Commercial Real Estate Financing in Tennessee | TN Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Tennessee. Current commercial loan rates in Tennessee range from 5.48% to 15.1%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of TN. We also have a dedicated page for apartment loans in Tennessee.

Tennessee Commercial Loan Programs Tennessee Economic Data Tennessee Lending Cities

Tennessee Commercial Loan Rates

Commercial Loan Types	Average Tennessee Rates	LTV	Loan Amount	Occupancy
Conventional	5.97% - 10.60%	80%	$1,000,000+	Investment + Owner Occupied
Conduit / CMBS	5.98% - 7.59%	75%	$2,000,000+	Investment
Insurance	5.48% - 7.99%	75%	$5,000,000+	Investment + Owner Occupied
FHA / HUD	5.47% - 6.32%	83.3%	$5,000,000+	Investment
USDA	6.60% - 11.60%	85%	$1,000,000+	Investment + Owner Occupied
Bridge	6.60% - 14.60%	80%	$1,500,000+	Investment
Construction	10.10% - 15.10%	83.3%	$1,000,000+	Investment
SBA	6.10% - 11.10%	85% - 90%	$1,000,000+	Owner Occupied

Types of Commercial Loans in Tennessee

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Tennessee

Quick Quote

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Tennessee

We are proud to be serving the state of Tennessee. Here are our commercial loan statistics for this state.

Tennessee Cities and Towns Served

Tennessee Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for TN below to help you understand what kind of market you are in. Simply click one of the options below to see the data for TN. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Tennessee cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Tennessee economic reports to get a better understanding of your market.

Adamsville
Alamo
Alcoa
Algood
Altamont
Anderson County
Apison
Ardmore
Arlington
Ashland City
Athens
Atoka
Banner Hill
Bartlett
Baxter
Bean Station
Bedford County
Belle Meade
Bells
Benton
Benton County
Blaine
Bledsoe County
Bloomingdale
Blount County
Blountville
Bluff City
Bolivar
Bon Aqua Junction
Bradford
Bradley County
Brentwood
Brentwood Estates
Brighton
Bristol
Brownsville
Bruceton
Burns
Byrdstown
Camden
Campbell County
Cannon County
Carroll County
Carter County
Carthage
Caryville
Celina
Centerville
Central
Chapel Hill
Charlotte
Chattanooga
Cheatham County
Chester County
Christiana
Church Hill
Claiborne County
Clarksville
Clay County
Cleveland
Clifton
Clinton
Coalfield
Cocke County
Coffee County
Collegedale
Collierville
Colonial Heights
Columbia
Condon
Cookeville
Coopertown
Cornersville
Covington
Cowan
Crockett County
Cross Plains
Crossville
Crump
Cumberland County
Dandridge
Davidson County
Dayton
Decatur
Decatur County
Decaturville
Decherd
DeKalb County
Dickson
Dickson County
Dodson Branch
Dover
Dresden
Dunlap
Dyer
Dyer County
Dyersburg
Eagleton Village
East Brainerd
East Chattanooga
East Cleveland
East Ridge
Elizabethton
Englewood
Erin
Erwin
Estill Springs
Etowah
Fairfield Glade
Fairmount
Fairview
Fall Branch
Falling Water
Farragut
Fayette County
Fayetteville
Fentress County
Fincastle
Forest Hills
Franklin
Franklin County
Gainesboro
Gallatin
Gatlinburg
Germantown
Gibson County
Giles County
Gleason
Goodlettsville
Gordonsville
Grainger County
Gray
Graysville
Green Hill
Greenback
Greenbrier
Greene County
Greeneville
Greenfield
Grimsley
Gruetli-Laager
Grundy County
Halls
Hamblen County
Hamilton County
Hancock County
Hardeman County
Hardin County
Harriman
Harrison
Harrogate
Hartsville
Hawkins County
Haywood County
Henderson
Henderson County
Hendersonville
Henry County
Hickman County
Hickory Withe
Hohenwald
Hopewell
Houston County
Humboldt
Humphreys County
Hunter
Huntingdon
Huntsville
Jacksboro
Jackson
Jackson County
Jamestown
Jasper
Jefferson City
Jefferson County
Jellico
Johnson City
Johnson County
Johnsonville
Jonesborough
Kenton
Kimball
Kingsport
Kingston
Kingston Springs
Knox County
Knoxville
La Vergne
Lafayette
LaFollette
Lake County
Lake Tansi
Lakeland
Lakesite
Lakewood
Lauderdale County
Lawrence County
Lawrenceburg
Lebanon
Lenoir City
Lewis County
Lewisburg
Lexington
Lincoln County
Linden
Livingston
Lone Oak
Lookout Mountain
Loretto
Loudon
Loudon County
Louisville
Luttrell
Lynchburg
Macon County
Madison County
Madisonville
Manchester
Marion County
Marshall County
Martin
Maryville
Mascot
Mason
Maury County
Maynardville
McEwen
McKenzie
McMinn County
McMinnville
McNairy County
Medina
Meigs County
Memphis
Middle Valley
Midtown
Midway
Milan
Millersville
Millington
Monroe County
Monteagle
Monterey
Montgomery County
Moore County
Morgan County
Morristown
Mosheim
Mount Carmel
Mount Juliet
Mount Pleasant
Mountain City
Mowbray Mountain
Munford
Murfreesboro
Nashville
New Hope
New Johnsonville
New Market
New South Memphis
New Tazewell
New Union
Newbern
Newport
Nolensville
Norris
Oak Grove
Oak Hill
Oak Ridge
Oakland
Obion
Obion County
Oliver Springs
Olivet
Oneida
Overton County
Paris
Park City
Parsons
Pegram
Perry County
Pickett County
Pigeon Forge
Pikeville
Pine Crest
Piperton
Plainview
Pleasant View
Polk County
Portland
Powells Crossroads
Pulaski
Putnam County
Red Bank
Red Boiling Springs
Rhea County
Ridgely
Ridgetop
Ripley
Roan Mountain
Roane County
Robertson County
Rockwood
Rocky Top
Rogersville
Rural Hill
Rutherford
Rutherford County
Rutledge
Sale Creek
Savannah
Scott County
Selmer
Sequatchie County
Sevier County
Sevierville
Sewanee
Seymour
Shackle Island
Shelby County
Shelbyville
Signal Mountain
Smith County
Smithville
Smyrna
Sneedville
Soddy-Daisy
Somerville
South Carthage
South Cleveland
South Fulton
South Pittsburg
Sparta
Spencer
Spring City
Spring Hill
Springfield
Spurgeon
Stewart County
Sullivan County
Sumner County
Surgoinsville
Sweetwater
Tazewell
Tellico Village
Tennessee Ridge
Thompson's Station
Three Way
Tipton County
Tiptonville
Tracy City
Trenton
Trousdale County
Troy
Tullahoma
Tusculum
Unicoi
Unicoi County
Union City
Union County
Unionville
Van Buren County
Vonore
Walden
Walnut Hill
Warren County
Wartburg
Washington County
Watertown
Waverly
Wayne County
Waynesboro
Weakley County
Westmoreland
White Bluff
White County
White House
White Pine
Whiteville
Whitwell
Wildwood
Wildwood Lake
Williamson County
Wilson County
Winchester
Woodbury