Commercial Mortgages
CLD offers commercial mortgage real estate financing nationwide. In order to simplify the commercial lending process we have divided our financing programs in three sections: Small, Mid, and Large commercial loan transactions:
- Small commercial loans - commercial finance ($1 Million to $5 Million)
- Mid-balance loans - commercial finance ($5 Million to $10 Million)
- Large balance loans - commercial finance ($2 Million to No Max)
- Commercial real estate bridge loans
- Construction loans
- In addition to our core programs we also offer commercial real estate government agency sponsored related programs including SBA Loans, SBA-504, SBA 7(a), and USDA
- Preferred real estate properties; office, retail, industrial, hospital & healthcare, self storage, church, hotel and mixed use
Commercial loans from $1 Million to $5 Million
- Small Wholesale Loans- Term - fixed rate: 2, 3, 4, 5, 6, 7 and 8 Years
- Adjustable rate available
- Amortization: 20, 25, and 30 years
- Prepayment: Multiple options
- Loan to Value Ratios: 75% for most loans
- Assumable
- Recourse: Yes
- Can be used with SBA-504 (> 51% owner occupied properties)
Learn more - Small Wholesale Commercial Mortgages
- Small Conduit Commercial (non-recourse)- Term: 5 - 20 years
- Amortization: 30 Years Maximum
- Prepayment: Multiple options
- Loan to Value Ratios: 80%
- Assumable
- Recourse: Non-recourse
Learn more - Small Conduit Commercial Mortgages
Mid Balance Commercial LoansCommercial Loans from $5 Million to $10 Million
- Mid Balance Wholesale Loans- Terms - fixed rate: 2, 3, 4, 5, 6, 7 and 8 Year Loan Terms Available for Fixed Rate Products.
- Term - adjustable rate: Maximum 5 Years
- Amortization: 20, 25, and 30 years
- Prepayment: Multiple options
- Loan to Value Ratios: 75%
- Assumable
- Recourse: Yes
Learn more - Mid Balance Wholesale Commercial Loans
- Mid Balance Conduit Loans- Term: 5 - 20 years
- Amortization: 30 Years Maximum
- Prepayment: Multiple options
- Loan to Value Ratios: 80%
- Assumable
- Recourse: Non-recourse
Learn more - Mid Balance Conduit Commercial Mortgages
Large Commercial LoansCommercial Loans from $10 Million to No Max
- Large Balance Wholesale Loans
- Loan Amount: $10 Million - $1,000 Million
- Fixed Rate: 5, 10 Years
- Amortization: 20 to 30 year schedules available on most transactions, subject to underwriting criteria. Fully amortizing loans are also available
- Prepayment: Multiple options
- Assumable
- Recourse: Non-recourse with standard carve-outs
- Property Types: Industrial, R&D Flex, Office, Retail, Manufactured Home Communities, Hotels, and Self-Storage
- Loan to Value: up to 80%
- Pricing: Fixed interest rates priced at competitive spreads over comparable maturity U.S. Treasury
- Term: 5 - 20 years
- Amortization: 30 Years Maximum
- Prepayment: Multiple options
- Loan to Value Ratios: 80%
- Assumable
- Recourse: Non-recourse
Learn more - Large Balance Commercial Mortgages
Commercial Mortgages #1 Online Lender
CLD is the #1 ranked commercial mortgage online lender. Our state of the art lending platform allows CLD to prequalify you for lending in as little as 1 business day.