Commercial Real Estate Financing in Iowa | IA Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of Iowa. Current commercial loan rates in Iowa range from 5.58% to 15.2%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of IA. We also have a dedicated page for apartment loans in Iowa.

Iowa Commercial Loan Programs Iowa Economic Data Iowa Lending Cities

Iowa Commercial Loan Rates

Commercial Loan Types	Average Iowa Rates	LTV	Loan Amount	Occupancy
Conventional	6.07% - 10.70%	80%	$1,000,000+	Investment + Owner Occupied
Conduit / CMBS	6.08% - 7.69%	75%	$2,000,000+	Investment
Insurance	5.58% - 8.09%	75%	$5,000,000+	Investment + Owner Occupied
FHA / HUD	5.57% - 6.42%	83.3%	$5,000,000+	Investment
USDA	6.70% - 11.70%	85%	$1,000,000+	Investment + Owner Occupied
Bridge	6.70% - 14.70%	80%	$1,500,000+	Investment
Construction	10.20% - 15.20%	83.3%	$1,000,000+	Investment
SBA	6.20% - 11.20%	85% - 90%	$1,000,000+	Owner Occupied

Types of Commercial Loans in Iowa

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in Iowa

Quick Quote

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in Iowa

We are proud to be serving the state of Iowa. Here are our commercial loan statistics for this state.

Iowa Cities and Towns Served

Iowa Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for IA below to help you understand what kind of market you are in. Simply click one of the options below to see the data for IA. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following Iowa cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided Iowa economic reports to get a better understanding of your market.

Ackley
Adair County
Adams County
Adel
Akron
Albia
Algona
Allamakee County
Allison
Alta
Alton
Altoona
Ames
Anamosa
Ankeny
Aplington
Appanoose County
Arnolds Park
Asbury
Atkins
Atlantic
Audubon
Audubon County
Avoca
Baxter
Bedford
Belle Plaine
Bellevue
Belmond
Benton County
Bettendorf
Black Hawk County
Bloomfield
Blue Grass
Bondurant
Boone
Boone County
Bremer County
Britt
Brooklyn
Buchanan County
Buena Vista County
Buffalo
Buffalo (historical)
Burlington
Butler County
Calhoun County
Camanche
Carlisle
Carroll
Carroll County
Carter Lake
Cascade
Cass County
Cedar County
Cedar Falls
Cedar Rapids
Center Point
Centerville
Central City
Cerro Gordo County
Chariton
Charles City
Cherokee
Cherokee County
Chickasaw County
Clarinda
Clarion
Clarke County
Clarksville
Clay County
Clayton County
Clear Lake
Clinton
Clinton County
Clive
Colfax
Columbus Junction
Conrad
Coon Rapids
Coralville
Corning
Corydon
Council Bluffs
Crawford County
Cresco
Creston
Dakota City
Dallas Center
Dallas County
Davenport
Davis County
De Soto
De Witt
Decatur County
Decorah
Delaware County
Denison
Denver
Des Moines
Des Moines County
Dickinson County
Dike
Dubuque
Dubuque County
Durant
Dyersville
Dysart
Eagle Grove
Earlham
Eddyville
Eldora
Eldridge
Elk Run Heights
Elkader
Ely
Emmet County
Emmetsburg
Epworth
Estherville
Evansdale
Fairbank
Fairfax
Fairfield
Farley
Fayette
Fayette County
Floyd County
Forest City
Fort Dodge
Fort Madison
Franklin County
Fremont County
Garner
George
Gilbert
Glenwood
Glidden
Granger
Greene
Greene County
Greenfield
Grimes
Grinnell
Grundy Center
Grundy County
Guthrie Center
Guthrie County
Guttenberg
Hamburg
Hamilton County
Hampton
Hancock County
Hardin County
Harlan
Harrison County
Hartley
Hawarden
Henry County
Hiawatha
Holstein
Howard County
Hudson
Hull
Humboldt
Humboldt County
Huxley
Ida County
Ida Grove
Independence
Indianola
Iowa City
Iowa County
Iowa Falls
Jackson County
Jasper County
Jefferson
Jefferson County
Jesup
Jewell
Johnson County
Johnston
Jones County
Kalona
Keokuk
Keokuk County
Keosauqua
Kingsley
Knoxville
Kossuth County
La Porte City
Lake City
Lake Mills
Lake Panorama
Lake Park
Lake View
Lamoni
Laurens
Le Claire
Le Mars
Lee County
Lenox
Leon
Linn County
Lisbon
Logan
Lone Tree
Louisa County
Lucas County
Lyon County
Madison County
Madrid
Maharishi Vedic City
Mahaska County
Malvern
Manchester
Manly
Manning
Manson
Mapleton
Maquoketa
Marcus
Marengo
Marion
Marion County
Marshall County
Marshalltown
Mason City
Mechanicsville
Mediapolis
Melcher-Dallas
Milford
Mills County
Missouri Valley
Mitchell County
Mitchellville
Monona
Monona County
Monroe
Monroe County
Montezuma
Montgomery County
Monticello
Mount Ayr
Mount Pleasant
Mount Vernon
Moville
Muscatine
Muscatine County
Nashua
Nevada
New Hampton
New London
New Sharon
Newton
Nora Springs
North English
North Liberty
Northwood
Norwalk
O'Brien County
Oakland
Oelwein
Ogden
Onawa
Orange City
Osage
Osceola
Osceola County
Oskaloosa
Ottumwa
Page County
Palo
Palo Alto County
Panora
Park View
Parkersburg
Paullina
Pella
Peosta
Perry
Pleasant Hill
Pleasantville
Plymouth County
Pocahontas
Pocahontas County
Polk City
Polk County
Postville
Pottawattamie County
Poweshiek County
Prairie City
Preston
Primghar
Red Oak
Reinbeck
Remsen
Ringgold County
Riverside
Robins
Rock Rapids
Rock Valley
Rockwell
Rockwell City
Roland
Sac City
Sac County
Saint Ansgar
Sanborn
Saylorville
Scott County
Sergeant Bluff
Sheffield
Shelby County
Sheldon
Shell Rock
Shenandoah
Sibley
Sidney
Sigourney
Sioux Center
Sioux City
Sioux County
Slater
Solon
Spencer
Spirit Lake
Springville
State Center
Storm Lake
Story City
Story County
Strawberry Point
Stuart
Sumner
Tama
Tama County
Taylor County
Tiffin
Tipton
Toledo
Traer
Tripoli
Union County
University Heights
Urbana
Urbandale
Van Buren County
Van Meter
Villisca
Vinton
Walcott
Walford
Wapello
Wapello County
Warren County
Washington
Washington County
Waterloo
Waukee
Waukon
Waverly
Wayne County
Webster City
Webster County
Wellman
West Branch
West Burlington
West Des Moines
West Liberty
West Union
Williamsburg
Wilton
Windsor Heights
Winfield
Winnebago County
Winneshiek County
Winterset
Woodbine
Woodbury County
Woodward
Worth County
Wright County