Commercial Real Estate Financing in New Hampshire | NH Commercial Loan Rates

Commercial Loan Direct (CLD) provides commercial real estate loans in the state of New Hampshire. Current commercial loan rates in New Hampshire range from 5.58% to 15.2%, depending on the loan program. CLD is a national commercial mortgage banker offering aggressively priced programs and superb service. CLD originates loans for its parent company CLD Financial which provides a wide variety of lending vehicles. Our company is currently targeting owner occupied and investment properties over $1 Million in the state of NH. We also have a dedicated page for apartment loans in New Hampshire.

New Hampshire Commercial Loans

New Hampshire Commercial Loan Rates

Commercial Loan Types Average New Hampshire Rates LTV Loan Amount Occupancy
Conventional 6.07% - 10.70% 80% $1,000,000+ Investment + Owner Occupied
Conduit / CMBS 6.08% - 7.69% 75% $2,000,000+ Investment
Insurance 5.58% - 8.09% 75% $5,000,000+ Investment + Owner Occupied
FHA / HUD 5.57% - 6.42% 83.3% $5,000,000+ Investment
USDA 6.70% - 11.70% 85% $1,000,000+ Investment + Owner Occupied
Bridge 6.70% - 14.70% 80% $1,500,000+ Investment
Construction 10.20% - 15.20% 83.3% $1,000,000+ Investment
SBA 6.20% - 11.20% 85% - 90% $1,000,000+ Owner Occupied

Types of Commercial Loans in New Hampshire

Investment Property Mortgages

The types of mortgages available for these types of properties are Conventional, CMBS / Conduit, Insurance, and Agency (FHA / HUD and USDA) products. Bridge and/or Construction mortgages are also available on a case-by-case basis in order to reposition, stabilize or construct buildings. Commercial real estate investment properties can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospitals), hospitality, (hotel, motel, resort), and mixed use.

Owner Occupied Commercial Mortgages

Owner-Occupied commercial real estate properties in which the owner occupies at least 50% of the premises and can include office, retail, industrial/warehouse, self-storage, healthcare (medical office, skilled nursing facility, memory care, hospital), hospitality (hotel, motel, resort), mixed use, or any other type of commercial property. The types of mortgages available for owner-occupied buildings include Conventional, Insurance, and Agency programs including FHA / HUD, SBA, and USDA. Construction mortgages are also available on a case-by-case basis in order to develop or reposition a property for the owner's use.

Apply for a Commercial Loan in New Hampshire

Note: The commercial mortgage rates displayed in this website should be used as a guideline and do not represent a commitment to lend. Commercial Loan Direct and CLD Financial, LLC are not liable for any commercial mortgage interest rate or data entry errors that might affect the displayed commercial loan rates. Commercial loan rates may change at any time and without notice.

Locations Served in New Hampshire

We are proud to be serving the state of New Hampshire. Here are our commercial loan statistics for this state.

New Hampshire Cities and Towns Served

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New Hampshire Economic Data

Please note that commercial loan rates are dependent on the market. We have provided market data for NH below to help you understand what kind of market you are in. Simply click one of the options below to see the data for NH. Economic data reports provided by Data USA.

Economy

Housing

Lending Cities

Commercial loan direct provides services in the following New Hampshire cities. Please note we may be able to provide services in other cities as well by request. Rates are dependent on the market in your locale, feel free to use the provided New Hampshire economic reports to get a better understanding of your market.

  • Alexandria
  • Alstead
  • Andover
  • Antrim
  • Ashland
  • Atkinson
  • Auburn
  • Barnstead
  • Barrington
  • Bedford
  • Belknap County
  • Belmont
  • Berlin
  • Boscawen
  • Bow Bog
  • Brentwood
  • Bridgewater
  • Bristol
  • Brookline
  • Candia
  • Canterbury
  • Carroll County
  • Center Harbor
  • Charlestown
  • Cheshire County
  • Chester
  • Chesterfield
  • Chichester
  • Claremont
  • Colebrook
  • Concord
  • Contoocook
  • Conway
  • Coos County
  • Danbury
  • Danville
  • Deerfield
  • Deering
  • Derry
  • Derry Village
  • Dover
  • Dublin
  • Durham
  • East Concord
  • East Kingston
  • East Merrimack
  • Effingham
  • Enfield
  • Epping
  • Epsom
  • Exeter
  • Farmington
  • Fitzwilliam
  • Francestown
  • Franklin
  • Freedom
  • Fremont
  • Gilford
  • Gilmanton
  • Goffstown
  • Gorham
  • Grafton
  • Grafton County
  • Grantham
  • Greenfield
  • Greenland
  • Greenville
  • Groveton
  • Hampstead
  • Hampton
  • Hampton Beach
  • Hampton Falls
  • Hanover
  • Harrisville
  • Haverhill
  • Henniker
  • Hill
  • Hillsborough
  • Hillsborough County
  • Hinsdale
  • Holderness
  • Hollis
  • Hooksett
  • Hopkinton
  • Hudson
  • Jaffrey
  • Jefferson
  • Keene
  • Kensington
  • Kingston
  • Laconia
  • Lancaster
  • Lebanon
  • Lee
  • Lempster
  • Litchfield
  • Littleton
  • Londonderry
  • Lyme
  • Lyndeborough
  • Madbury
  • Madison
  • Manchester
  • Marlborough
  • Mason
  • Meredith
  • Merrimack
  • Merrimack County
  • Milan
  • Milford
  • Mont Vernon
  • Moultonborough
  • Nashua
  • New Boston
  • New Castle
  • New Durham
  • New Ipswich
  • New London
  • Newbury
  • Newmarket
  • Newport
  • Newton
  • North Conway
  • North Hampton
  • Northfield
  • Northumberland
  • Northwood
  • Nottingham
  • Orford
  • Ossipee
  • Pelham
  • Pembroke
  • Peterborough
  • Pinardville
  • Pittsfield
  • Plaistow
  • Plymouth
  • Portsmouth
  • Raymond
  • Richmond
  • Rindge
  • Rochester
  • Rockingham County
  • Rollinsford
  • Rumney
  • Rye
  • Salem
  • Salisbury
  • Sanbornton
  • Sanbornville
  • Sandown
  • Sandwich
  • Seabrook
  • Somersworth
  • South Hooksett
  • Springfield
  • Strafford
  • Strafford County
  • Stratford
  • Stratham Station
  • Sullivan County
  • Sunapee
  • Suncook
  • Sutton
  • Swanzey
  • Tamworth
  • Temple
  • Thornton
  • Tilton
  • Tilton-Northfield
  • Troy
  • Tuftonboro
  • Unity
  • Wakefield
  • Weare
  • Webster
  • West Swanzey
  • Westmoreland
  • Whitefield
  • Wilmot
  • Wilton
  • Winchester
  • Windham
  • Wolfeboro
  • Woodstock
  • Woodsville
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