Definition: Identifies the method by which the tenant is responsible for payment or reimbursement of Insurance.
Apartment loans and multifamily mortgages at low rates. We offer Fannie Mae, Freddie Mac, FHA, conventional, CMBS, Insurance, and construction multifamily mortgages.
We provide office commercial loans at low rates. Office commercial loans include conventional, CMBS, insurance, USDA, bridge, construction, and SBS commercial loans.
Since its inception, CMBS lending has been the go-to mortgage product for larger properties with sponsors that want non-recourse financing with high leverage, low interest rates, and lenient underwriting. However, since the market collapse in 2007 and the passage of the Dodd-Frank “Risk Retention”, things have changed. Although still more permissive than conventional or insurance products, CMBS underwriting standards have become more stringent, leverage points have been lowered, and interest rates can fluctuate greatly depending on treasury indexes and bond investor demands.
Section 207 mortgage insurance can be used to finance the substantial rehabilitation or construction of individual, semidetached, row, walk-up, or elevator type structures with 5 plus units.
Section 207 insures loans to provide financing for mobile home parks. Section 207 increases the affordablity and availability of the finance of mobile home parks. This program provides FHA loan insurance for HUD-approved lenders.
Learn about the different types of commercial loans and real estate lending programs offered by CLD with our loan finder. CLD provides Fannie Mae, Freddie Mac, FHA, CMBS, Conventional, Insurance, USDA, SBA, Bridge, and Construction Loans.
Rental assistance may be used in both existing and newly constructed HCFP Rural Rental Housing (Section 515) or Farm Labor Housing (Section 514) financed projects. Projects must be established on a nonprofit or limited profit basis.
HUD/FHA provides insurance on mortgages that cover housing for the elderly. Known as a Section 232 loan, these loans finance nursing homes, assisted living facilities, and board and care facilities.
This program helps encourage the production of affordable housing projects. The program provides insurance and reinsurance for commercial housing projects whose mortgages are originated, underwritten, serviced, and disposed of by a QPE and/or its approved lenders.
We provide commercial loans for retail centers at low rates. Loan programs include CMBS, insurance, USDA, bridge, construction, SBA, and conventional loans.
