Office Loans - Office Mortgages
While offices can be built in almost any location in almost any building, some modern requirements for offices make this more difficult. These requirements can be both legal (i.e. light levels must be sufficient) or technical (i.e. requirements for networking). Alongside such other requirements such as security and flexibility of layout, this has led to the creation of special buildings which are dedicated only or primarily for use as offices. An office building, also known as an office block, is a form of commercial building which contains spaces mainly designed to be used for offices. The primary purpose of an office building is to provide a workplace and working environment primarily for administrative and managerial workers. These workers usually occupy set areas within the office building, and usually are provided with desks, PCs and other equipment they may need within these areas.
Office Loan Programs
Are you looking for a commercial loan for an office building? View our office loan calculator to find out the maximum loan amount available to you.
|Loan Type||Property Type *||Min Loan Amount||Max LTV||Term Length||Amortization||Learn More||Rates|
|Conventional||O, R, I/W, SS, H/M, MU||$1,000,000||75%||3-15 Years||15-30 Years|
|Conduit / CMBS||O, R, I/W, SS, M/H, H/M, MU||$2,000,000||75%||5-10 Years||20-30 Years|
|Insurance||O, R, I/W, MU||$5,000,000||70%||5-30 Years||15-30 Years|
|USDA||O, R, I/W, SS, H/M, MU||$1,000,000||85%||5-15 Years||15-30 Years|
|Bridge||O, R, I/W, SS, MU||$3,000,000||90%||12-36 Months||Interest-Only|
|Construction||O, R, I/W, SS, MU||$3,000,000||80%||12-36 Months||Interest-Only|
|SBA||O, R, I/W, SS, M/H, H/M, MU||$1,000,000||85-90%||10-20 Years||15-30 Years|
|*H = Hospitals H/M = Hotel/Motel I/W = Industrial/Warehouse MC = Memory Care M/H = Medical/Healthcare MU = Mixed Use
O = Office R = Retail SNF = Skilled Nursing Facility S= Self-Storage