Nationwide Real Estate Lending

New York Commercial Mortgages - Real Estate Financing

Commercial Loan Direct (“CLD”) provides commercial loans in New York. CLD is a national commercial mortgage lender known for offering aggressively priced programs and superb service. As a correspondent lender, CLD is able to provide over 200 different lending platforms with access to wholesale pricing instead of retail pricing that banks provide. CLD originates loans for its parent company CLD Financial which offers a vast variety of lending vehicles. Our simplified 3-step loan process and web-based platform makes the lending experience fast, easy, and convenient. CLD is currently targeting owner occupied and investment properties in over $1 Million. CLD also provides a small balance program servicing loans from $250,000 and up. CLD offers Conventional, SBA, USDA, Insurance, FHA, Bridge, CMBS, and Construction loans. Our company also provides New York Apartment Loans. Properties included in our multifamily program are: apartment complexes, manufactured housing, student housing, seniors housing, affordable housing, cooperative housing, as well as military housing.


Commercial Mortgages

Investment Property Mortgages

Loan Type Property Type * Min Loan Amount Max LTV Term Length Amortization Learn More Rates
Conventional O, R, I/W, SS, H/M, MU $1,000,000 75% 3-15 Years 15-30 Years
Conduit / CMBS O, R, I/W, SS, M/H, H/M, MU $2,000,000 75% 5-10 Years 20-30 Years
Insurance O, R, I/W, MU $1,000,000 75% 5-30 Years 15-30 Years
FHA / HUD H, SNF, MC $3,000,000 83.3% 30-40 Years 30-40 Years
USDA O, R, I/W, SS, H/M, MU $1,000,000 85% 5-15 Years 15-30 Years
Bridge O, R, I/W, SS, MU $3,000,000 90% 12-36 Months Interest-Only
Construction O, R, I/W, SS, MU $3,000,000 80% 12-36 Months Interest-Only
*H = Hospitals H/M = Hotel/Motel I/W = Industrial/Warehouse MC = Memory Care M/H = Medical/Healthcare MU = Mixed Use
O = Office R = Retail SNF = Skilled Nursing Facility SS= Self-Storage

Owner-Occupied Mortgages

Loan Type Property Type * Min Loan Amount Max LTV Term Length Amortization Learn More Rates
Conventional O, R, I/W, SS, M/H, H/M, MU $1,000,000 80% 3-15 Years 15-30 Years
SBA O, R, I/W, SS, M/H, H/M, MU $1,000,000 85-90% 3-25 Years 15-30 Years
USDA O, R, I/W, SS, M/H, H/M, MU $1,000,000 80-90% 5-20 Years 15-30 Years
*H = Hospitals H/M = Hotel/Motel I/W = Industrial/Warehouse MC = Memory Care M/H = Medical/Healthcare MU = Mixed Use
O = Office R = Retail SNF = Skilled Nursing Facility SS= Self-Storage

NY Cities

  • New York
  • Buffalo
  • Rochester
  • Yonkers
  • Syracuse
  • Albany
  • New Rochelle
  • Mount Vernon
  • Schenectady
  • Utica
  • White Plains
  • Jamestown
  • Binghamton
  • Troy
  • Newburgh
  • Corning
  • Middletown
  • Glens Falls
  • Ithaca
  • Long Island
  • Albany
  • Amsterdam
  • Brooklyn
  • Dunkirk
  • Fort Drum
  • Hudson
  • Kingston
  • Manhattan
  • Nassau
  • Newark
  • Niagara Falls
  • Newburgh
  • Ogdensburg
  • Rome
  • Seneca Falls
  • Staten Island
  • Suffolk County
  • Watertown
  • Whit Plains
  • Fredonia
  • And More...
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    Property Types

    • Affordable Housing
    • Apartment
    • Auto Repair
    • Auto Dealership
    • Assisted Living
    • Bowling Alley
    • Car Wash
    • Church
    • Commercial Construction
    • Condominium
    • Congregate Care
    • Day Care
    • Dental Office
    • Fitness Center
    • Funeral Home
    • Gas Station
    • Golf Course
    • Health Care Facility
    • Health Club
    • Hotel/Motel Flagged
    • Hotel/Motel Unflagged
    • Industrial
    • Marina
    • Manufactured Housing
    • Medical Center
    • Mini Storage
    • Mixed Use
    • Motel
    • Multifamily
    • Nursing Home
    • Office Building
    • Restaurant
    • Retail Center Anchored
    • Retail Center Unanchored
    • School
    • Self Storage
    • Seniors Housing
    • Student Housing
    • Veterinary
    • Warehouse

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