Commercial Real Estate Financing in Virginia | VA Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Virginia. Current commercial loan rates in Virginia range from 4.6% to 16.01%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of VA. We also have a dedicated page for apartment loans in Virginia.

Virginia Commercial Loans

Virginia Commercial Loan Rates

Commercial Loan Types Average Virginia Rates LTV Loan Amount Occupancy
Conventional 5.01% - 7.94% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 5.49% - 6.61% 75% $2,000,000+ Investment
Insurance 4.94% - 7.19% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 4.49% - 5.34% 83.3% $5,000,000+ Investment
USDA 5.60% - 8.60% 85% $1,000,000+ Investment + Owner Occupied
Bridge 7.01% - 16.01% 80% $1,500,000+ Investment
Construction 7.10% - 12.10% 83.3% $1,000,000+ Investment
SBA 4.60% - 8.10% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in Virginia

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Virginia

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Virginia

We are proud to be serving the state of Virginia. Here are our commercial loan statistics for this state.

Virginia Cities and Towns Served

77

Virginia Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for VA below to help you understand what kind of market you are in. Simply click one of the options below to see the data for VA. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Virginia cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Virginia economic reports to get a better understanding of your market.

  • Abingdon
  • Accomac
  • Accomack County
  • Adwolf
  • Albemarle County
  • Alexandria
  • Alleghany County
  • Altavista
  • Amelia County
  • Amelia Court House
  • Amherst
  • Amherst County
  • Annandale
  • Appalachia
  • Apple Mountain Lake
  • Appomattox
  • Appomattox County
  • Aquia Harbour
  • Arlington
  • Arlington County
  • Ashburn
  • Ashland
  • Atkins
  • Augusta County
  • Baileys Crossroads
  • Bassett
  • Basye
  • Bath County
  • Bealeton
  • Bedford
  • Bedford County
  • Belle Haven
  • Bellwood
  • Belmont
  • Belmont Estates
  • Bensley
  • Berryville
  • Big Stone Gap
  • Blacksburg
  • Blackstone
  • Bland
  • Bland County
  • Blue Ridge
  • Bluefield
  • Bon Air
  • Boswell's Corner
  • Botetourt County
  • Bowling Green
  • Boydton
  • Bracey
  • Brambleton
  • Brandermill
  • Bridgewater
  • Brightwood
  • Bristol
  • Broadlands
  • Broadway
  • Brookneal
  • Brunswick County
  • Buchanan
  • Buchanan County
  • Buckhall
  • Buckingham
  • Buckingham County
  • Buena Vista
  • Bull Run
  • Bull Run Mountain Estates
  • Burke
  • Campbell County
  • Cana
  • Cape Charles
  • Captains Cove
  • Caroline County
  • Carroll County
  • Carrollton
  • Castlewood
  • Cave Spring
  • Cedar Bluff
  • Central Garage
  • Centreville
  • Chamberlayne
  • Chantilly
  • Charles City
  • Charles City County
  • Charlotte County
  • Charlotte Court House
  • Charlottesville
  • Chase City
  • Chatham
  • Chatmoss
  • Cherry Hill
  • Chesapeake
  • Chester
  • Chesterfield County
  • Chesterfield Court House
  • Chilhowie
  • Chincoteague
  • Christiansburg
  • City of Alexandria
  • City of Bedford
  • City of Bristol
  • City of Buena Vista
  • City of Charlottesville
  • City of Chesapeake
  • City of Colonial Heights
  • City of Covington
  • City of Danville
  • City of Emporia
  • City of Fairfax
  • City of Falls Church
  • City of Franklin
  • City of Fredericksburg
  • City of Galax
  • City of Hampton
  • City of Harrisonburg
  • City of Hopewell
  • City of Lexington
  • City of Lynchburg
  • City of Manassas
  • City of Manassas Park
  • City of Martinsville
  • City of Newport News
  • City of Norfolk
  • City of Norton
  • City of Petersburg
  • City of Poquoson
  • City of Portsmouth
  • City of Radford
  • City of Richmond
  • City of Roanoke
  • City of Salem
  • City of Staunton
  • City of Suffolk
  • City of Virginia Beach
  • City of Waynesboro
  • City of Williamsburg
  • City of Winchester
  • Clarke County
  • Clarksville
  • Claypool Hill
  • Clifton Forge
  • Clintwood
  • Cloverdale
  • Coeburn
  • Collinsville
  • Colonial Beach
  • Colonial Heights
  • Concord
  • Countryside
  • Courtland
  • Covington
  • Craig County
  • Crewe
  • Crimora
  • Crozet
  • Culpeper
  • Culpeper County
  • Cumberland
  • Cumberland County
  • Dahlgren
  • Dale City
  • Daleville
  • Danville
  • Dayton
  • Deltaville
  • Dickenson County
  • Dinwiddie County
  • Dooms
  • Dranesville
  • Dryden
  • Dublin
  • Dulles Town Center
  • Dumbarton
  • Dumfries
  • Dunn Loring
  • East Hampton
  • East Highland Park
  • East Lexington
  • Eastville
  • Edinburg
  • Elkton
  • Emory
  • Emporia
  • Enon
  • Essex County
  • Ettrick
  • Exmore
  • Fairfax
  • Fairfax County
  • Fairfax Station
  • Fairlawn
  • Falls Church
  • Falmouth
  • Farmville
  • Fauquier County
  • Ferrum
  • Fincastle
  • Fishersville
  • Floris
  • Floyd
  • Floyd County
  • Fluvanna County
  • Forest
  • Fort Belvoir
  • Fort Hunt
  • Fort Lee
  • Franconia
  • Franklin
  • Franklin County
  • Frederick County
  • Fredericksburg
  • Front Royal
  • Gainesville
  • Galax
  • Gate City
  • Giles County
  • Glade Spring
  • Glasgow
  • Glen Allen
  • Gloucester County
  • Gloucester Courthouse
  • Gloucester Point
  • Goochland
  • Goochland County
  • Gordonsville
  • Grayson County
  • Great Falls
  • Greenbriar
  • Greene County
  • Greensville County
  • Gretna
  • Grottoes
  • Groveton
  • Grundy
  • Halifax
  • Halifax County
  • Hampden Sydney
  • Hampton
  • Hanover
  • Hanover County
  • Harrisonburg
  • Hayfield
  • Haymarket
  • Heathsville
  • Henrico County
  • Henry County
  • Henry Fork
  • Herndon
  • Highland County
  • Highland Springs
  • Hillsville
  • Hollins
  • Hollymead
  • Honaker
  • Hopewell
  • Horse Pasture
  • Huntington
  • Hurt
  • Hybla Valley
  • Idylwood
  • Independence
  • Independent Hill
  • Isle of Wight County
  • James City County
  • Jefferson
  • Jolivue
  • Jonesville
  • Kenbridge
  • Kilmarnock
  • King and Queen County
  • King and Queen Court House
  • King George
  • King George County
  • King William
  • King William County
  • Kings Park
  • Kings Park West
  • Lake Barcroft
  • Lake Monticello
  • Lake Ridge
  • Lakeside
  • Lancaster County
  • Laurel
  • Laurel Hill
  • Lawrenceville
  • Laymantown
  • Lebanon
  • Lee County
  • Leesburg
  • Lexington
  • Lincolnia
  • Linton Hall
  • Loch Lomond
  • Lorton
  • Loudoun County
  • Loudoun Valley Estates
  • Louisa
  • Louisa County
  • Lovettsville
  • Lovingston
  • Lowes Island
  • Lunenburg
  • Lunenburg County
  • Luray
  • Lynchburg
  • Lyndhurst
  • Madison
  • Madison County
  • Madison Heights
  • Manassas
  • Manassas Park
  • Mantua
  • Marion
  • Marshall
  • Martinsville
  • Massanetta Springs
  • Massanutten
  • Mathews
  • Mathews County
  • Matoaca
  • McLean
  • Meadowbrook
  • Mechanicsville
  • Mecklenburg County
  • Merrifield
  • Merrimac
  • Middlesex County
  • Middletown
  • Montclair
  • Monterey
  • Montgomery County
  • Montrose
  • Montross
  • Motley
  • Mount Hermon
  • Mount Jackson
  • Mount Vernon
  • Mountain Road
  • Narrows
  • Nellysford
  • Nelson County
  • New Baltimore
  • New Castle
  • New Kent
  • New Kent County
  • New Market
  • Newington
  • Newport News
  • Nokesville
  • Norfolk
  • North Shore
  • North Springfield
  • Northampton County
  • Northumberland County
  • Norton
  • Nottoway County
  • Oak Grove
  • Oak Hill
  • Oakton
  • Occoquan
  • Onancock
  • Orange
  • Orange County
  • Page County
  • Palmyra
  • Pannill Fork
  • Pantops
  • Passapatanzy
  • Patrick County
  • Patrick Springs
  • Pearisburg
  • Pembroke
  • Pennington Gap
  • Petersburg
  • Pimmit Hills
  • Pittsylvania County
  • Plum Creek
  • Poquoson
  • Portsmouth
  • Portsmouth Heights
  • Potomac Mills
  • Powhatan County
  • Prices Fork
  • Prince Edward County
  • Prince George
  • Prince George County
  • Prince William County
  • Pulaski
  • Pulaski County
  • Purcellville
  • Quantico Station
  • Radford
  • Rappahannock County
  • Raven
  • Ravensworth
  • Reston
  • Richlands
  • Richmond
  • Richmond County
  • Roanoke
  • Roanoke County
  • Rockbridge County
  • Rockingham County
  • Rocky Mount
  • Rose Hill
  • Rosslyn
  • Ruckersville
  • Rural Retreat
  • Rushmere
  • Russell County
  • Rustburg
  • Salem
  • Saltville
  • Saluda
  • Sandston
  • Scott County
  • Seven Corners
  • Shawnee Land
  • Shawsville
  • Shenandoah
  • Shenandoah County
  • Shenandoah Farms
  • Short Pump
  • Smithfield
  • Smyth County
  • South Boston
  • South Hill
  • South Riding
  • South Suffolk
  • Southampton County
  • Southern Gateway
  • Spotsylvania County
  • Spotsylvania Courthouse
  • Springfield
  • Springville
  • Stafford
  • Stafford County
  • Stanardsville
  • Stanley
  • Stanleytown
  • Staunton
  • Stephens City
  • Sterling
  • Strasburg
  • Stuart
  • Stuarts Draft
  • Sudley
  • Suffolk
  • Sugarland Run
  • Surry
  • Surry County
  • Sussex
  • Sussex County
  • Tappahannock
  • Tazewell
  • Tazewell County
  • Timberlake
  • Timberville
  • Triangle
  • Tuckahoe
  • Twin Lakes
  • Tysons Corner
  • Union Hall
  • University Center
  • Verona
  • Victoria
  • Vienna
  • Vinton
  • Virginia Beach
  • Warm Springs
  • Warren County
  • Warrenton
  • Warsaw
  • Washington
  • Washington County
  • Wattsville
  • Waverly
  • Waynesboro
  • Weber City
  • West Falls Church
  • West Gate
  • West Lynchburg
  • West Point
  • West Springfield
  • Westmoreland County
  • Weyers Cave
  • Williamsburg
  • Winchester
  • Windsor
  • Wise
  • Wise County
  • Wolf Trap
  • Woodbridge
  • Woodburn
  • Woodlake
  • Woodlawn
  • Woodstock
  • Wyndham
  • Wythe County
  • Wytheville
  • York County
  • Yorkshire
  • Yorktown
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