About Commercial Loan Direct

Commercial Loan Direct is a Correspondent Lender with over 200 loan products available nationwide — giving borrowers access to banks, insurance companies, credit unions, and private institutions under one roof.

200+
Loan Programs
50
States Served
A
BBB Rating
$0
Upfront Fees
Commercial Loan Direct Office

Our Company

A Correspondent Lender Built for Commercial Borrowers

We're more than just a lender. Commercial Loan Direct is a business division of CLD Financial, LLC — a leading national commercial correspondent lender focused on small, mid-size, and large balance multifamily and commercial loans.

Our professional staff are real estate and loan industry experts with broad knowledge across financial markets, property types, and deal structures. We work directly with our clients to find creative financing solutions tailored to each borrower's goals — whether that's a long-term hold, a value-add repositioning, or a fast-close bridge scenario.

As a correspondent lender, we have direct access to the wholesale programs of banks, insurance companies, credit unions, savings institutions, and private lending platforms — allowing us to offer the most competitive rates and lowest closing costs available in the market.

CLD Financial is a member of the Georgia Lenders Quality Circle, the National Mortgage Bankers Association, and holds an A rating with the Better Business Bureau.

Why Work With Us

The Commercial Loan Direct Advantage

We search hundreds of loan programs on your behalf — saving you time, money, and the frustration of working with a single lender's limited product set.

Wholesale Rates

Access to wholesale pricing across banks, insurance companies, and private lenders means you get rates unavailable through retail channels.

200+ Loan Programs

From SBA and CMBS to bridge, conventional, and life company loans — we match each deal to the optimal program for the borrower's situation.

No Upfront Fees

We charge no application or processing fees upfront. Our compensation is earned at closing — meaning our interests are fully aligned with yours.

Nationwide Lending

We lend in all 50 states across all major commercial property types — multifamily, office, retail, industrial, hospitality, self storage, and more.

Expert Loan Specialists

Every borrower is paired with a dedicated loan specialist who manages the process from initial inquiry through closing — no call centers, no runaround.

Portfolio Strategy

Beyond a single loan, we help investors build and optimize real estate portfolios — structuring debt to maximize returns for long-term holds, flips, or any specialized investment strategy.

Our Process

How We Get Your Deal Done

1
Submit Your Scenario

Share basic details about your property, loan amount, and objectives through our quick online application or by calling us directly.

2
Program Matching

Your dedicated loan specialist reviews your scenario and identifies the best loan programs from our network of 200+ options across all lender types.

3
Term Sheet & Approval

We present competitive term sheets, guide you through the lender's underwriting process, and manage all communication on your behalf.

4
Close & Fund

We coordinate with attorneys, title companies, and lenders to ensure a smooth closing with no surprises — from commitment to keys.

Credentials & Memberships

Trusted. Accredited. Recognized.

Georgia Lenders Quality Circle

Georgia Lenders Quality Circle

Mortgage Bankers Association

Mortgage Bankers Association

Better Business Bureau - A Rating

BBB — A Rated

Commercial Loan Direct Accreditation

Industry Accreditation

Reach Us

Hours of Operation

Monday – Friday

9:00 AM – 7:00 PM EST

For urgent inquiries, use our online FAQ or submit a quote request anytime.

Observed Holidays

New Year's Day

MLK Day

President's Day

Memorial Day

Independence Day

Labor Day

Columbus Day

Veteran's Day

Thanksgiving Day

Day after Thanksgiving

Christmas Eve

Christmas Day

When a holiday falls on Sunday, the following Monday is observed. When it falls on Saturday, the preceding Friday is observed.

Commercial Loan Finder

Fill this form out to find the best commercial loan programs for your needs.

Get A Free Quote

Get a free commercial loan quote. This process does not affect your credit score.

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Please select a property type.

Success Stories

See how we've helped borrowers across the country close complex deals and reach their goals.

Ace Hardware Franchise Grand Opening - Herb and Gwen Velazquez SBA 7(a)

New Ace Hardware Franchise Financing

Alpharetta, GA Retail Franchise Real Estate + Working Capital

CLD was most helpful from answering my initial questions to the follow up... We would not have been able to start this business without CLD.

— Herb & Gwen Velazquez Read Story
Golden Valley Luxury Apartments - 332 Units, Bakersfield CA CMBS

Apartment Refinance — 332 Units

Bakersfield, CA Luxury Multifamily Non-Recourse · 10-Yr I/O

I had a tremendously good experience with CLD and especially with my loan specialist — she identified the ideal loan program and handled everything professionally.

— Golden Valley Apartments Read Story
University Place Apartments - Student Housing, Columbia MO Conventional

Student Housing Refinancing — 181 Units

Columbia, MO Mixed-Use Student Housing Non-Recourse · 10-Yr

I felt confident through the process that things were under control, that my interests were protected — always a pleasure to work with.

— Mark Leifield Read Story

Want to see what real clients say about working with us?

Read Our Unfiltered Reviews

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