CLD

Commercial Real Estate Mortgages Rhode Island

Commercial Loan Direct (“CLD”) offers commercial real estate mortgages in Rhode Island. CLD is correspondent lender providing commercial mortgages at wholesale commercial loan rates. CLD originates loans for its parent company CLD Financial which provides a wide variety of commercial loan programs. Our company also offers Rhode Island apartment loans.


Mortgage Programs:

Investment Property Mortgages

Loan Type Property Type * Min Loan Amount Max LTV Term Length Amortization Learn More Rates
Conventional O, R, I/W, SS, H/M, MU $1,000,000 75% 3-15 Years 15-30 Years
Conduit / CMBS O, R, I/W, SS, M/H, H/M, MU $2,000,000 75% 5-10 Years 20-30 Years
Insurance O, R, I/W, MU $1,000,000 75% 5-30 Years 15-30 Years
FHA / HUD H, SNF, MC $3,000,000 83.3% 30-40 Years 30-40 Years
USDA O, R, I/W, SS, H/M, MU $1,000,000 85% 5-15 Years 15-30 Years
Bridge O, R, I/W, SS, MU $3,000,000 90% 12-36 Months Interest-Only
Construction O, R, I/W, SS, MU $3,000,000 80% 12-36 Months Interest-Only
*H = Hospitals H/M = Hotel/Motel I/W = Industrial/Warehouse MC = Memory Care M/H = Medical/Healthcare MU = Mixed Use
O = Office R = Retail SNF = Skilled Nursing Facility SS= Self-Storage

Owner-Occupied Mortgages

Loan Type Property Type * Min Loan Amount Max LTV Term Length Amortization Learn More Rates
Conventional O, R, I/W, SS, M/H, H/M, MU $1,000,000 80% 3-15 Years 15-30 Years
SBA O, R, I/W, SS, M/H, H/M, MU $1,000,000 85-90% 3-25 Years 15-30 Years
USDA O, R, I/W, SS, M/H, H/M, MU $1,000,000 80-90% 5-20 Years 15-30 Years
*H = Hospitals H/M = Hotel/Motel I/W = Industrial/Warehouse MC = Memory Care M/H = Medical/Healthcare MU = Mixed Use
O = Office R = Retail SNF = Skilled Nursing Facility SS= Self-Storage

Lending Cities

  • Providence
  • Warwick
  • Cranston
  • Pawtucket
  • East
  • Woonsocket
  • Coventry
  • North Providence
  • Cumberland
  • West
  • And More...
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    Property Types

    • Affordable Housing
    • Apartment
    • Auto Repair
    • Auto Dealership
    • Assisted Living
    • Bowling Alley
    • Car Wash
    • Church
    • Commercial Construction
    • Condominium
    • Congregate Care
    • Day Care
    • Dental Office
    • Fitness Center
    • Funeral Home
    • Gas Station
    • Golf Course
    • Health Care Facility
    • Health Club
    • Hotel/Motel Flagged
    • Hotel/Motel Unflagged
    • Industrial
    • Marina
    • Manufactured Housing
    • Medical Center
    • Mini Storage
    • Mixed Use
    • Motel
    • Multifamily
    • Nursing Home
    • Office Building
    • Restaurant
    • Retail Center Anchored
    • Retail Center Unanchored
    • School
    • Self Storage
    • Seniors Housing
    • Student Housing
    • Veterinary
    • Warehouse

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