Commercial Mortgage Interest Rates - Nationwide Lending Terms
View today's current commercial loan interest rates. Our Company strives to offer the lowest commercial mortgage rates in the marketplace. Please note that mortgage rates can vary depending on different financial and transactional factors. Please let us know if you find better terms anywhere as one of our primary goals are offering our clients the most competitive and comprehensive business mortgage rates mix. Please, do not hesitate contacting us with any questions you might have. View our Apartment Loan Rates here.
| Commercial Loan Interest Rates | ||||
| Loan Product | Rate | Expand | ||
| Mid Balance - Investor/Owner Occupied ($1Million - $10Million) | 4.171% - 4.811% | |||
Properties: Industrial, General Offices, Creative and Professional Office Space, Anchored Retail, Factory Outlets, and Mini Storage
|
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Max LTV |
Fixed Term |
Rates |
Max. Amort. |
|
80% LTV
Purchase & Refinance
(Apartments minus -0.25% to Rate)
Guidelines |
||||
3-year |
4.171% |
30 |
||
5-year |
4.378% |
30 |
||
7-year |
4.513% |
30 |
||
10-year |
4.686% |
30 |
||
15-year |
4.811% |
15 |
||
Properties; Health Care, Special Purpose, and Hospitality
|
||||
Max LTV |
Fixed Term |
Rates |
Max. Amort. |
|
75% LTV
|
Quarterly |
*PTB |
25 |
|
1-year |
*PTB |
25 |
||
3-year |
*PTB |
25 |
||
5-year |
*PTB |
25 |
||
*10 yrs Fixed |
*PTB |
25 |
||
15 yrs fixed |
*PTB |
25 |
||
| * Quoted on a per transaction basis | ||||
| Conduit - CMBS Loans ($2Million+) | Call for Quote | |||
Conduit Commercial Interest Rates - $2Million+
|
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Program |
Fixed Term |
Rates |
Max. Amort. |
|
| 75-80% LTV | 5 years | Call for Quote | 30 yrs | |
| 75-80% LTV | 10 years | Call for Quote | 30 yrs | |
75-80% LTV |
15 years |
Call for Quote
|
30 yrs |
|
Additional mortgage terms are available
|
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| FHA Loans ($3Million+) | 3.800% - 4.600% | |||
FHA Loans - $3Million+
|
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Program |
Fixed Term |
Rate |
Max. Amort. |
|
Purchase Refinance 80% LTV |
30-40 years |
3.800% - 4.600%
|
30-40 yrs |
|
| Bridge Loans - Investor/Owner Occupied ($2Million - $10Million) | 8.999% - 13.000% | |||
Bridge Interest Rates - $2Million - $10Million
|
||||
Program |
Fixed Term |
Rate |
Max. Amort. |
|
Rehab / Bridge (90% LTC as-is) 80% at exit |
1-3 years |
8.999%-13.00%
|
Interest-Only |
|
| Construction Loans - Owner Occupied Only ($3Million+) | 5.250% - 6.250% | |||
Construction Loans - $3Million+ (w/ SBA-504 only)
|
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Program |
Fixed Term |
Rate |
Max. Amort. |
|
- 90% for multi-use properties (excludes start-up businesses) |
Multi Use
|
5.250%
|
Interest-Only |
|
| -
85% for special use properties (multi-use start up) - 80% for special use properties that are start-up businesses |
Special Use |
6.250% |
Interest-Only |
|
| SBA 7a Loans ($500,000 to $5Million) | 5.000% - 7.000% | |||
SBA 7a Loans - $500,000 to $5Million
|
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Program |
Rate Term |
Rate |
Max. Amort. |
|
Purchase (85% LTV) |
Fixed-Floating |
5.000% - 7.000%
|
25 yrs |
|
| USDA B&I Loans ($500,000 - $10Million) | 5.500% - 6.500% | |||
USDA Loans - $500,000 to $10Million |
||||
Program |
Rate Term |
Rate |
Max. Amort. |
|
Purchase (85% LTV) |
Quarterly |
5.500% - 6.500%
|
20 yrs |
|
5yr-10yr fixed rates available case-by-case |
||||
| Insurance Co. Loans ($5Million+) | 4.040% - 4.540% | |||
Insurance Loans - $5Million+ |
||||
Max. LTV |
Term |
Max. Amort. |
Rate |
|
65-70 LTV |
5 Year |
25-30 |
4.040% |
|
65-70 LTV |
7 Year |
25-30 |
4.070% |
|
65-70 LTV |
10 Year |
25-30 |
4.080% |
|
65-70 LTV |
20 Year |
25-30 |
4.540% |
|
| KEY MARKET INTERESTS | |||
Index |
Rates |
||
Prime |
4.250% |
||
30 Day Libor |
1.236% |
||
90 Day Libor |
1.323% |
||
6 Month Libor |
1.480% |
||
1 Year Libor |
1.747% |
||
3 Year Swap |
1.671% |
||
5 Year Swap |
1.878% |
||
10 Year Swap |
2.186% |
||
5 Year Treasury |
1.890% |
||
10 Year Treasury |
2.280% |
||
10 Year SBA 504 |
4.140% |
||
20 Year SBA 504 |
4.370% |
||
| Interest Rate Trends Key Market News | |||
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Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.
