Commercial Real Estate Financing in Washington | WA Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Washington. Current commercial loan rates in Washington range from 4.5% to 15.91%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of WA. We also have a dedicated page for apartment loans in Washington.

Washington Commercial Loans

Washington Commercial Loan Rates

Commercial Loan Types Average Washington Rates LTV Loan Amount Occupancy
Conventional 4.91% - 7.84% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 5.39% - 6.51% 75% $2,000,000+ Investment
Insurance 4.84% - 7.09% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 4.39% - 5.24% 83.3% $5,000,000+ Investment
USDA 5.50% - 8.50% 85% $1,000,000+ Investment + Owner Occupied
Bridge 6.91% - 15.91% 80% $1,500,000+ Investment
Construction 7.00% - 12.00% 83.3% $1,000,000+ Investment
SBA 4.50% - 8.00% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in Washington

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Washington

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Washington

We are proud to be serving the state of Washington. Here are our commercial loan statistics for this state.

Washington Cities and Towns Served

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Washington Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for WA below to help you understand what kind of market you are in. Simply click one of the options below to see the data for WA. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Washington cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Washington economic reports to get a better understanding of your market.

  • Aberdeen
  • Adams County
  • Ahtanum
  • Airway Heights
  • Alderton
  • Alderwood Manor
  • Algona
  • Allyn
  • Amboy
  • Ames Lake
  • Anacortes
  • Arlington
  • Arlington Heights
  • Artondale
  • Asotin
  • Asotin County
  • Auburn
  • Ault Field
  • Bainbridge Island
  • Bangor Trident Base
  • Barberton
  • Basin City
  • Battle Ground
  • Belfair
  • Bellevue
  • Bellingham
  • Benton City
  • Benton County
  • Bethel
  • Big Lake
  • Birch Bay
  • Black Diamond
  • Blaine
  • Bonney Lake
  • Bothell
  • Bothell East
  • Bothell West
  • Boulevard Park
  • Bremerton
  • Brewster
  • Bridgeport
  • Brier
  • Browns Point
  • Brush Prairie
  • Bryant
  • Bryn Mawr-Skyway
  • Buckley
  • Bunk Foss
  • Burbank
  • Burien
  • Burley
  • Burlington
  • Camano
  • Camas
  • Canterwood
  • Carnation
  • Carson
  • Cascade Valley
  • Cashmere
  • Castle Rock
  • Cathcart
  • Cathlamet
  • Central Park
  • Centralia
  • Chehalis
  • Chelan
  • Chelan County
  • Cheney
  • Chewelah
  • Chico
  • City of Sammamish
  • Clallam County
  • Clark County
  • Clarkston
  • Clarkston Heights-Vineland
  • Cle Elum
  • Clear Lake
  • Clearview
  • Clyde Hill
  • Colfax
  • College Place
  • Columbia County
  • Colville
  • Connell
  • Cosmopolis
  • Cottage Lake
  • Coulee Dam
  • Country Homes
  • Coupeville
  • Covington
  • Cowlitz County
  • Crocker
  • Dallesport
  • Darrington
  • Davenport
  • Dayton
  • Deer Park
  • Des Moines
  • Desert Aire
  • Dishman
  • Dollar Corner
  • Douglas County
  • DuPont
  • Duvall
  • East Hill-Meridian
  • East Port Orchard
  • East Renton Highlands
  • East Wenatchee
  • East Wenatchee Bench
  • Eastgate
  • Eastmont
  • Eatonville
  • Edgewood
  • Edmonds
  • Electric City
  • Elk Plain
  • Ellensburg
  • Elma
  • Enetai
  • Entiat
  • Enumclaw
  • Ephrata
  • Erlands Point-Kitsap Lake
  • Esperance
  • Everett
  • Everson
  • Fairchild Air Force Base
  • Fairwood
  • Fall City
  • Federal Way
  • Felida
  • Fern Prairie
  • Ferndale
  • Ferry County
  • Fife
  • Fife Heights
  • Finley
  • Fircrest
  • Five Corners
  • Fobes Hill
  • Fords Prairie
  • Forks
  • Fox Island
  • Franklin County
  • Frederickson
  • Freeland
  • Friday Harbor
  • Garfield County
  • Garrett
  • Geneva
  • Gig Harbor
  • Gleed
  • Gold Bar
  • Goldendale
  • Graham
  • Grand Coulee
  • Grand Mound
  • Grandview
  • Granger
  • Granite Falls
  • Grant County
  • Grays Harbor County
  • Hansville
  • Hazel Dell
  • Highland
  • Hobart
  • Hockinson
  • Home
  • Hoquiam
  • Indianola
  • Inglewood-Finn Hill
  • Island County
  • Issaquah
  • Jefferson County
  • Joint Base Lewis McChord
  • Kalama
  • Kelso
  • Kenmore
  • Kennewick
  • Kent
  • Kettle Falls
  • Key Center
  • King County
  • Kingsgate
  • Kingston
  • Kirkland
  • Kitsap County
  • Kittitas
  • Kittitas County
  • Klahanie
  • Klickitat County
  • La Center
  • Lacey
  • Lake Forest Park
  • Lake Marcel-Stillwater
  • Lake Morton-Berrydale
  • Lake Shore
  • Lake Stevens
  • Lake Stickney
  • Lakeland North
  • Lakeland South
  • Lakewood
  • Langley
  • Larch Way
  • Lea Hill
  • Leavenworth
  • Lewis County
  • Lewisville
  • Liberty Lake
  • Lincoln County
  • Lochsloy
  • Lofall
  • Long Beach
  • Longbranch
  • Longview
  • Longview Heights
  • Lynden
  • Lynnwood
  • Mabton
  • Machias
  • Maltby
  • Manchester
  • Manson
  • Maple Heights-Lake Desire
  • Maple Valley
  • Maplewood
  • Marietta
  • Marietta-Alderwood
  • Martha Lake
  • Marysville
  • Mason County
  • Mattawa
  • McChord Air Force Base
  • McCleary
  • McMillin
  • Mead
  • Meadow Glade
  • Meadowdale
  • Medical Lake
  • Medina
  • Mercer Island
  • Midland
  • Mill Creek
  • Mill Creek East
  • Mill Plain
  • Millwood
  • Milton
  • Minnehaha
  • Mirrormont
  • Monroe
  • Monroe North
  • Montesano
  • Morton
  • Moses Lake
  • Moses Lake North
  • Mount Vernon
  • Mount Vista
  • Mountlake Terrace
  • Mukilteo
  • Napavine
  • Navy Yard City
  • Newcastle
  • Newport
  • Nooksack
  • Normandy Park
  • North Bend
  • North Creek
  • North Fort Lewis
  • North Puyallup
  • North Yelm
  • Oak Harbor
  • Ocean Park
  • Ocean Shores
  • Okanogan
  • Okanogan County
  • Olympia
  • Omak
  • Opportunity
  • Orchards
  • Oroville
  • Orting
  • Othello
  • Otis Orchards-East Farms
  • Pacific
  • Pacific County
  • Palouse
  • Parkland
  • Parkwood
  • Pasco
  • Peaceful Valley
  • Pend Oreille County
  • Picnic Point
  • Picnic Point-North Lynnwood
  • Pierce County
  • Point Roberts
  • Pomeroy
  • Port Angeles
  • Port Angeles East
  • Port Hadlock-Irondale
  • Port Ludlow
  • Port Orchard
  • Port Townsend
  • Poulsbo
  • Prairie Heights
  • Prairie Ridge
  • Prosser
  • Pullman
  • Purdy
  • Puyallup
  • Quincy
  • Rainier
  • Ravensdale
  • Raymond
  • Redmond
  • Renton
  • Republic
  • Richland
  • Ridgefield
  • Ritzville
  • Riverbend
  • Riverton
  • Rochester
  • Rocky Point
  • Rosedale
  • Royal City
  • Salmon Creek
  • Sammamish
  • San Juan County
  • Seabeck
  • SeaTac
  • Seattle
  • Sedro-Woolley
  • Selah
  • Sequim
  • Shelton
  • Shoreline
  • Silver Firs
  • Silverdale
  • Sisco Heights
  • Skagit County
  • Skamania County
  • Smokey Point
  • Snohomish
  • Snohomish County
  • Snoqualmie
  • Soap Lake
  • South Bend
  • South Hill
  • South Wenatchee
  • Southworth
  • Spanaway
  • Spokane
  • Spokane County
  • Spokane Valley
  • Stanwood
  • Steilacoom
  • Stevens County
  • Stevenson
  • Sudden Valley
  • Sultan
  • Sumas
  • Summit
  • Summit View
  • Sumner
  • Sunnyside
  • Sunnyslope
  • Suquamish
  • Tacoma
  • Tanglewilde
  • Tanglewilde-Thompson Place
  • Tanner
  • Tenino
  • Terrace Heights
  • Three Lakes
  • Thurston County
  • Tieton
  • Tonasket
  • Toppenish
  • Town and Country
  • Tracyton
  • Trentwood
  • Tukwila
  • Tulalip
  • Tulalip Bay
  • Tumwater
  • Union Gap
  • Union Hill-Novelty Hill
  • University Place
  • Vancouver
  • Vashon
  • Venersborg
  • Veradale
  • Wahkiakum County
  • Waitsburg
  • Walla Walla
  • Walla Walla County
  • Walla Walla East
  • Waller
  • Walnut Grove
  • Wapato
  • Warden
  • Warm Beach
  • Washougal
  • Waterville
  • Wauna
  • Wenatchee
  • West Clarkston-Highland
  • West Lake Sammamish
  • West Lake Stevens
  • West Longview
  • West Pasco
  • West Richland
  • West Side Highway
  • West Valley
  • West Wenatchee
  • Westport
  • Whatcom County
  • White Center
  • White Salmon
  • Whitman County
  • Wilderness Rim
  • Winlock
  • Wollochet
  • Woodinville
  • Woodland
  • Woods Creek
  • Woodway
  • Yacolt
  • Yakima
  • Yakima County
  • Yarrow Point
  • Yelm
  • Zillah
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