Nationwide Real Estate Lending

California Real Estate Loans and Financing

Commercial Loan Direct (“CLD”) offers a variety of commercial loan products in California. CLD originates loans for its parent company CLD Financial. Our multifamily platform includes FHA, Conduit, Conventional, Insurance, USDA, Bridge, SBA, and Construction loans. CLD is currently targeting owner occupied and investment properties over $1 Million. Below you will find the lending areas and the property types CLD provides in California. Our company also offers California apartment loans.


Commercial Mortgages:

Investment Property Mortgages

Loan Type Property Type * Min Loan Amount Max LTV Term Length Amortization Learn More Rates
Conventional O, R, I/W, SS, H/M, MU $1,000,000 75% 3-15 Years 15-30 Years
Conduit / CMBS O, R, I/W, SS, M/H, H/M, MU $2,000,000 75% 5-10 Years 20-30 Years
Insurance O, R, I/W, MU $1,000,000 75% 5-30 Years 15-30 Years
FHA / HUD H, SNF, MC $3,000,000 83.3% 30-40 Years 30-40 Years
USDA O, R, I/W, SS, H/M, MU $1,000,000 85% 5-15 Years 15-30 Years
Bridge O, R, I/W, SS, MU $3,000,000 90% 12-36 Months Interest-Only
Construction O, R, I/W, SS, MU $3,000,000 80% 12-36 Months Interest-Only
*H = Hospitals H/M = Hotel/Motel I/W = Industrial/Warehouse MC = Memory Care M/H = Medical/Healthcare MU = Mixed Use
O = Office R = Retail SNF = Skilled Nursing Facility SS= Self-Storage

Owner-Occupied Mortgages

Loan Type Property Type * Min Loan Amount Max LTV Term Length Amortization Learn More Rates
Conventional O, R, I/W, SS, M/H, H/M, MU $1,000,000 80% 3-15 Years 15-30 Years
SBA O, R, I/W, SS, M/H, H/M, MU $1,000,000 85-90% 3-25 Years 15-30 Years
USDA O, R, I/W, SS, M/H, H/M, MU $1,000,000 80-90% 5-20 Years 15-30 Years
*H = Hospitals H/M = Hotel/Motel I/W = Industrial/Warehouse MC = Memory Care M/H = Medical/Healthcare MU = Mixed Use
O = Office R = Retail SNF = Skilled Nursing Facility SS= Self-Storage

Owner-Occupied Mortgages

Loan Type Property Type * Min Loan Amount Max LTV Term Length Amortization Learn More Rates
Conventional O, R, I/W, SS, M/H, H/M, MU $1,000,000 80% 3-15 Years 15-30 Years
SBA O, R, I/W, SS, M/H, H/M, MU $1,000,000 85-90% 3-25 Years 15-30 Years
USDA O, R, I/W, SS, M/H, H/M, MU $1,000,000 80-90% 5-20 Years 15-30 Years
*H = Hospitals H/M = Hotel/Motel I/W = Industrial/Warehouse MC = Memory Care M/H = Medical/Healthcare MU = Mixed Use
O = Office R = Retail SNF = Skilled Nursing Facility SS= Self-Storage

California Cities

  • Los Angeles
  • San Diego
  • San Jose
  • San Francisco
  • Long Beach
  • Fresno
  • Oakland
  • Santa Ana
  • Anaheim
  • Bakersfield
  • Stockton
  • Modesto
  • Chula Vista
  • And More...

 

Property Types

  • Affordable Housing
  • Apartment
  • Auto Repair
  • Auto Dealership
  • Assisted Living
  • Bowling Alley
  • Car Wash
  • Church
  • Construction
  • Condominium
  • Congregate Care
  • Day Care
  • Dental Office
  • Fitness Center
  • Funeral Home
  • Gas Station
  • Golf Course
  • Health Care Facility
  • Health Club
  • Hotel/Motel Flagged
  • Hotel/Motel Unflagged
  • Industrial
  • Marina
  • Manufactured Housing
  • Medical Center
  • Mini Storage
  • Mixed Use
  • Motel
  • Multifamily
  • Nursing Home
  • Office Building
  • Restaurant
  • Retail Center Anchored
  • Retail Center Unanchored
  • School
  • Self Storage
  • Seniors Housing
  • Student Housing
  • Veterinary
  • Warehouse

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