Hotel Loans - Hospitality Mortgages


Hotel mortgages and financing

A hotel is an establishment that provides paid lodging on a short-term basis. The provision of basic accommodation, in times past, consisting only of a room with a bed, a cupboard, a small table and a washstand has largely been replaced by rooms with modern facilities, including en-suite bathrooms and air conditioning or climate control. Additional common features found in hotel rooms are a telephone, an alarm clock, a television, and Internet connectivity; snack foods and drinks may be supplied in a mini-bar, and facilities for making hot drinks. Larger hotels may provide a number of additional guest facilities such as a restaurant, a swimming pool or childcare, and have conference and social function services. Some hotels offer meals as part of a room and board arrangement.


Hotel Loan Programs

Loan Type Property Type * Min Loan Amount Max LTV Term Length Amortization Learn More Rates
Conventional O, R, I/W, SS, H/M, MU $1,000,000 75% 3-15 Years 15-30 Years
Conduit / CMBS O, R, I/W, SS, M/H, H/M, MU $2,000,000 75% 5-10 Years 20-30 Years
USDA O, R, I/W, SS, H/M, MU $1,000,000 85% 5-15 Years 15-30 Years
SBA O, R, I/W, SS, M/H, H/M, MU $1,000,000 85-90% 10-20 Years 15-30 Years
*H = Hospitals H/M = Hotel/Motel I/W = Industrial/Warehouse MC = Memory Care M/H = Medical/Healthcare MU = Mixed Use
O = Office R = Retail SNF = Skilled Nursing Facility SS= Self-Storage