Commercial Real Estate Financing in South Carolina | SC Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of South Carolina. Current commercial loan rates in South Carolina range from 4.6% to 16.01%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of SC. We also have a dedicated page for apartment loans in South Carolina.

South Carolina Commercial Loans

South Carolina Commercial Loan Rates

Commercial Loan Types Average South Carolina Rates LTV Loan Amount Occupancy
Conventional 5.01% - 7.94% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 5.49% - 6.61% 75% $2,000,000+ Investment
Insurance 4.94% - 7.19% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 4.49% - 5.34% 83.3% $5,000,000+ Investment
USDA 5.60% - 8.60% 85% $1,000,000+ Investment + Owner Occupied
Bridge 7.01% - 16.01% 80% $1,500,000+ Investment
Construction 7.10% - 12.10% 83.3% $1,000,000+ Investment
SBA 4.60% - 8.10% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in South Carolina

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in South Carolina

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in South Carolina

We are proud to be serving the state of South Carolina. Here are our commercial loan statistics for this state.

South Carolina Cities and Towns Served

67

South Carolina Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for SC below to help you understand what kind of market you are in. Simply click one of the options below to see the data for SC. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following South Carolina cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided South Carolina economic reports to get a better understanding of your market.

  • Abbeville
  • Abbeville County
  • Aiken
  • Aiken County
  • Allendale
  • Allendale County
  • Anderson
  • Anderson County
  • Andrews
  • Arcadia
  • Arial
  • Awendaw
  • Bamberg
  • Bamberg County
  • Barnwell
  • Barnwell County
  • Batesburg
  • Batesburg-Leesville
  • Beaufort
  • Beaufort County
  • Belton
  • Belvedere
  • Bennettsville
  • Berea
  • Berkeley County
  • Bishopville
  • Blacksburg
  • Blackville
  • Bluffton
  • Blythewood
  • Boiling Springs
  • Bonneau Beach
  • Brookdale
  • Buffalo
  • Burnettown
  • Burton
  • Calhoun County
  • Calhoun Falls
  • Camden
  • Cane Savannah
  • Catawba
  • Cayce
  • Centerville
  • Central
  • Chapin
  • Charleston
  • Charleston County
  • Cheraw
  • Cherokee County
  • Cherryvale
  • Chester
  • Chester County
  • Chesterfield
  • Chesterfield County
  • City View
  • Clarendon County
  • Clearwater
  • Clemson
  • Clinton
  • Clover
  • Colleton County
  • Columbia
  • Conway
  • Cowpens
  • Dalzell
  • Darlington
  • Darlington County
  • Denmark
  • Dentsville
  • Dillon
  • Dillon County
  • Dorchester County
  • Due West
  • Duncan
  • Dunean
  • Easley
  • East Gaffney
  • East Sumter
  • Edgefield
  • Edgefield County
  • Edisto
  • Elgin
  • Estill
  • Eureka Mill
  • Fairfax
  • Fairfield County
  • Fairforest
  • Five Forks
  • Florence
  • Florence County
  • Folly Beach
  • Forest Acres
  • Forestbrook
  • Fort Mill
  • Fountain Inn
  • Gadsden
  • Gaffney
  • Gantt
  • Garden City
  • Gaston
  • Georgetown
  • Georgetown County
  • Gloverville
  • Golden Grove
  • Goose Creek
  • Graniteville
  • Great Falls
  • Greenville
  • Greenville County
  • Greenwood
  • Greenwood County
  • Greer
  • Hampton
  • Hampton County
  • Hanahan
  • Hardeeville
  • Hartsville
  • Hilton Head
  • Hilton Head Island
  • Holly Hill
  • Hollywood
  • Homeland Park
  • Honea Path
  • Hopkins
  • Horry County
  • India Hook
  • Inman
  • Inman Mills
  • Irmo
  • Irwin
  • Isle of Palms
  • Iva
  • Jackson
  • James Island
  • Jasper County
  • Joanna
  • Johnsonville
  • Johnston
  • Judson
  • Kershaw
  • Kershaw County
  • Kiawah Island
  • Kingstree
  • Ladson
  • Lake City
  • Lake Murray of Richland
  • Lake Secession
  • Lake Wylie
  • Lakewood
  • Lancaster
  • Lancaster County
  • Lancaster Mill
  • Landrum
  • Langley
  • Latta
  • Laurel Bay
  • Laurens
  • Laurens County
  • Lee County
  • Leesville
  • Lesslie
  • Lexington
  • Lexington County
  • Liberty
  • Lincolnville
  • Little River
  • Loris
  • Lugoff
  • Lyman
  • Manning
  • Marion
  • Marion County
  • Marlboro County
  • Mauldin
  • Mayo
  • McColl
  • McCormick
  • McCormick County
  • Meggett
  • Monarch Mill
  • Moncks Corner
  • Mount Pleasant
  • Mullins
  • Murphys Estates
  • Murrells Inlet
  • Myrtle Beach
  • New Ellenton
  • Newberry
  • Newberry County
  • Newport
  • Ninety Six
  • North Augusta
  • North Charleston
  • North Hartsville
  • North Myrtle Beach
  • Northlake
  • Oak Grove
  • Oakland
  • Oconee County
  • Orangeburg
  • Orangeburg County
  • Pacolet
  • Pageland
  • Pamplico
  • Parker
  • Pendleton
  • Pickens
  • Pickens County
  • Piedmont
  • Pineridge
  • Port Royal
  • Powdersville
  • Privateer
  • Prosperity
  • Ravenel
  • Red Bank
  • Red Hill
  • Richland County
  • Ridgeland
  • Ridgeville
  • Rock Hill
  • Roebuck
  • Saint Andrews
  • Saint George
  • Saint Matthews
  • Saint Stephen
  • Saluda
  • Saluda County
  • Sangaree
  • Sans Souci
  • Saxon
  • Seabrook Island
  • Seneca
  • Seven Oaks
  • Shell Point
  • Simpsonville
  • Slater-Marietta
  • Socastee
  • South Congaree
  • South Sumter
  • Southern Shops
  • Spartanburg
  • Spartanburg County
  • Springdale
  • Stateburg
  • Sullivans Island
  • Summerville
  • Sumter
  • Sumter County
  • Surfside Beach
  • Taylors
  • Tega Cay
  • Tigerville
  • Timmonsville
  • Travelers Rest
  • Union
  • Union County
  • Utica
  • Valley Falls
  • Varnville
  • Wade Hampton
  • Walhalla
  • Walterboro
  • Ware Shoals
  • Warrenville
  • Watts Mills
  • Wedgefield
  • Wedgewood
  • Welcome
  • Wellford
  • West Columbia
  • Westminster
  • Whitmire
  • Wilkinson Heights
  • Williamsburg County
  • Williamston
  • Williston
  • Winnsboro
  • Winnsboro Mills
  • Woodfield
  • Woodruff
  • York
  • York County

SC Commercial Loan Reviews

Any Other Comments?

Look forward to doing business in the future.

Robert - Retail Anchored Financing in Camden, SC

How would you rate the responsiveness of your loan officer?
Excellent

Do you feel that you have been well informed about the status of your transaction?
Yes

Adam - Hotel unflagged Financing in , SC

Chat