Employee Profile - Fernando Martin

Fernando Martin - Founding Principal and Managing Director at Commercial Loan Direct.

Mr. Martin has over 20 years of experience in commercial lending,  from business and equipment underwriting to CRE origination, analysis, placement, and servicing. Prior to founding CLD in 2007, Fernando lead the Commercial Lending Group for CapitalSouth Bank’s Atlanta office, focusing on the bank's capital markets division. Mr. Martin has worked for a variety of financial institutions including community, regional, and national banks.


  • GSU (GA) – BBA, Finance & Economics.

Continuing Education  

  • Yale Universiy (New Haven, CT) - Certification,  Strategic Negotiations.
  • Emory University (Atlanta, GA) - Import/Export Businesses & Regulations.     


Fernando Martin - Managing Director

Relevant Accreditations  

  • Georgia Bankers Association - Commercial Construction Loans.
  • Georgia Bankers Association - Commercial Loan Documentation.
  • Georgia Bankers Association - Business Loans and Regulations.
  • First Data Corporation - FDCPA Certification.
  • Capstone Institute - Mortgage Specialist Certification.


  • Fernando is a member of the Capital Partners, Inc. loan committee, which is the largest CDC - SBA504 loan producer in the state of Georgia.
  • Mr. Martin is a member of Bank of America's Advisory Panel.          

About Fernando

Mr. Martin was born in Madrid, Spain and has lived in the US most of his life. Fernando is bilingual in both English and Spanish, proficient in Italian, and holds dual citizenship status (United States & European Union.)


Fernando is an avid practitioner of tennis, golf, soccer, snow skiing, and holds a 2nd degree black belt in Tae-Kwon-Do (won Madrid's regional championship and was a member of the national pre-olympic team.) He also enjoys playing guitar, piano, singing, and music production.