Commercial Real Estate Financing in West Virginia | WV Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of West Virginia. Current commercial loan rates in West Virginia range from 4.7% to 16.11%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of WV. We also have a dedicated page for apartment loans in West Virginia.

West Virginia Commercial Loans

West Virginia Commercial Loan Rates

Commercial Loan Types Average West Virginia Rates LTV Loan Amount Occupancy
Conventional 5.11% - 8.04% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 5.59% - 6.71% 75% $2,000,000+ Investment
Insurance 5.04% - 7.29% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 4.59% - 5.44% 83.3% $5,000,000+ Investment
USDA 5.70% - 8.70% 85% $1,000,000+ Investment + Owner Occupied
Bridge 7.11% - 16.11% 80% $1,500,000+ Investment
Construction 7.20% - 12.20% 83.3% $1,000,000+ Investment
SBA 4.70% - 8.20% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in West Virginia

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in West Virginia

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in West Virginia

We are proud to be serving the state of West Virginia. Here are our commercial loan statistics for this state.

West Virginia Cities and Towns Served

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West Virginia Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for WV below to help you understand what kind of market you are in. Simply click one of the options below to see the data for WV. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following West Virginia cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided West Virginia economic reports to get a better understanding of your market.

  • Alderson
  • Alum Creek
  • Ansted
  • Barbour County
  • Barboursville
  • Barrackville
  • Beaver
  • Beckley
  • Belington
  • Belle
  • Benwood
  • Berkeley County
  • Berkeley Springs
  • Bethany
  • Bethlehem
  • Blennerhassett
  • Bluefield
  • Bluewell
  • Boaz
  • Bolivar
  • Boone County
  • Bradley
  • Braxton County
  • Bridgeport
  • Brooke County
  • Brookhaven
  • Brush Fork
  • Buckhannon
  • Buffalo
  • Cabell County
  • Calhoun County
  • Ceredo
  • Chapmanville
  • Charles Town
  • Charleston
  • Cheat Lake
  • Chesapeake
  • Chester
  • Clarksburg
  • Clay
  • Clay County
  • Clendenin
  • Coal City
  • Coal Fork
  • Crab Orchard
  • Craigsville
  • Cross Lanes
  • Culloden
  • Daniels
  • Despard
  • Doddridge County
  • Dunbar
  • Eleanor
  • Elizabeth
  • Elkins
  • Elkview
  • Fairlea
  • Fairmont
  • Fayette County
  • Fayetteville
  • Follansbee
  • Fort Ashby
  • Franklin
  • Gilbert Creek
  • Gilmer County
  • Glendale
  • Glenville
  • Grafton
  • Grant County
  • Grantsville
  • Granville
  • Greenbrier County
  • Hamlin
  • Hampshire County
  • Hancock County
  • Hardy County
  • Harrison County
  • Harrisville
  • Hinton
  • Hooverson Heights
  • Huntington
  • Hurricane
  • Inwood
  • Jackson County
  • Jefferson County
  • Kanawha County
  • Kenova
  • Keyser
  • Kingwood
  • Lavalette
  • Lesage
  • Lewis County
  • Lewisburg
  • Lincoln County
  • Logan
  • Logan County
  • Lubeck
  • Mabscott
  • MacArthur
  • Madison
  • Mallory
  • Mannington
  • Marion County
  • Marlinton
  • Marmet
  • Marshall County
  • Martinsburg
  • Mason County
  • McDowell County
  • McMechen
  • Mercer County
  • Middlebourne
  • Milton
  • Mineral County
  • Mineral Wells
  • Mingo County
  • Monongah
  • Monongalia County
  • Monroe County
  • Montgomery
  • Moorefield
  • Morgan County
  • Morgantown
  • Moundsville
  • Mount Gay-Shamrock
  • Mount Hope
  • Mullens
  • New Cumberland
  • New Haven
  • New Martinsville
  • Newell
  • Nicholas County
  • Nitro
  • Nutter Fort
  • Oak Hill
  • Oceana
  • Ohio County
  • Paden City
  • Parkersburg
  • Parsons
  • Pea Ridge
  • Pendleton County
  • Pennsboro
  • Petersburg
  • Philippi
  • Pinch
  • Pineville
  • Pleasant Valley
  • Pleasants County
  • Pocahontas County
  • Point Pleasant
  • Preston County
  • Princeton
  • Prosperity
  • Putnam County
  • Rainelle
  • Raleigh County
  • Rand
  • Randolph County
  • Ranson
  • Ravenswood
  • Richwood
  • Ripley
  • Ritchie County
  • Roane County
  • Romney
  • Ronceverte
  • Saint Albans
  • Saint Marys
  • Salem
  • Shady Spring
  • Shannondale
  • Shepherdstown
  • Shinnston
  • Sissonville
  • Sistersville
  • Sophia
  • South Charleston
  • Spencer
  • Stanaford
  • Star City
  • Stonewood
  • Summers County
  • Summersville
  • Sutton
  • Taylor County
  • Teays Valley
  • Terra Alta
  • Tornado
  • Tucker County
  • Tyler County
  • Union
  • Upshur County
  • Vienna
  • Washington
  • Wayne
  • Wayne County
  • Webster County
  • Webster Springs
  • Weirton
  • Weirton Heights
  • Welch
  • Wellsburg
  • West Liberty
  • West Union
  • Weston
  • Westover
  • Wetzel County
  • Wheeling
  • White Sulphur Springs
  • Wiley Ford
  • Williamson
  • Williamstown
  • Winfield
  • Wirt County
  • Wood County
  • Wyoming County
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