue
  • Bellwood
  • Belmont
  • Ben Avon
  • Bentleyville
  • Berks County
  • Berlin
  • Berwick
  • Berwyn
  • Bessemer
  • Bethel Park
  • Bethlehem
  • Big Bass Lake
  • Big Beaver
  • Biglerville
  • Birchwood Lakes
  • Birdsboro
  • Black Lick
  • Blair County
  • Blairsville
  • Blakely
  • Blandon
  • Blawnox
  • Bloomfield
  • Bloomsburg
  • Blossburg
  • Blue Ball
  • Blue Bell
  • Boalsburg
  • Boiling Springs
  • Bonneauville
  • Boothwyn
  • Boswell
  • Bowmansville
  • Boyertown
  • Brackenridge
  • Braddock
  • Braddock Hills
  • Bradford
  • Bradford County
  • Bradford Woods
  • Breinigsville
  • Brentwood
  • Bressler
  • Brickerville
  • Bridgeport
  • Bridgeville
  • Bristol
  • Brittany Farms-Highlands
  • Brockway
  • Brodheadsville
  • Brookhaven
  • Brookville
  • Broomall
  • Brownstown
  • Brownsville
  • Browntown
  • Bryn Athyn
  • Bryn Mawr
  • Bucks County
  • Burgettstown
  • Burnham
  • Butler
  • Butler County
  • California
  • Caln
  • Calumet
  • Cambria County
  • Cambridge Springs
  • Cameron County
  • Camp Hill
  • Campbelltown
  • Canonsburg
  • Canton
  • Carbon County
  • Carbondale
  • Carlisle
  • Carnegie
  • Carnot-Moon
  • Carroll Valley
  • Castanea
  • Castle Shannon
  • Catasauqua
  • Catawissa
  • Cecil-Bishop
  • Cementon
  • Center City
  • Centerville
  • Central City
  • Centre County
  • Centre Hall
  • Cetronia
  • Chalfont
  • Chambersburg
  • Charleroi
  • Cherryville
  • Chester
  • Chester County
  • Chester Heights
  • Chester Springs
  • Chesterbrook
  • Cheswick
  • Chevy Chase Heights
  • Chicora
  • Chinchilla
  • Christiana
  • Church Hill
  • Churchill
  • Churchville
  • Clairton
  • Clarion
  • Clarion County
  • Clarks Green
  • Clarks Summit
  • Clay
  • Claysburg
  • Clearfield
  • Clearfield County
  • Cleona
  • Clifton Heights
  • Clinton County
  • Clymer
  • Coaldale
  • Coatesville
  • Cochranton
  • Collegeville
  • Collingdale
  • Collinsburg
  • Colonial Park
  • Colony Park
  • Columbia
  • Columbia County
  • Colwyn
  • Conashaugh Lakes
  • Conemaugh
  • Conestoga
  • Conneaut Lakeshore
  • Connellsville
  • Conshohocken
  • Conway
  • Conyngham
  • Coopersburg
  • Coplay
  • Coraopolis
  • Cornwall
  • Cornwells Heights
  • Corry
  • Coudersport
  • Crafton
  • Cranberry Township
  • Crawford County
  • Cresson
  • Cressona
  • Croydon
  • Cumberland County
  • Curtisville
  • Curwensville
  • Dale
  • Dallas
  • Dallastown
  • Dalton
  • Danville
  • Darby
  • Dauphin County
  • Davidsville
  • Delaware County
  • Delmont
  • Denver
  • Derry
  • Devon
  • Dewart
  • Dickson City
  • Dillsburg
  • Donora
  • Dormont
  • Dorneyville
  • Dover
  • Downingtown
  • Doylestown
  • Dravosburg
  • Dresher
  • Drexel Hill
  • Dublin
  • DuBois
  • Duboistown
  • Dunbar
  • Duncannon
  • Duncansville
  • Dunmore
  • Dunnstown
  • Dupont
  • Duquesne
  • Duryea
  • Eagleview
  • Eagleville
  • Earlston
  • East Bangor
  • East Berlin
  • East Berwick
  • East Conemaugh
  • East Earl
  • East Greenville
  • East Lansdowne
  • East McKeesport
  • East Petersburg
  • East Pittsburgh
  • East Stroudsburg
  • East Uniontown
  • East Washington
  • East York
  • Eastlawn Gardens
  • Easton
  • Ebensburg
  • Economy
  • Eddington
  • Eddystone
  • Edgewood
  • Edgeworth
  • Edinboro
  • Edwardsville
  • Effort
  • Egypt
  • Elim
  • Elizabeth
  • Elizabethtown
  • Elizabethville
  • Elk County
  • Elkland
  • Ellport
  • Ellwood City
  • Elverson
  • Elysburg
  • Emerald Lakes
  • Emigsville
  • Emmaus
  • Emporium
  • Emsworth
  • Enhaut
  • Enlow
  • Enola
  • Ephrata
  • Erie
  • Erie County
  • Espy
  • Etna
  • Evans City
  • Evansburg
  • Everett
  • Exeter
  • Exton
  • Factoryville
  • Fairchance
  • Fairdale
  • Fairhope
  • Fairless Hills
  • Fairview
  • Fairview-Ferndale
  • Falls Creek
  • Farrell
  • Faxon
  • Fayette County
  • Fayetteville
  • Feasterville
  • Fellsburg
  • Ferndale
  • Fernway
  • Fivepointville
  • Fleetwood
  • Flemington
  • Flourtown
  • Flying Hills
  • Folcroft
  • Folsom
  • Ford City
  • Forest City
  • Forest County
  • Forest Hills
  • Fort Washington
  • Forty Fort
  • Foster Brook
  • Fountain Hill
  • Fox Chapel
  • Fox Chase
  • Fox Run
  • Frackville
  • Franklin
  • Franklin County
  • Franklin Park
  • Fredericksburg
  • Freedom
  • Freeland
  • Freemansburg
  • Freeport
  • Friedens
  • Fullerton
  • Fulton County
  • Galeton
  • Gallitzin
  • Gap
  • Garden View
  • Gastonville
  • Geistown
  • Georgetown
  • Gettysburg
  • Gibsonia
  • Gilbertsville
  • Girard
  • Girardville
  • Glassport
  • Glen Lyon
  • Glen Rock
  • Glenolden
  • Glenshaw
  • Glenside
  • Gold Key Lake
  • Grantley
  • Green Tree
  • Greencastle
  • Greene County
  • Greenfields
  • Greenock
  • Greensburg
  • Greenville
  • Greenwood
  • Grill
  • Grove City
  • Guilford
  • Guilford Siding
  • Halfway House
  • Hallam
  • Hallstead
  • Hamburg
  • Hanover
  • Harleigh
  • Harleysville
  • Harrisburg
  • Harveys Lake
  • Hasson Heights
  • Hastings
  • Hatboro
  • Hatfield
  • Hawley
  • Hazleton
  • Hebron
  • Heidelberg
  • Hellertown
  • Hemlock Farms
  • Hermitage
  • Hershey
  • Highland Park
  • Highspire
  • Hilldale
  • Hiller
  • Hokendauqua
  • Hollidaysburg
  • Homeacre-Lyndora
  • Homer City
  • Homestead
  • Hometown
  • Honesdale
  • Honey Brook
  • Hopwood
  • Horsham
  • Houserville
  • Houston
  • Hudson
  • Hughestown
  • Hughesville
  • Hummels Wharf
  • Hummelstown
  • Huntingdon
  • Huntingdon County
  • Hyde
  • Hyde Park
  • Imperial
  • Indian Mountain Lake
  • Indiana
  • Indiana County
  • Industry
  • Ingram
  • Inkerman
  • Intercourse
  • Irwin
  • Ivyland
  • Jacksonwald
  • Jacobus
  • Jeannette
  • Jefferson County
  • Jefferson Hills
  • Jenkintown
  • Jermyn
  • Jerome
  • Jersey Shore
  • Jessup
  • Jim Thorpe
  • Johnsonburg
  • Johnstown
  • Jonestown
  • Juniata County
  • Kane
  • Kenhorst
  • Kenilworth
  • Kenmar
  • Kennett Square
  • King of Prussia
  • Kingston
  • Kittanning
  • Knox
  • Kulpmont
  • Kulpsville
  • Kutztown
  • Lackawanna County
  • Lafayette Hill
  • Laflin
  • Lake City
  • Lake Heritage
  • Lake Latonka
  • Lake Meade
  • Lake Wynonah
  • Lakemont
  • Lampeter
  • Lancaster
  • Lancaster County
  • Landisville
  • Langhorne
  • Langhorne Manor
  • Lansdale
  • Lansdowne
  • Lansford
  • Laporte
  • Larksville
  • Latrobe
  • Laureldale
  • Laurys Station
  • Lawnton
  • Lawrence County
  • Lawrence Park
  • Lawson Heights
  • Lebanon
  • Lebanon County
  • Lebanon South
  • Leechburg
  • Leesport
  • Leetsdale
  • Lehigh County
  • Lehighton
  • Leith-Hatfield
  • Lemont
  • Lemoyne
  • Lenape Heights
  • Leola
  • Level Green
  • Levittown
  • Lewisburg
  • Lewistown
  • Liberty
  • Light Street
  • Ligonier
  • Lima
  • Limerick
  • Lincoln
  • Lincoln Park
  • Linglestown
  • Linntown
  • Linwood
  • Lionville
  • Lititz
  • Littlestown
  • Lock Haven
  • Loganville
  • Lorane
  • Loretto
  • Lower Allen
  • Lower Burrell
  • Loyalhanna
  • Luzerne
  • Luzerne County
  • Lycoming County
  • Lykens
  • Lynnwood-Pricedale
  • Macungie
  • Mahanoy City
  • Malvern
  • Manchester
  • Manheim
  • Manor
  • Mansfield
  • Maple Glen
  • Marcus Hook
  • Marianne
  • Marienville
  • Marietta
  • Mars
  • Marshallton
  • Martinsburg
  • Marysville
  • Masontown
  • Matamoras
  • Mayfield
  • Maytown
  • McAdoo
  • McConnellsburg
  • McConnellstown
  • McDonald
  • McGovern
  • McKean County
  • McKees Rocks
  • McKeesport
  • McMurray
  • McSherrystown
  • Meadowood
  • Meadville
  • Mechanicsburg
  • Mechanicsville
  • Media
  • Mercer
  • Mercer County
  • Mercersburg
  • Meridian
  • Meyersdale
  • Middleburg
  • Middletown
  • Midland
  • Midway
  • Mifflin County
  • Mifflinburg
  • Mifflintown
  • Mifflinville
  • Milesburg
  • Milford
  • Mill Hall
  • Millbourne
  • Millersburg
  • Millersville
  • Millvale
  • Milroy
  • Milton
  • Minersville
  • Mohnton
  • Monaca
  • Monessen
  • Monongahela
  • Monroe County
  • Monroeville
  • Mont Alto
  • Montgomery
  • Montgomery County
  • Montgomeryville
  • Montour County
  • Montoursville
  • Montrose
  • Moosic
  • Morrisville
  • Morton
  • Moscow
  • Mount Carmel
  • Mount Cobb
  • Mount Holly Springs
  • Mount Joy
  • Mount Lebanon
  • Mount Oliver
  • Mount Penn
  • Mount Pleasant
  • Mount Pocono
  • Mount Union
  • Mount Wolf
  • Mountain Top
  • Mountainhome
  • Mountville
  • Muhlenberg Park
  • Muncy
  • Mundys Corner
  • Munhall
  • Murrysville
  • Muse
  • Myerstown
  • Nanticoke
  • Nanty Glo
  • Narberth
  • Nazareth
  • Nescopeck
  • Nesquehoning
  • New Beaver
  • New Berlinville
  • New Bloomfield
  • New Brighton
  • New Britain
  • New Castle
  • New Castle Northwest
  • New Columbia
  • New Cumberland
  • New Eagle
  • New Freedom
  • New Holland
  • New Hope
  • New Kensington
  • New Oxford
  • New Philadelphia
  • New Stanton
  • New Wilmington
  • Newmanstown
  • Newport
  • Newtown
  • Newtown Grant
  • Newville
  • Nixon
  • Norristown
  • North Apollo
  • North Belle Vernon
  • North Braddock
  • North Catasauqua
  • North Charleroi
  • North East
  • North Versailles
  • North Wales
  • North Warren
  • North York
  • Northampton
  • Northampton County
  • Northern Cambria
  • Northumberland
  • Northumberland County
  • Northwest Harborcreek
  • Norwood
  • Oak Hills
  • Oakdale
  • Oakland
  • Oakmont
  • Oakwood
  • Ohioville
  • Oil City
  • Old Forge
  • Old Orchard
  • Oley
  • Oliver
  • Olyphant
  • Orchard Hills
  • Oreland
  • Orwigsburg
  • Osceola Mills
  • Oxford
  • Palmdale
  • Palmer Heights
  • Palmerton
  • Palmyra
  • Palo Alto
  • Paoli
  • Paradise
  • Park Forest Village
  • Parkesburg
  • Parkside
  • Parkville
  • Patton
  • Paxtang
  • Paxtonia
  • Pen Argyl
  • Penbrook
  • Penn Estates
  • Penn Hills
  • Penn Wynne
  • Penndel
  • Pennsburg
  • Pennside
  • Pennsport
  • Pennville
  • Penryn
  • Perkasie
  • Perry County
  • Perryopolis
  • Philadelphia
  • Philadelphia County
  • Philipsburg
  • Phoenixville
  • Pike County
  • Pine Grove
  • Pine Grove Mills
  • Pine Ridge
  • Pitcairn
  • Pittsburgh
  • Pittston
  • Plains
  • Pleasant Gap
  • Pleasant Hill
  • Pleasant Hills
  • Plum
  • Plumsteadville
  • Plymouth
  • Plymouth Meeting
  • Pocono Pines
  • Pocono Ranch Lands
  • Point Marion
  • Port Allegany
  • Port Carbon
  • Port Vue
  • Portage
  • Potter County
  • Pottsgrove
  • Pottstown
  • Pottsville
  • Progress
  • Prospect
  • Prospect Park
  • Punxsutawney
  • Pymatuning Central
  • Quakertown
  • Quarryville
  • Radnor
  • Rankin
  • Raubsville
  • Reading
  • Reamstown
  • Red Hill
  • Red Lion
  • Reiffton
  • Reinholds
  • Rennerdale
  • Renovo
  • Republic
  • Reynolds Heights
  • Reynoldsville
  • Rheems
  • Richboro
  • Richland
  • Richlandtown
  • Ridgway
  • Ridley Park
  • River View Park
  • Riverside
  • Roaring Spring
  • Robesonia
  • Rochester
  • Rockledge
  • Roseto
  • Rothsville
  • Royalton
  • Royersford
  • Russell
  • Russellton
  • Rutherford
  • Saint Clair
  • Saint Lawrence
  • Saint Marys
  • Salix
  • Salunga
  • Sanatoga
  • Sand Hill
  • Sandy
  • Saw Creek
  • Saxonburg
  • Saylorsburg
  • Sayre
  • Schlusser
  • Schnecksville
  • Schoeneck
  • Schuylkill County
  • Schuylkill Haven
  • Schwenksville
  • Scotland
  • Scottdale
  • Scranton
  • Selinsgrove
  • Sellersville
  • Seneca
  • Seven Fields
  • Sewickley
  • Shamokin
  • Shamokin Dam
  • Shanor-Northvue
  • Sharon
  • Sharon Hill
  • Sharpsburg
  • Sharpsville
  • Shavertown
  • Sheffield
  • Shenandoah
  • Shenandoah Heights
  • Shillington
  • Shiloh
  • Shinglehouse
  • Shippensburg
  • Shiremanstown
  • Shoemakersville
  • Shrewsbury
  • Sierra View
  • Simpson
  • Sinking Spring
  • Skippack
  • Skyline View
  • Slatington
  • Slippery Rock
  • Smethport
  • Snyder County
  • Somerset
  • Somerset County
  • Souderton
  • South Coatesville
  • South Connellsville
  • South Greensburg
  • South Park Township
  • South Pottstown
  • South Temple
  • South Uniontown
  • South Waverly
  • South Williamsport
  • Southmont
  • Southwest Greensburg
  • Spangler
  • Speers
  • Spinnerstown
  • Spring City
  • Spring Grove
  • Spring House
  • Spring Mount
  • Spring Ridge
  • Springdale
  • Springfield
  • Spry
  • State College
  • State Line
  • Steelton
  • Stewartstown
  • Stiles
  • Stoneboro
  • Stony Creek Mills
  • Stonybrook
  • Stormstown
  • Stowe
  • Strasburg
  • Stroudsburg
  • Sturgeon
  • Sugarcreek
  • Sullivan County
  • Summit Hill
  • Sun Valley
  • Sunbury
  • Sunrise Lake
  • Susquehanna
  • Susquehanna County
  • Susquehanna Trails
  • Swarthmore
  • Swartzville
  • Swissvale
  • Swoyersville
  • Sykesville
  • Tacony
  • Tamaqua
  • Tannersville
  • Tarentum
  • Tatamy
  • Taylor
  • Telford
  • Temple
  • Terre Hill
  • The Hideout
  • Thompsonville
  • Thorndale
  • Throop
  • Tinicum
  • Tioga County
  • Tionesta
  • Tipton
  • Titusville
  • Toftrees
  • Topton
  • Toughkenamon
  • Towamensing Trails
  • Towanda
  • Tower City
  • Trafford
  • Trainer
  • Trappe
  • Treasure Lake
  • Tremont
  • Trevorton
  • Trevose
  • Trexlertown
  • Trooper
  • Troy
  • Trucksville
  • Tullytown
  • Tunkhannock
  • Turtle Creek
  • Tyrone
  • Union City
  • Union County
  • Uniontown
  • Upland
  • Upper Saint Clair
  • Valley Green
  • Valley View
  • Vandergrift
  • Venango County
  • Verona
  • Versailles
  • Village Green-Green Ridge
  • Village Shires
  • Vinco
  • Wallenpaupack Lake Estates
  • Walnutport
  • Warminster Heights
  • Warren
  • Warren County
  • Washington
  • Washington County
  • Waterford
  • Watsontown
  • Waymart
  • Wayne
  • Wayne County
  • Wayne Heights
  • Waynesboro
  • Waynesburg
  • Weatherly
  • Weigelstown
  • Weissport East
  • Wellsboro
  • Wernersville
  • Wescosville
  • Wesleyville
  • West Chester
  • West Conshohocken
  • West Easton
  • West Fairview
  • West Grove
  • West Hamburg
  • West Hazleton
  • West Hills
  • West Homestead
  • West Kittanning
  • West Lawn
  • West Leechburg
  • West Mayfield
  • West Mifflin
  • West Newton
  • West Norriton
  • West Pittston
  • West Reading
  • West View
  • West Wyoming
  • West Wyomissing
  • West York
  • Westfield
  • Westmont
  • Westmoreland County
  • Wharton
  • Whitaker
  • White Haven
  • White Oak
  • Whitehall
  • Whitehall Township
  • Whitfield
  • Whitman
  • Wickerham Manor-Fisher
  • Wilkes-Barre
  • Wilkinsburg
  • Williamsburg
  • Williamsport
  • Williamstown
  • Willow Grove
  • Willow Street
  • Wilmerding
  • Wilson
  • Wind Gap
  • Windber
  • Windsor
  • Wolfdale
  • Womelsdorf
  • Woodbourne
  • Woodland Heights
  • Woodlyn
  • Woodside
  • Wormleysburg
  • Woxall
  • Wrightsville
  • Wyncote
  • Wyndmoor
  • Wyoming
  • Wyoming County
  • Wyomissing
  • Wyomissing Hills
  • Yardley
  • Yeadon
  • Yeagertown
  • Yoe
  • York
  • York County
  • Yorklyn
  • Youngsville
  • Youngwood
  • Zelienople
  • Zion

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