Warehouse loans - Industrial Real Estate Mortgages

Warehouse Mortgage - Industrial Loan

Warehouse Building - Industrial Real Estate - definition

A warehouse is a commercial building for storage of goods. Warehouses are used by manufacturers, importers, exporters, wholesalers, transport businesses, customs, etc. They are usually large plain buildings in industrial areas of cities and towns. They come equipped with loading docks to load and unload trucks; or sometimes are loaded directly from railways, airports, or seaports. They also often have cranes and forklifts for moving goods, which are usually placed on ISO standard pallets loaded into pallet racks.

Industrial property loan programs

In addition to our core programs we also offer commercial real estate government agency sponsored related programs for industrial property loans including SBA-504, SBA 7(a), and USDA.

Small Warehouse Loan Programs

Industrial Mortgages from $1 Million to 5 Million

Small Wholesale Warehouse Mortgage

  • Term - fixed rate: 2, 3, 4, 5, 6, 7 and 8 Years
  • Adjustable rate available
  • Amortization: 20, 25, and 30 years
  • Prepayment: Multiple options
  • Loan to Value Ratios: 75% for most loans
  • Assumable
  • Recourse: Yes
  • Can be used with SBA-504 (> 51% owner occupied properties)

Learn more about our Small Wholesale Warehouse Mortgage

Small Conduit Warehouse Mortgage

  • Term: 5 - 20 years
  • Amortization: 30 Years Maximum
  • Prepayment: Multiple options
  • Loan to Value Ratios: 80%
  • Assumable
  • Recourse: Non-recourse

Learn more about our Small Conduit Warehouse Mortgage

Mid Balance Warehouse Loan Programs

Industrial Mortgages from $5 Million to $10 Million

Mid-Balance Warehouse Mortgage

  • Terms - fixed rate: 2, 3, 4, 5, 6, 7 and 8 Year Loan Terms Available for Fixed Rate Products.
  • Term - adjustable rate: Maximum 5 Years
  • Amortization: 20, 25, and 30 years
  • Prepayment: Multiple options
  • Loan to Value Ratios: 75%
  • Assumable
  • Recourse: Yes

Learn more about our Mid Balance Wholesale Warehouse Mortgage

Mid Balance Conduit Warehouse Mortgage

  • Term: 5 - 20 years
  • Amortization: 30 Years Maximum
  • Prepayment: Multiple options
  • Loan to Value Ratios: 80%
  • Assumable
  • Recourse: Non-recourse

Learn more about our Mid Balance Conduit Warehouse Mortgage

Large Balance Warehouse Loan Programs

Industrial Mortgages over $10 Million to No Max

Large Balance Wholesale Warehouse Mortgage

  • Loan Amount: $10 Million - $1,000 Million
  • Fixed Rate: 5, 10 Years
  • Amortization: 20 to 30 year schedules available on most transactions, subject to underwriting criteria. Fully amortizing loans are also available
  • Prepayment: Multiple options
  • Assumable
  • Recourse: Non-recourse with standard carve-outs
  • Property Types: Industrial, R & D Flex, Office, Retail, Manufactured Home Communities, Hotels, and Self-Storage
  • Loan to Value: up to 80%

Learn more about our Large Balance Wholesale Warehouse Mortgage

Large Balance Conduit Warehouse Mortgage

  • Pricing: Fixed interest rates priced at competitive spreads over comparable maturity U.S. Treasury
  • Term: 5 - 20 years
  • Amortization: 30 Years Maximum
  • Prepayment: Multiple options
  • Loan to Value Ratios: 80%
  • Assumable
  • Recourse: Non-recourse

Learn more about our Large Balance Conduit Warehouse Mortgage