Commercial Real Estate Financing in Tennessee | TN Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Tennessee. Current commercial loan rates in Tennessee range from 4.6% to 16.01%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of TN. We also have a dedicated page for apartment loans in Tennessee.

Tennessee Commercial Loans

Tennessee Commercial Loan Rates

Commercial Loan Types Average Tennessee Rates LTV Loan Amount Occupancy
Conventional 5.01% - 7.94% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 5.49% - 6.61% 75% $2,000,000+ Investment
Insurance 4.94% - 7.19% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 4.49% - 5.34% 83.3% $5,000,000+ Investment
USDA 5.60% - 8.60% 85% $1,000,000+ Investment + Owner Occupied
Bridge 7.01% - 16.01% 80% $1,500,000+ Investment
Construction 7.10% - 12.10% 83.3% $1,000,000+ Investment
SBA 4.60% - 8.10% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in Tennessee

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Tennessee

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Tennessee

We are proud to be serving the state of Tennessee. Here are our commercial loan statistics for this state.

Tennessee Cities and Towns Served

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Tennessee Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for TN below to help you understand what kind of market you are in. Simply click one of the options below to see the data for TN. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Tennessee cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Tennessee economic reports to get a better understanding of your market.

  • Adamsville
  • Alamo
  • Alcoa
  • Algood
  • Altamont
  • Anderson County
  • Apison
  • Ardmore
  • Arlington
  • Ashland City
  • Athens
  • Atoka
  • Banner Hill
  • Bartlett
  • Baxter
  • Bean Station
  • Bedford County
  • Belle Meade
  • Bells
  • Benton
  • Benton County
  • Blaine
  • Bledsoe County
  • Bloomingdale
  • Blount County
  • Blountville
  • Bluff City
  • Bolivar
  • Bon Aqua Junction
  • Bradford
  • Bradley County
  • Brentwood
  • Brentwood Estates
  • Brighton
  • Bristol
  • Brownsville
  • Bruceton
  • Burns
  • Byrdstown
  • Camden
  • Campbell County
  • Cannon County
  • Carroll County
  • Carter County
  • Carthage
  • Caryville
  • Celina
  • Centerville
  • Central
  • Chapel Hill
  • Charlotte
  • Chattanooga
  • Cheatham County
  • Chester County
  • Christiana
  • Church Hill
  • Claiborne County
  • Clarksville
  • Clay County
  • Cleveland
  • Clifton
  • Clinton
  • Coalfield
  • Cocke County
  • Coffee County
  • Collegedale
  • Collierville
  • Colonial Heights
  • Columbia
  • Condon
  • Cookeville
  • Coopertown
  • Cornersville
  • Covington
  • Cowan
  • Crockett County
  • Cross Plains
  • Crossville
  • Crump
  • Cumberland County
  • Dandridge
  • Davidson County
  • Dayton
  • Decatur
  • Decatur County
  • Decaturville
  • Decherd
  • DeKalb County
  • Dickson
  • Dickson County
  • Dodson Branch
  • Dover
  • Dresden
  • Dunlap
  • Dyer
  • Dyer County
  • Dyersburg
  • Eagleton Village
  • East Brainerd
  • East Chattanooga
  • East Cleveland
  • East Ridge
  • Elizabethton
  • Englewood
  • Erin
  • Erwin
  • Estill Springs
  • Etowah
  • Fairfield Glade
  • Fairmount
  • Fairview
  • Fall Branch
  • Falling Water
  • Farragut
  • Fayette County
  • Fayetteville
  • Fentress County
  • Fincastle
  • Forest Hills
  • Franklin
  • Franklin County
  • Gainesboro
  • Gallatin
  • Gatlinburg
  • Germantown
  • Gibson County
  • Giles County
  • Gleason
  • Goodlettsville
  • Gordonsville
  • Grainger County
  • Gray
  • Graysville
  • Green Hill
  • Greenback
  • Greenbrier
  • Greene County
  • Greeneville
  • Greenfield
  • Grimsley
  • Gruetli-Laager
  • Grundy County
  • Halls
  • Hamblen County
  • Hamilton County
  • Hancock County
  • Hardeman County
  • Hardin County
  • Harriman
  • Harrison
  • Harrogate
  • Hartsville
  • Hawkins County
  • Haywood County
  • Henderson
  • Henderson County
  • Hendersonville
  • Henry County
  • Hickman County
  • Hickory Withe
  • Hohenwald
  • Hopewell
  • Houston County
  • Humboldt
  • Humphreys County
  • Hunter
  • Huntingdon
  • Huntsville
  • Jacksboro
  • Jackson
  • Jackson County
  • Jamestown
  • Jasper
  • Jefferson City
  • Jefferson County
  • Jellico
  • Johnson City
  • Johnson County
  • Johnsonville
  • Jonesborough
  • Kenton
  • Kimball
  • Kingsport
  • Kingston
  • Kingston Springs
  • Knox County
  • Knoxville
  • La Vergne
  • Lafayette
  • LaFollette
  • Lake County
  • Lake Tansi
  • Lakeland
  • Lakesite
  • Lakewood
  • Lauderdale County
  • Lawrence County
  • Lawrenceburg
  • Lebanon
  • Lenoir City
  • Lewis County
  • Lewisburg
  • Lexington
  • Lincoln County
  • Linden
  • Livingston
  • Lone Oak
  • Lookout Mountain
  • Loretto
  • Loudon
  • Loudon County
  • Louisville
  • Luttrell
  • Lynchburg
  • Macon County
  • Madison County
  • Madisonville
  • Manchester
  • Marion County
  • Marshall County
  • Martin
  • Maryville
  • Mascot
  • Mason
  • Maury County
  • Maynardville
  • McEwen
  • McKenzie
  • McMinn County
  • McMinnville
  • McNairy County
  • Medina
  • Meigs County
  • Memphis
  • Middle Valley
  • Midtown
  • Midway
  • Milan
  • Millersville
  • Millington
  • Monroe County
  • Monteagle
  • Monterey
  • Montgomery County
  • Moore County
  • Morgan County
  • Morristown
  • Mosheim
  • Mount Carmel
  • Mount Juliet
  • Mount Pleasant
  • Mountain City
  • Mowbray Mountain
  • Munford
  • Murfreesboro
  • Nashville
  • New Hope
  • New Johnsonville
  • New Market
  • New South Memphis
  • New Tazewell
  • New Union
  • Newbern
  • Newport
  • Nolensville
  • Norris
  • Oak Grove
  • Oak Hill
  • Oak Ridge
  • Oakland
  • Obion
  • Obion County
  • Oliver Springs
  • Olivet
  • Oneida
  • Overton County
  • Paris
  • Park City
  • Parsons
  • Pegram
  • Perry County
  • Pickett County
  • Pigeon Forge
  • Pikeville
  • Pine Crest
  • Piperton
  • Plainview
  • Pleasant View
  • Polk County
  • Portland
  • Powells Crossroads
  • Pulaski
  • Putnam County
  • Red Bank
  • Red Boiling Springs
  • Rhea County
  • Ridgely
  • Ridgetop
  • Ripley
  • Roan Mountain
  • Roane County
  • Robertson County
  • Rockwood
  • Rocky Top
  • Rogersville
  • Rural Hill
  • Rutherford
  • Rutherford County
  • Rutledge
  • Sale Creek
  • Savannah
  • Scott County
  • Selmer
  • Sequatchie County
  • Sevier County
  • Sevierville
  • Sewanee
  • Seymour
  • Shackle Island
  • Shelby County
  • Shelbyville
  • Signal Mountain
  • Smith County
  • Smithville
  • Smyrna
  • Sneedville
  • Soddy-Daisy
  • Somerville
  • South Carthage
  • South Cleveland
  • South Fulton
  • South Pittsburg
  • Sparta
  • Spencer
  • Spring City
  • Spring Hill
  • Springfield
  • Spurgeon
  • Stewart County
  • Sullivan County
  • Sumner County
  • Surgoinsville
  • Sweetwater
  • Tazewell
  • Tellico Village
  • Tennessee Ridge
  • Thompson's Station
  • Three Way
  • Tipton County
  • Tiptonville
  • Tracy City
  • Trenton
  • Trousdale County
  • Troy
  • Tullahoma
  • Tusculum
  • Unicoi
  • Unicoi County
  • Union City
  • Union County
  • Unionville
  • Van Buren County
  • Vonore
  • Walden
  • Walnut Hill
  • Warren County
  • Wartburg
  • Washington County
  • Watertown
  • Waverly
  • Wayne County
  • Waynesboro
  • Weakley County
  • Westmoreland
  • White Bluff
  • White County
  • White House
  • White Pine
  • Whiteville
  • Whitwell
  • Wildwood
  • Wildwood Lake
  • Williamson County
  • Wilson County
  • Winchester
  • Woodbury
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