Commercial Real Estate Financing in Utah | UT Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Utah. Current commercial loan rates in Utah range from 3.1% to 15.33%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of UT. We also have a dedicated page for apartment loans in Utah.

Utah Commercial Loans

Utah Commercial Loan Rates

Commercial Loan Types Average Utah Rates LTV Loan Amount Occupancy
Conventional 4.33% - 8.30% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 5.86% - 6.89% 75% $2,000,000+ Investment
Insurance 5.30% - 7.41% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 4.88% - 5.73% 83.3% $5,000,000+ Investment
USDA 4.10% - 7.10% 85% $1,000,000+ Investment + Owner Occupied
Bridge 6.33% - 15.33% 80% $1,500,000+ Investment
Construction 5.60% - 10.60% 83.3% $1,000,000+ Investment
SBA 3.10% - 6.60% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in Utah

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Utah

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Utah

We are proud to be serving the state of Utah. Here are our commercial loan statistics for this state.

Utah Cities and Towns Served

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Utah Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for UT below to help you understand what kind of market you are in. Simply click one of the options below to see the data for UT. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Utah cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Utah economic reports to get a better understanding of your market.

  • Alpine
  • American Fork
  • Aurora
  • Ballard
  • Beaver
  • Beaver County
  • Benjamin
  • Benson
  • Blanding
  • Bluffdale
  • Bountiful
  • Box Elder County
  • Brigham City
  • Cache County
  • Canyon Rim
  • Carbon County
  • Carbonville
  • Castle Dale
  • Cedar City
  • Cedar Hills
  • Centerfield
  • Centerville
  • Clearfield
  • Clinton
  • Coalville
  • Cottonwood Heights
  • Daggett County
  • Daniel
  • Davis County
  • Delta
  • Draper
  • Duchesne
  • Duchesne County
  • Eagle Mountain
  • East Carbon City
  • East Millcreek
  • Elk Ridge
  • Elwood
  • Emery County
  • Enoch
  • Enterprise
  • Ephraim
  • Erda
  • Fairview
  • Farmington
  • Farr West
  • Ferron
  • Fillmore
  • Fountain Green
  • Francis
  • Fruit Heights
  • Garfield County
  • Garland
  • Genola
  • Grand County
  • Granite
  • Grantsville
  • Gunnison
  • Harrisville
  • Heber City
  • Helper
  • Herriman
  • Highland
  • Hildale
  • Hill Air Force Base
  • Holladay
  • Honeyville
  • Hooper
  • Huntington
  • Hurricane
  • Hyde Park
  • Hyrum
  • Iron County
  • Ivins
  • Juab County
  • Junction
  • Kamas
  • Kanab
  • Kane County
  • Kaysville
  • Kearns
  • LaVerkin
  • Layton
  • Lehi
  • Lewiston
  • Liberty
  • Lindon
  • Little Cottonwood Creek Valley
  • Loa
  • Logan
  • Maeser
  • Magna
  • Manila
  • Manti
  • Mapleton
  • Marriott-Slaterville
  • Mendon
  • Midvale
  • Midway
  • Milford
  • Millard County
  • Millcreek
  • Millville
  • Moab
  • Mona
  • Monroe
  • Monticello
  • Morgan
  • Morgan County
  • Moroni
  • Mount Olympus
  • Mount Pleasant
  • Mountain Green
  • Murray
  • Naples
  • Nephi
  • Nibley
  • North Logan
  • North Ogden
  • North Salt Lake
  • Oakley
  • Ogden
  • Oquirrh
  • Orangeville
  • Orem
  • Panguitch
  • Park City
  • Parowan
  • Payson
  • Perry
  • Piute County
  • Plain City
  • Pleasant Grove
  • Pleasant View
  • Price
  • Providence
  • Provo
  • Randolph
  • Rich County
  • Richfield
  • Richmond
  • River Heights
  • Riverdale
  • Riverton
  • Roosevelt
  • Roy
  • Saint George
  • Salem
  • Salina
  • Salt Lake City
  • Salt Lake County
  • San Juan County
  • Sandy
  • Sandy Hills
  • Sanpete County
  • Santa Clara
  • Santaquin
  • Saratoga Springs
  • Sevier County
  • Silver Summit
  • Smithfield
  • Snyderville
  • South Jordan
  • South Jordan Heights
  • South Ogden
  • South Salt Lake
  • South Weber
  • South Willard
  • Spanish Fork
  • Spring City
  • Spring Glen
  • Springville
  • Stansbury park
  • Summit County
  • Summit Park
  • Sunset
  • Syracuse
  • Taylorsville
  • Tooele
  • Tooele County
  • Toquerville
  • Tremonton
  • Uintah
  • Uintah County
  • Utah County
  • Vernal
  • Vineyard
  • Wasatch County
  • Washington
  • Washington County
  • Washington Terrace
  • Wayne County
  • Weber County
  • Wellington
  • Wellsville
  • Wendover
  • West Bountiful
  • West Haven
  • West Jordan
  • West Mountain
  • West Point
  • West Valley City
  • White City
  • Willard
  • Wolf Creek
  • Woodland Hills
  • Woods Cross
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