How Much Can I Borrow? - Retail Center


Are you looking for a loan to finance a retail property? Find out the maximum loan amount that you will qualify for. Please note that this information should be used as a guideline and is not a commitment to lend. We are here to finance your retail building.

Maximum Retail Loan Amount Calculator
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Definitions

  1. Sum of all actual income assuming 100% occupancy.
  2. Input actual vacancy and uncollectables. If input is less than 5% of Gross Potential Income, model will automatically default to greater number.
  3. Input actual expenses with necessary adjustments for Taxes and Insurance. Use Miscellaneous as a catch all.
  4. Input actual management expenses. If input is less than 5% of Effective Potential Income, model will automatically default to greater number.
  5. Use greater of $.15/sq. ft. or actual.
  6. Use greater of $.60/sq. ft. or actual.
  7. Use greater of $.40/sq. ft. or actual.
  8. Defaults to 1.2 times.

Note: The commercial mortgage calculators displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any calculation errors resulting from the use of these calculators.